Missouri Paycheck Calculator
Calculate your take-home pay in Missouri. See how federal tax, MO state tax (2% to 4.7% (5 brackets)), Social Security, and Medicare affect your paycheck. Free, instant, private.
Missouri Paycheck Calculator
Your Take-Home Pay Per Paycheck
$1,877.91
Bi-Weekly (26) · $48,826/year · Effective Rate: 21.1%
Gross Pay
$61,847
$2,378.73/check
Federal Tax
-$5,383
8.7% eff.
MO State Tax
-$2,907
4.7% eff.
FICA
-$4,731
SS + Medicare
Net Take-Home
$48,826
78.9% kept
Pay Breakdown
| Item | Per Paycheck | Annual |
|---|---|---|
| Gross Pay | $2,378.73 | $61,847.00 |
| Federal Income Tax | -$207.04 | -$5,383.14 |
| Missouri State Tax | -$111.80 | -$2,906.81 |
| Social Security (6.2%) | -$147.48 | -$3,834.51 |
| Medicare (1.45%) | -$34.49 | -$896.78 |
| Net Take-Home Pay | $1,877.91 | $48,825.76 |
Missouri Income Tax Overview
Missouri has a progressive income tax with rates from 2% to 4.7%, with the top rate recently reduced from 5.3%. Kansas City and St. Louis both levy an additional 1% earnings tax on anyone who lives or works in the city, which affects most urban workers. Missouri has a low cost of living at 89% of the national average. The state has a diverse economy with strengths in healthcare, manufacturing, agriculture, financial services, and defense.
Missouri Tax Details
Missouri has 5 tax brackets: 2% on the first $1,207, 2.5% to $2,414, 3% to $3,621, 3.5% to $4,828, and 4.7% above $4,828 (2026 rates). Missouri allows a deduction for federal income taxes paid (capped at $5,000 single / $10,000 married). Standard deduction follows federal amounts. Kansas City and St. Louis both impose a 1% earnings tax.
Local Taxes in Missouri
Kansas City and St. Louis levy a 1% earnings tax on residents and workers. Local taxes are not included in the calculator above and would further reduce your take-home pay.
State Tax Rate
4.7%
Median Income
$61,847
Minimum Wage
$13.75/hr
Cost of Living
89%
How the Missouri Paycheck Calculator Works
This calculator estimates your take-home pay in Missouri by deducting federal income tax, Missouri state income tax (2% to 4.7% (5 brackets)), Social Security (6.2% up to $176,100), and Medicare (1.45% plus 0.9% surtax on high earners).
Start with Gross Salary
Your total annual compensation before any deductions.
Apply Standard Deduction
$15,000 for single filers (2026).
Calculate Federal Tax
Using 2026 marginal tax brackets: 10%, 12%, 22%, 24%, 32%, 35%, 37%.
Add MO State Tax
Missouri taxes at 2% to 4.7% (5 brackets). We use the effective rate of 4.7%.
Deduct FICA Taxes
Social Security (6.2% up to $176,100) + Medicare (1.45% on all income).
Note: This calculator provides estimates. Actual take-home pay may vary based on pre-tax deductions (401k, health insurance), local taxes, and other withholding adjustments. In Missouri: Kansas City and St. Louis levy a 1% earnings tax on residents and workers.
Missouri Cost of Living
Missouri's cost of living index is 89 (national average = 100). This means living in Missouri is 11% less expensive than the national average. A salary of $61,847 in Missouri has the equivalent purchasing power of about $69,491 in an average-cost area.
Your Salary's Purchasing Power
Your $48,826 annual take-home pay in Missouri has the purchasing power of approximately $54,860 in an average-cost area.
Missouri Minimum Wage
The minimum wage in Missouri is $13.75 per hour as of 2026. This is $6.50 above the federal minimum wage of $7.25/hour. A full-time minimum wage worker in Missouri (40 hours/week) earns approximately $28,600 per year before taxes.
Hourly
$13.75
Weekly (40h)
$550
Monthly
$2,383
Annual
$28,600
Compare Missouri to Nearby States
See how Missouri's tax rates and cost of living compare to neighboring states.
Tips to Maximize Your Take-Home Pay in Missouri
- Maximize pre-tax contributions to your 401(k) or 403(b). In 2026, you can contribute up to $23,500 ($31,000 if over 50), reducing your taxable income and both federal and state taxes.
- Use an HSA if you have a high-deductible health plan. HSA contributions ($4,300 individual, $8,550 family in 2026) are pre-tax and reduce your paycheck deductions.
- Use a Dependent Care FSA if you have childcare expenses. You can set aside up to $5,000 pre-tax to pay for daycare or after-school care.
- Review your W-4 withholding. If you regularly get large tax refunds, you are giving the IRS an interest-free loan. Adjust your W-4 to keep more money in each paycheck throughout the year.
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Frequently Asked Questions
How much tax do I pay in Missouri?
In Missouri, you pay both federal and state income taxes plus FICA. The state income tax rate is 2% to 4.7% (5 brackets). On a $61,847 salary filing single, your combined effective tax rate would be approximately 21.1%.
What is the minimum wage in Missouri?
The minimum wage in Missouri is $13.75 per hour as of 2026. This equals approximately $28,600 per year for a full-time worker (40 hours/week, 52 weeks/year). The federal minimum wage is $7.25/hour, and Missouri requires employers to pay the higher state rate.
What is the cost of living in Missouri?
Missouri's cost of living index is 89, meaning it is 11% less expensive the national average. The median household income is $61,847. The lower cost of living means your paycheck has more purchasing power compared to many other states.
How does Missouri's income tax compare to other states?
Missouri's income tax structure is 2% to 4.7% (5 brackets). This is a relatively low income tax rate compared to many states. For comparison, nine states have no income tax at all, while California has the highest top rate at 13.3%.