Salary & Cost of Living in Bend, OR
Bend, OR: $62,000 median salary, cost of living index 128, $14.70/hr minimum wage. Calculate your take-home pay with our free paycheck calculator.
Median Salary
$62,000
$30/hr
Cost of Living
128
US avg = 100
Minimum Wage
$14.70
per hour
Unemployment
3%
rate
Bend, OR Overview
Population
102,059
Median Salary
$62,000
Average Salary
$69,000
Avg Commute
18 min
Median Home Price
$580,000
Median Rent
$1,700/mo
Job Growth
+3%
Sales Tax
0%
Bend is located in Oregon with a population of 102,059. The median household salary is $62,000 per year ($30/hour), which is $2,616 above the national median of $59,384. The average commute time is 18 minutes, and the city has a job growth rate of +3%.
Bend Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in Bend, OR, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$46,431
$3,869.21/month · $1,785.79/biweekly · Effective Rate: 25.1%
Gross Pay
$62,000
Federal Tax
-$5,402
State Tax
-$5,425
Local Tax
$0
FICA
-$4,743
Net Pay
$46,431
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $5,166.67 | $62,000.00 |
| Federal Income Tax | -$450.13 | -$5,401.50 |
| Oregon State Tax (8.75%) | -$452.08 | -$5,425.00 |
| Social Security (6.2%) | -$320.33 | -$3,844.00 |
| Medicare (1.45%) | -$74.92 | -$899.00 |
| Net Take-Home Pay | $3,869.21 | $46,430.50 |
Salary Comparison: Bend vs Other Cities
See how Bend's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| Bend, OR | $62,000 | 128 | $48,438 |
| National Average | $59,384 | 100 | $59,384 |
| Tempe, AZ | $62,000 | 105 | $59,048 |
| Wilmington, DE | $62,000 | 105 | $59,048 |
| Fort Lauderdale, FL | $62,000 | 118 | $52,542 |
| Miramar, FL | $62,000 | 112 | $55,357 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in Bend
Bend's cost of living index is 128 (national average = 100). Living in Bend is 28% more expensive than the national average.
Median Home Price
$580,000
Median Monthly Rent
$1,700
Annual Rent Cost
$20,400
Your Salary's Purchasing Power
Your $46,431 annual take-home pay in Bend has the purchasing power of approximately $36,274 in an average-cost US area. You would need to earn $79,360 in Bend to match a $62,000 salary in an average-cost city.
Top Industries in Bend
Bend's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $62,000.
Salary Tips for Bend Workers
- Negotiate for cost of living. Bend has a cost of living 28% above the national average. When negotiating salary, factor in the higher housing and living costs to ensure your real purchasing power stays competitive.
- Maximize pre-tax deductions. With a 8.75% state income tax rate, maximizing 401(k) contributions (up to $23,500 in 2026) and HSA contributions can significantly reduce both your federal and state tax burden.
- Research top industries. Bend's top industries include Tourism, Healthcare, Technology. Targeting roles in these sectors can help you earn above the $62,000 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
Explore Salaries Across the US
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Frequently Asked Questions
What is the median salary in Bend, OR?
The median salary in Bend, OR is $62,000 per year, or $30 per hour. The average salary is $69,000. This is $2,616 above the national median of $59,384.
What is the cost of living in Bend, OR?
Bend's cost of living index is 128 (national average = 100), meaning it is 28% more expensive compared to the national average. The median home price is $580,000 and the median monthly rent is $1,700.
What are the best industries in Bend?
The top industries in Bend, OR include Tourism, Healthcare, Technology. The city has a job growth rate of 3% and an unemployment rate of 3%. Workers in these industries often earn above the city's median salary of $62,000.
How does Bend's salary compare to other cities?
Bend's median salary of $62,000 is 4.4% above the national median of $59,384. However, when adjusted for cost of living (index: 128), the real purchasing power is approximately $48,438.
What is the minimum wage in Bend, OR?
The minimum wage in Bend, OR is $14.70 per hour. This equals approximately $30,576 per year for a full-time worker (40 hours/week). This is $7.45 above the federal minimum wage of $7.25/hour.