Credit Analyst Salary in 2026
Credit analysts evaluate the creditworthiness of individuals and businesses seeking loans or credit. They analyze financial statements, assess risk factors, and make lending recommendations.
Median Salary
$69,000
$5,750/mo
Entry Level
$47,000
starting pay
Senior Level
$93,000
experienced
Job Growth
+3%
10-yr outlook
Credit Analyst Overview
Credit analysts evaluate the creditworthiness of individuals and businesses seeking loans or credit. They analyze financial statements, assess risk factors, and make lending recommendations.
Education
Bachelor's Degree
Experience
1-3 years
Industry
Finance
Total Jobs (US)
75K
5-Year Growth
+12%
Category
Finance
Hourly Rate
$33.17/hr
Monthly Pay
$5,750
Credit Analyst Salary Calculator
Adjust your state and experience level to see the estimated Credit Analyst salary in your area.
Mid Career (5-9 yrs)
Estimated Credit Analyst Salary
$77,000
$6,417/month · $2,962/biweekly · $37.02/hr
Credit Analyst Salary Range
Salary distribution from entry-level to top earners in the Credit Analyst field.
Entry-level Credit Analysts earn around $47,000, while the top 10% earn $104,500 or more.
Top Paying States for Credit Analysts
| State | Est. Median Salary | vs National |
|---|---|---|
| California | $81,000 | +$12,000 |
| New York | $79,000 | +$10,000 |
| Illinois | $72,000 | +$3,000 |
| Texas | $68,000 | $-1,000 |
| North Carolina | $66,000 | $-3,000 |
Top Paying Cities for Credit Analysts
| City | Est. Median Salary | vs National |
|---|---|---|
| San Francisco | $86,000 | +$17,000 |
| New York | $81,000 | +$12,000 |
| Chicago | $72,000 | +$3,000 |
| Dallas | $69,000 | $0 |
| Charlotte | $66,000 | $-3,000 |
Required Skills & Certifications
Key Skills
Certifications
Credit Analyst Career Progression
Typical salary growth path for a Credit Analyst from entry level to expert.
$47,000
0-2 years
$70,000
3-7 years
$93,000
8-14 years
$116,000
15+ years
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Credit Analyst Salary FAQ
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