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Financial Planner Salary in 2026

Financial planners help individuals and families create comprehensive financial strategies including retirement, investment, tax, and estate planning. They build long-term wealth management plans.

Median Salary

$105,070

$8,756/mo

Entry Level

$62,600

starting pay

Senior Level

$143,100

experienced

Job Growth

+15%

10-yr outlook

BLS OEWS May 2025 · official national figures

BLS reports Personal Financial Advisors (SOC 13-2052) at a national median of $105,070 per year (mean $156,670), or $50.51 per hour, with 266,800 people employed nationwide. The median above is this BLS figure; the entry, senior and top tiers are Salario estimates calibrated to it. Source: BLS Occupational Employment and Wage Statistics, May 2025 release.

Financial Planner Overview

Financial planners help individuals and families create comprehensive financial strategies including retirement, investment, tax, and estate planning. They build long-term wealth management plans.

Education

Bachelor's Degree

Experience

2-5 years

Industry

Finance

Total Jobs (US)

267K

5-Year Growth

+15%

Category

Finance

Hourly Rate

$50.51/hr

Monthly Pay

$8,756

Financial Planner Salary Calculator

Adjust your state and experience level to see the estimated Financial Planner salary in your area.

Mid Career (5-9 yrs)

Estimated Financial Planner Salary

$116,000

$9,667/month · $4,462/biweekly · $55.77/hr

Financial Planner Salary Range

Salary distribution from entry-level to top earners in the Financial Planner field.

25th Percentile$79,588
$80K
Median (50th)$105,070
$105K
75th Percentile$124,085
$124K
90th Percentile$172,700
$173K
Top Earners$202,300
$202K

Entry-level Financial Planners earn around $62,600, while the top 10% earn $172,700 or more.

Top Paying States for Financial Planners

StateEst. Median Salaryvs National
California$124,000+$18,930
New York$121,000+$15,930
Massachusetts$118,000+$12,930
Florida$103,000$-2,070
Texas$103,000$-2,070

Top Paying Cities for Financial Planners

CityEst. Median Salaryvs National
San Francisco$131,000+$25,930
New York$124,000+$18,930
Boston$118,000+$12,930
Miami$107,000+$1,930
Dallas$105,000$-70

City figures are Salario estimates that scale the national median by a city cost-of-labor multiplier; BLS does not publish a metro-level series for this title.

Financial Planner Salary by City

Published city-level wage and take-home pay guides for Financial Planner.

Required Skills & Certifications

Key Skills

Retirement PlanningTax PlanningInvestment ManagementInsuranceEstate Planning

Certifications

CFPChFCSeries 65

Financial Planner Career Progression

Typical salary growth path for a Financial Planner from entry level to expert.

Entry Level

$62,600

0-2 years

Mid Career

$103,000

3-7 years

Senior

$143,100

8-14 years

Lead / Expert

$202,300

15+ years

EntryExpert

Financial Planner Salary FAQ

How much does a Financial Planner make in 2026?

The median salary for a Financial Planner in the United States is $105,070 per year, the BLS OEWS May 2025 national median for Personal Financial Advisors (SOC 13-2052); the mean is $156,670. Salario's calibrated tiers put entry-level positions around $62,600, senior professionals around $143,100, and top earners at $202,300 or more annually.

What education is needed to become a Financial Planner?

A Financial Planner typically requires a Bachelor's Degree with 2-5 years of experience. Key skills include Retirement Planning, Tax Planning, Investment Management. Relevant certifications such as CFP or ChFC can boost earning potential and career advancement.

What is the job outlook for Financial Planners?

The job market for Financial Planners is projected to grow by 15% over the next decade. There are currently approximately 267K Financial Planner positions in the US. Salary growth over the past 5 years has been approximately 15%, reflecting strong demand for this role.

Which states pay Financial Planners the most?

The highest-paying states for Financial Planners include New York, California, Florida. In New York, the median salary is approximately $121,000. However, cost of living varies significantly, so adjusted purchasing power should be considered when comparing salaries across states.

How can I increase my Financial Planner salary?

To increase your Financial Planner salary, focus on gaining expertise in high-demand skills like Retirement Planning and Tax Planning. Pursue certifications such as CFP. Consider relocating to higher-paying markets like New York. With 2-5 years of experience, you can progress from $62,600 to $143,100 or more.

Methodology & Data Sources: Financial Planner Salary

How we calculate Financial Planner salary data: The national median is the official BLS OEWS May 2025 annual median wage for Personal Financial Advisors (SOC 13-2052), retrieved from the BLS Public Data API. The entry, senior and top tiers are a Salario model: the shape of the distribution is Salario's, rescaled so that its median equals the BLS median. State and most city figures are Salario estimates that apply cost-of-labor multipliers to that median.

  1. National median salary: $105,070, BLS OEWS May 2025 annual median for Personal Financial Advisors; BLS mean $156,670; BLS hourly median $50.51.
  2. Entry-level ($62,600) and senior-level ($143,100) are Salario tiers calibrated to the BLS median; they are not BLS percentiles. BLS publishes P10/P25/P75/P90 wages for this occupation in its OEWS tables.
  3. Job outlook: +15% projected growth is Salario's outlook figure; compare with the BLS Employment Projections program. BLS OEWS May 2025 counts 266,800 Personal Financial Advisors jobs nationwide.
  4. 5-year salary growth: 15% is a Salario estimate of past 5-year wage growth for the Finance sector, informed by the BLS Employment Cost Index.
  5. Education requirement: Bachelor's Degree, per BLS Occupational Outlook Handbook entry for this occupation.
  6. State and city estimates apply Salario cost-of-labor multipliers to the national median of $105,070; city rows marked "BLS metro" are real OEWS metropolitan-area medians instead.

Authoritative US data sources for Financial Planner compensation:

Disclaimer: Financial Planner salary figures are statistical estimates for general guidance. Actual compensation depends on employer, location, negotiation, specific skills (Retirement Planning, Tax Planning, Investment Management), certifications, and industry conditions. Always verify with multiple sources including current job listings, recruiter data, and direct employer offers before making career decisions.

Reviewed by Harlan Voss · Last updated May 17, 2026 · BLS figures: OEWS May 2025 release (published May 2026), retrieved from the BLS API on September 17, 2026

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