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Insurance Agent Salary in 2026

Insurance agents sell and service insurance policies, analyzing client needs and recommending appropriate coverage. They work in property, casualty, life, and health insurance markets.

Median Salary

$54,000

$4,500/mo

Entry Level

$35,000

starting pay

Senior Level

$80,000

experienced

Job Growth

+6%

10-yr outlook

Insurance Agent Overview

Insurance agents sell and service insurance policies, analyzing client needs and recommending appropriate coverage. They work in property, casualty, life, and health insurance markets.

Education

High School Diploma + License

Experience

0-2 years

Industry

Finance

Total Jobs (US)

530K

5-Year Growth

+12%

Category

Finance

Hourly Rate

$25.96/hr

Monthly Pay

$4,500

Insurance Agent Salary Calculator

Adjust your state and experience level to see the estimated Insurance Agent salary in your area.

Mid Career (5-9 yrs)

Estimated Insurance Agent Salary

$65,000

$5,417/month · $2,500/biweekly · $31.25/hr

Insurance Agent Salary Range

Salary distribution from entry-level to top earners in the Insurance Agent field.

25th Percentile$42,600
$43K
Median (50th)$54,000
$54K
75th Percentile$67,000
$67K
90th Percentile$101,000
$101K
Top Earners$122,000
$122K

Entry-level Insurance Agents earn around $35,000, while the top 10% earn $101,000 or more.

Top Paying States for Insurance Agents

StateEst. Median Salaryvs National
California$64,000+$10,000
New York$62,000+$8,000
Pennsylvania$54,000$0
Florida$53,000$-1,000
Texas$53,000$-1,000

Top Paying Cities for Insurance Agents

CityEst. Median Salaryvs National
New York$64,000+$10,000
Los Angeles$60,000+$6,000
Miami$55,000+$1,000
Philadelphia$55,000+$1,000
Houston$53,000$-1,000

Required Skills & Certifications

Key Skills

SalesRisk AssessmentPolicy AnalysisClient RelationsUnderwriting Basics

Certifications

State Insurance LicenseCPCUCLU

Insurance Agent Career Progression

Typical salary growth path for a Insurance Agent from entry level to expert.

Entry Level

$35,000

0-2 years

Mid Career

$58,000

3-7 years

Senior

$80,000

8-14 years

Lead / Expert

$122,000

15+ years

EntryExpert

Insurance Agent Salary FAQ

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