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Accountant Salary in Chattanooga, TN

Accountant salary data for Chattanooga, TN — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

Accountant Salary in Chattanooga, TN — 2026

The median Accountant salary in Chattanooga, TN is $67,760 per year ($5,647/month, $33/hr). This reflects the local cost of living index of 88, which is 12% below the national average.

Entry Level
$47K
$22/hr
Median
$68K
$33/hr
Senior
$91K
$44/hr
Top Earner
$114K
$55/hr

Accountant Take-Home Pay in Chattanooga

Tax Breakdown (Median Salary)

Gross Annual$67,760
Federal Tax-$6,521
State Tax (0.0%)-$0
FICA (SS + Medicare)-$5,184
Annual Take-Home$56,055
Monthly Take-Home$4,671

Living Cost Comparison

Median Rent$1,100/mo
Rent-to-Income Ratio19.5%
Median Home Price$260,000
Cost of Living Index88
City Median Salary$55,000
Accountant vs City Median+$12,760

Accountant Requirements

Education
Bachelor's Degree
Experience
1-3 years
Job Growth
4.0% (2024-2034)

Key Skills

GAAPQuickBooksTax PreparationAuditingExcel

Chattanooga Job Market Overview

Chattanooga, Tennessee has a population of 181,099 and an unemployment rate of 2.8%. The top industries are Technology, Manufacturing, Tourism. The local job growth rate is 2.2%, and the average commute time is 21 minutes.

Frequently Asked Questions

What is the average Accountant salary in Chattanooga, TN?
The median Accountant salary in Chattanooga, TN is $67,760 per year as of 2026. This is adjusted for the local cost of living index of 88. Entry-level Accountants earn around $46,640, while senior-level professionals can earn $90,640 or more.
How much does a Accountant take home in Chattanooga after taxes?
A Accountant earning the median salary of $67,760 in Chattanooga, TN takes home approximately $56,055 per year ($4,671/month) after federal, state, and local taxes. The effective tax rate is 17.3%.
Is Chattanooga a good city for Accountants?
Chattanooga, TN has a cost of living index of 88 (below national average). Accountants here earn above the city median. The local unemployment rate is 2.8% and top industries include Technology, Manufacturing, Tourism.
What skills are needed for a Accountant in Chattanooga?
Key skills for Accountants include GAAP, QuickBooks, Tax Preparation, Auditing, Excel. Typical education requirement is Bachelor's Degree. Valuable certifications include CPA, CMA, EA.
How does Accountant salary in Chattanooga compare to the national average?
The national median Accountant salary is $77,000. In Chattanooga, the adjusted salary is $67,760, which is 12.0% lower than the national average, reflecting the local cost of living.

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Frequently Asked Questions

What is the average Accountant salary in Chattanooga, TN?

The median Accountant salary in Chattanooga, TN is $67,760 per year as of 2026. This is adjusted for the local cost of living index of 88. Entry-level Accountants earn around $46,640, while senior-level professionals can earn $90,640 or more.

How much does a Accountant take home in Chattanooga after taxes?

A Accountant earning the median salary of $67,760 in Chattanooga, TN takes home approximately $56,055 per year ($4,671/month) after federal, state, and local taxes. The effective tax rate is 17.3%.

Is Chattanooga a good city for Accountants?

Chattanooga, TN has a cost of living index of 88 (below national average). Accountants here earn above the city median. The local unemployment rate is 2.8% and top industries include Technology, Manufacturing, Tourism.

What skills are needed for a Accountant in Chattanooga?

Key skills for Accountants include GAAP, QuickBooks, Tax Preparation, Auditing, Excel. Typical education requirement is Bachelor's Degree. Valuable certifications include CPA, CMA, EA.

How does Accountant salary in Chattanooga compare to the national average?

The national median Accountant salary is $77,000. In Chattanooga, the adjusted salary is $67,760, which is 12.0% lower than the national average, reflecting the local cost of living.