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Actuary Salary in Sacramento, CA

Actuary salary data for Sacramento, CA — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

Actuary Salary in Sacramento, CA — 2026

The median Actuary salary in Sacramento, CA is $133,340 per year ($11,112/month, $64/hr). This reflects the local cost of living index of 118, which is 18% above the national average.

Entry Level
$81K
$39/hr
Median
$133K
$64/hr
Senior
$181K
$87/hr
Top Earner
$240K
$115/hr

Actuary Take-Home Pay in Sacramento

Tax Breakdown (Median Salary)

Gross Annual$133,340
Federal Tax-$21,249
State Tax (9.3%)-$12,401
FICA (SS + Medicare)-$10,201
Annual Take-Home$89,490
Monthly Take-Home$7,458

Living Cost Comparison

Median Rent$1,700/mo
Rent-to-Income Ratio15.3%
Median Home Price$450,000
Cost of Living Index118
City Median Salary$66,500
Actuary vs City Median+$66,840

Actuary Requirements

Education
Bachelor's Degree
Experience
2-5 years
Job Growth
21.0% (2024-2034)

Key Skills

Statistical ModelingRisk AssessmentRSASProbability Theory

Sacramento Job Market Overview

Sacramento, California has a population of 524,943 and an unemployment rate of 3.8%. The top industries are Government, Healthcare, Technology. The local job growth rate is 2.0%, and the average commute time is 27 minutes.

Frequently Asked Questions

What is the average Actuary salary in Sacramento, CA?
The median Actuary salary in Sacramento, CA is $133,340 per year as of 2026. This is adjusted for the local cost of living index of 118. Entry-level Actuarys earn around $81,420, while senior-level professionals can earn $180,540 or more.
How much does a Actuary take home in Sacramento after taxes?
A Actuary earning the median salary of $133,340 in Sacramento, CA takes home approximately $89,490 per year ($7,458/month) after federal, state, and local taxes. The effective tax rate is 32.9%.
Is Sacramento a good city for Actuarys?
Sacramento, CA has a cost of living index of 118 (above national average). Actuarys here earn above the city median. The local unemployment rate is 3.8% and top industries include Government, Healthcare, Technology.
What skills are needed for a Actuary in Sacramento?
Key skills for Actuarys include Statistical Modeling, Risk Assessment, R, SAS, Probability Theory. Typical education requirement is Bachelor's Degree. Valuable certifications include ASA, FSA, CERA.
How does Actuary salary in Sacramento compare to the national average?
The national median Actuary salary is $113,000. In Sacramento, the adjusted salary is $133,340, which is 18.0% higher than the national average, reflecting the local cost of living.

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Frequently Asked Questions

What is the average Actuary salary in Sacramento, CA?

The median Actuary salary in Sacramento, CA is $133,340 per year as of 2026. This is adjusted for the local cost of living index of 118. Entry-level Actuarys earn around $81,420, while senior-level professionals can earn $180,540 or more.

How much does a Actuary take home in Sacramento after taxes?

A Actuary earning the median salary of $133,340 in Sacramento, CA takes home approximately $89,490 per year ($7,458/month) after federal, state, and local taxes. The effective tax rate is 32.9%.

Is Sacramento a good city for Actuarys?

Sacramento, CA has a cost of living index of 118 (above national average). Actuarys here earn above the city median. The local unemployment rate is 3.8% and top industries include Government, Healthcare, Technology.

What skills are needed for a Actuary in Sacramento?

Key skills for Actuarys include Statistical Modeling, Risk Assessment, R, SAS, Probability Theory. Typical education requirement is Bachelor's Degree. Valuable certifications include ASA, FSA, CERA.

How does Actuary salary in Sacramento compare to the national average?

The national median Actuary salary is $113,000. In Sacramento, the adjusted salary is $133,340, which is 18.0% higher than the national average, reflecting the local cost of living.