Salary & Cost of Living in Atlantic City, NJ
Atlantic City, NJ: $62,985 median salary, cost of living index 112, $15.13/hr minimum wage. Calculate your take-home pay with our free paycheck calculator.
Median Salary
$62,985
$30/hr
Cost of Living
112
US avg = 100
Minimum Wage
$15.13
per hour
Unemployment
3.6%
rate
Atlantic City, NJ Overview
Population
38,429
Median Salary
$62,985
Average Salary
$70,543
Avg Commute
16 min
Median Home Price
$452,000
Median Rent
$1,827/mo
Job Growth
+1.1%
Sales Tax
6.625%
Atlantic City is located in New Jersey with a population of 38,429. The median household salary is $62,985 per year ($30/hour), which is $3,601 above the national median of $59,384. The average commute time is 16 minutes, and the city has a job growth rate of +1.1%.
Atlantic City Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in Atlantic City, NJ, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$46,997
$3,916.43/month · $1,807.58/biweekly · Effective Rate: 25.4%
Gross Pay
$62,985
Federal Tax
-$5,520
State Tax
-$5,650
Local Tax
$0
FICA
-$4,818
Net Pay
$46,997
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $5,248.75 | $62,985.00 |
| Federal Income Tax | -$459.97 | -$5,519.70 |
| New Jersey State Tax (8.97%) | -$470.81 | -$5,649.75 |
| Social Security (6.2%) | -$325.42 | -$3,905.07 |
| Medicare (1.45%) | -$76.11 | -$913.28 |
| Net Take-Home Pay | $3,916.43 | $46,997.19 |
Salary Comparison: Atlantic City vs Other Cities
See how Atlantic City's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| Atlantic City, NJ | $62,985 | 112 | $56,237 |
| National Average | $59,384 | 100 | $59,384 |
| Levittown, NY | $63,015 | 129.4 | $48,698 |
| Newington, CT | $63,053 | 104.6 | $60,280 |
| East Los Angeles, CA | $62,911 | 155 | $40,588 |
| Leominster, MA | $62,910 | 132.8 | $47,372 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in Atlantic City
Atlantic City's cost of living index is 112 (national average = 100). Living in Atlantic City is 12% more expensive than the national average.
Median Home Price
$452,000
Median Monthly Rent
$1,827
Annual Rent Cost
$21,924
Your Salary's Purchasing Power
Your $46,997 annual take-home pay in Atlantic City has the purchasing power of approximately $41,962 in an average-cost US area. You would need to earn $70,543 in Atlantic City to match a $62,985 salary in an average-cost city.
Top Industries in Atlantic City
Atlantic City's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $62,985.
Salary Tips for Atlantic City Workers
- Maximize pre-tax deductions. With a 8.97% state income tax rate, maximizing 401(k) contributions (up to $23,500 in 2026) and HSA contributions can significantly reduce both your federal and state tax burden.
- Research top industries. Atlantic City's top industries include Pharmaceuticals, Finance, Logistics. Targeting roles in these sectors can help you earn above the $62,985 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
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Frequently Asked Questions
What is the median salary in Atlantic City, NJ?
The median salary in Atlantic City, NJ is $62,985 per year, or $30 per hour. The average salary is $70,543. This is $3,601 above the national median of $59,384.
What is the cost of living in Atlantic City, NJ?
Atlantic City's cost of living index is 112 (national average = 100), meaning it is 12% more expensive compared to the national average. The median home price is $452,000 and the median monthly rent is $1,827.
What are the best industries in Atlantic City?
The top industries in Atlantic City, NJ include Pharmaceuticals, Finance, Logistics. The city has a job growth rate of 1.1% and an unemployment rate of 3.6%. Workers in these industries often earn above the city's median salary of $62,985.
How does Atlantic City's salary compare to other cities?
Atlantic City's median salary of $62,985 is 6.1% above the national median of $59,384. However, when adjusted for cost of living (index: 112), the real purchasing power is approximately $56,237.
What is the minimum wage in Atlantic City, NJ?
The minimum wage in Atlantic City, NJ is $15.13 per hour. This equals approximately $31,470 per year for a full-time worker (40 hours/week). This is $7.88 above the federal minimum wage of $7.25/hour.