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Mortgage Loan Officer Salary in Baton Rouge, LA

Mortgage Loan Officer salary data for Baton Rouge, LA — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

Mortgage Loan Officer Salary in Baton Rouge, LA — 2026

The median Mortgage Loan Officer salary in Baton Rouge, LA is $59,400 per year ($4,950/month, $29/hr). This reflects the local cost of living index of 90, which is 10% below the national average.

Entry Level
$36K
$17/hr
Median
$59K
$29/hr
Senior
$86K
$42/hr
Top Earner
$122K
$58/hr

Mortgage Loan Officer Take-Home Pay in Baton Rouge

Tax Breakdown (Median Salary)

Gross Annual$59,400
Federal Tax-$5,090
State Tax (3.0%)-$1,782
FICA (SS + Medicare)-$4,544
Annual Take-Home$47,984
Monthly Take-Home$3,999

Living Cost Comparison

Median Rent$1,000/mo
Rent-to-Income Ratio20.2%
Median Home Price$210,000
Cost of Living Index90
City Median Salary$53,000
Mortgage Loan Officer vs City Median+$6,400

Mortgage Loan Officer Requirements

Education
Bachelor's Degree
Experience
0-2 years
Job Growth
3.0% (2024-2034)

Key Skills

Mortgage ProductsUnderwritingComplianceSalesCustomer Relations

Baton Rouge Job Market Overview

Baton Rouge, Louisiana has a population of 227,470 and an unemployment rate of 3.8%. The top industries are Government, Energy, Education. The local job growth rate is 1.2%, and the average commute time is 24 minutes.

Frequently Asked Questions

What is the average Mortgage Loan Officer salary in Baton Rouge, LA?
The median Mortgage Loan Officer salary in Baton Rouge, LA is $59,400 per year as of 2026. This is adjusted for the local cost of living index of 90. Entry-level Mortgage Loan Officers earn around $36,000, while senior-level professionals can earn $86,400 or more.
How much does a Mortgage Loan Officer take home in Baton Rouge after taxes?
A Mortgage Loan Officer earning the median salary of $59,400 in Baton Rouge, LA takes home approximately $47,984 per year ($3,999/month) after federal, state, and local taxes. The effective tax rate is 19.2%.
Is Baton Rouge a good city for Mortgage Loan Officers?
Baton Rouge, LA has a cost of living index of 90 (below national average). Mortgage Loan Officers here earn above the city median. The local unemployment rate is 3.8% and top industries include Government, Energy, Education.
What skills are needed for a Mortgage Loan Officer in Baton Rouge?
Key skills for Mortgage Loan Officers include Mortgage Products, Underwriting, Compliance, Sales, Customer Relations. Typical education requirement is Bachelor's Degree. Valuable certifications include NMLS License, State License.
How does Mortgage Loan Officer salary in Baton Rouge compare to the national average?
The national median Mortgage Loan Officer salary is $66,000. In Baton Rouge, the adjusted salary is $59,400, which is 10.0% lower than the national average, reflecting the local cost of living.

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Frequently Asked Questions

What is the average Mortgage Loan Officer salary in Baton Rouge, LA?

The median Mortgage Loan Officer salary in Baton Rouge, LA is $59,400 per year as of 2026. This is adjusted for the local cost of living index of 90. Entry-level Mortgage Loan Officers earn around $36,000, while senior-level professionals can earn $86,400 or more.

How much does a Mortgage Loan Officer take home in Baton Rouge after taxes?

A Mortgage Loan Officer earning the median salary of $59,400 in Baton Rouge, LA takes home approximately $47,984 per year ($3,999/month) after federal, state, and local taxes. The effective tax rate is 19.2%.

Is Baton Rouge a good city for Mortgage Loan Officers?

Baton Rouge, LA has a cost of living index of 90 (below national average). Mortgage Loan Officers here earn above the city median. The local unemployment rate is 3.8% and top industries include Government, Energy, Education.

What skills are needed for a Mortgage Loan Officer in Baton Rouge?

Key skills for Mortgage Loan Officers include Mortgage Products, Underwriting, Compliance, Sales, Customer Relations. Typical education requirement is Bachelor's Degree. Valuable certifications include NMLS License, State License.

How does Mortgage Loan Officer salary in Baton Rouge compare to the national average?

The national median Mortgage Loan Officer salary is $66,000. In Baton Rouge, the adjusted salary is $59,400, which is 10.0% lower than the national average, reflecting the local cost of living.