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Mortgage Loan Officer Salary in Long Beach, CA

Mortgage Loan Officer salary data for Long Beach, CA — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

Mortgage Loan Officer Salary in Long Beach, CA — 2026

The median Mortgage Loan Officer salary in Long Beach, CA is $97,680 per year ($8,140/month, $47/hr). This reflects the local cost of living index of 148, which is 48% above the national average.

Entry Level
$59K
$28/hr
Median
$98K
$47/hr
Senior
$142K
$68/hr
Top Earner
$200K
$96/hr

Mortgage Loan Officer Take-Home Pay in Long Beach

Tax Breakdown (Median Salary)

Gross Annual$97,680
Federal Tax-$13,104
State Tax (9.3%)-$9,084
FICA (SS + Medicare)-$7,473
Annual Take-Home$68,020
Monthly Take-Home$5,668

Living Cost Comparison

Median Rent$2,100/mo
Rent-to-Income Ratio25.8%
Median Home Price$700,000
Cost of Living Index148
City Median Salary$65,000
Mortgage Loan Officer vs City Median+$32,680

Mortgage Loan Officer Requirements

Education
Bachelor's Degree
Experience
0-2 years
Job Growth
3.0% (2024-2034)

Key Skills

Mortgage ProductsUnderwritingComplianceSalesCustomer Relations

Long Beach Job Market Overview

Long Beach, California has a population of 466,742 and an unemployment rate of 4.5%. The top industries are Shipping, Aerospace, Healthcare. The local job growth rate is 1.5%, and the average commute time is 30 minutes.

Frequently Asked Questions

What is the average Mortgage Loan Officer salary in Long Beach, CA?
The median Mortgage Loan Officer salary in Long Beach, CA is $97,680 per year as of 2026. This is adjusted for the local cost of living index of 148. Entry-level Mortgage Loan Officers earn around $59,200, while senior-level professionals can earn $142,080 or more.
How much does a Mortgage Loan Officer take home in Long Beach after taxes?
A Mortgage Loan Officer earning the median salary of $97,680 in Long Beach, CA takes home approximately $68,020 per year ($5,668/month) after federal, state, and local taxes. The effective tax rate is 30.4%.
Is Long Beach a good city for Mortgage Loan Officers?
Long Beach, CA has a cost of living index of 148 (above national average). Mortgage Loan Officers here earn above the city median. The local unemployment rate is 4.5% and top industries include Shipping, Aerospace, Healthcare.
What skills are needed for a Mortgage Loan Officer in Long Beach?
Key skills for Mortgage Loan Officers include Mortgage Products, Underwriting, Compliance, Sales, Customer Relations. Typical education requirement is Bachelor's Degree. Valuable certifications include NMLS License, State License.
How does Mortgage Loan Officer salary in Long Beach compare to the national average?
The national median Mortgage Loan Officer salary is $66,000. In Long Beach, the adjusted salary is $97,680, which is 48.0% higher than the national average, reflecting the local cost of living.

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Frequently Asked Questions

What is the average Mortgage Loan Officer salary in Long Beach, CA?

The median Mortgage Loan Officer salary in Long Beach, CA is $97,680 per year as of 2026. This is adjusted for the local cost of living index of 148. Entry-level Mortgage Loan Officers earn around $59,200, while senior-level professionals can earn $142,080 or more.

How much does a Mortgage Loan Officer take home in Long Beach after taxes?

A Mortgage Loan Officer earning the median salary of $97,680 in Long Beach, CA takes home approximately $68,020 per year ($5,668/month) after federal, state, and local taxes. The effective tax rate is 30.4%.

Is Long Beach a good city for Mortgage Loan Officers?

Long Beach, CA has a cost of living index of 148 (above national average). Mortgage Loan Officers here earn above the city median. The local unemployment rate is 4.5% and top industries include Shipping, Aerospace, Healthcare.

What skills are needed for a Mortgage Loan Officer in Long Beach?

Key skills for Mortgage Loan Officers include Mortgage Products, Underwriting, Compliance, Sales, Customer Relations. Typical education requirement is Bachelor's Degree. Valuable certifications include NMLS License, State License.

How does Mortgage Loan Officer salary in Long Beach compare to the national average?

The national median Mortgage Loan Officer salary is $66,000. In Long Beach, the adjusted salary is $97,680, which is 48.0% higher than the national average, reflecting the local cost of living.