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Occupational Therapist Salary in Memphis, TN

Occupational Therapist salary data for Memphis, TN — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

Occupational Therapist Salary in Memphis, TN — 2026

The median Occupational Therapist salary in Memphis, TN is $74,820 per year ($6,235/month, $36/hr). This reflects the local cost of living index of 86, which is 14% below the national average.

Entry Level
$59K
$29/hr
Median
$75K
$36/hr
Senior
$95K
$45/hr
Top Earner
$107K
$51/hr

Occupational Therapist Take-Home Pay in Memphis

Tax Breakdown (Median Salary)

Gross Annual$74,820
Federal Tax-$8,074
State Tax (0.0%)-$0
FICA (SS + Medicare)-$5,724
Annual Take-Home$61,022
Monthly Take-Home$5,085

Living Cost Comparison

Median Rent$1,000/mo
Rent-to-Income Ratio16.0%
Median Home Price$170,000
Cost of Living Index86
City Median Salary$52,000
Occupational Therapist vs City Median+$22,820

Occupational Therapist Requirements

Education
Master's Degree
Experience
0-2 years
Job Growth
14.0% (2024-2034)

Key Skills

Activity AnalysisAdaptive EquipmentCognitive RehabilitationSensory IntegrationDocumentation

Memphis Job Market Overview

Memphis, Tennessee has a population of 633,104 and an unemployment rate of 4.2%. The top industries are Logistics, Healthcare, Manufacturing. The local job growth rate is 1.0%, and the average commute time is 24 minutes.

Frequently Asked Questions

What is the average Occupational Therapist salary in Memphis, TN?
The median Occupational Therapist salary in Memphis, TN is $74,820 per year as of 2026. This is adjusted for the local cost of living index of 86. Entry-level Occupational Therapists earn around $59,340, while senior-level professionals can earn $94,600 or more.
How much does a Occupational Therapist take home in Memphis after taxes?
A Occupational Therapist earning the median salary of $74,820 in Memphis, TN takes home approximately $61,022 per year ($5,085/month) after federal, state, and local taxes. The effective tax rate is 18.4%.
Is Memphis a good city for Occupational Therapists?
Memphis, TN has a cost of living index of 86 (below national average). Occupational Therapists here earn above the city median. The local unemployment rate is 4.2% and top industries include Logistics, Healthcare, Manufacturing.
What skills are needed for a Occupational Therapist in Memphis?
Key skills for Occupational Therapists include Activity Analysis, Adaptive Equipment, Cognitive Rehabilitation, Sensory Integration, Documentation. Typical education requirement is Master's Degree. Valuable certifications include NBCOT Certification, State Licensure.
How does Occupational Therapist salary in Memphis compare to the national average?
The national median Occupational Therapist salary is $87,000. In Memphis, the adjusted salary is $74,820, which is 14.0% lower than the national average, reflecting the local cost of living.

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Frequently Asked Questions

What is the average Occupational Therapist salary in Memphis, TN?

The median Occupational Therapist salary in Memphis, TN is $74,820 per year as of 2026. This is adjusted for the local cost of living index of 86. Entry-level Occupational Therapists earn around $59,340, while senior-level professionals can earn $94,600 or more.

How much does a Occupational Therapist take home in Memphis after taxes?

A Occupational Therapist earning the median salary of $74,820 in Memphis, TN takes home approximately $61,022 per year ($5,085/month) after federal, state, and local taxes. The effective tax rate is 18.4%.

Is Memphis a good city for Occupational Therapists?

Memphis, TN has a cost of living index of 86 (below national average). Occupational Therapists here earn above the city median. The local unemployment rate is 4.2% and top industries include Logistics, Healthcare, Manufacturing.

What skills are needed for a Occupational Therapist in Memphis?

Key skills for Occupational Therapists include Activity Analysis, Adaptive Equipment, Cognitive Rehabilitation, Sensory Integration, Documentation. Typical education requirement is Master's Degree. Valuable certifications include NBCOT Certification, State Licensure.

How does Occupational Therapist salary in Memphis compare to the national average?

The national median Occupational Therapist salary is $87,000. In Memphis, the adjusted salary is $74,820, which is 14.0% lower than the national average, reflecting the local cost of living.