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Occupational Therapist Salary in Saint Paul, MN

Occupational Therapist salary data for Saint Paul, MN — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

Occupational Therapist Salary in Saint Paul, MN — 2026

The median Occupational Therapist salary in Saint Paul, MN is $88,305 per year ($7,359/month, $42/hr). This reflects the local cost of living index of 101.5, which is 2% above the national average.

Entry Level
$70K
$34/hr
Median
$88K
$42/hr
Senior
$112K
$54/hr
Top Earner
$126K
$61/hr

Occupational Therapist Take-Home Pay in Saint Paul

Tax Breakdown (Median Salary)

Gross Annual$88,305
Federal Tax-$11,041
State Tax (7.8%)-$6,932
FICA (SS + Medicare)-$6,755
Annual Take-Home$63,577
Monthly Take-Home$5,298

Living Cost Comparison

Median Rent$1,216/mo
Rent-to-Income Ratio16.5%
Median Home Price$265,000
Cost of Living Index101.5
City Median Salary$47,264
Occupational Therapist vs City Median+$41,041

Occupational Therapist Requirements

Education
Master's Degree
Experience
0-2 years
Job Growth
14.0% (2024-2034)

Key Skills

Activity AnalysisAdaptive EquipmentCognitive RehabilitationSensory IntegrationDocumentation

Saint Paul Job Market Overview

Saint Paul, Minnesota has a population of 311,527 and an unemployment rate of 2.9%. The top industries are Healthcare, Finance, Manufacturing. The local job growth rate is 1.9%, and the average commute time is 22 minutes.

Frequently Asked Questions

What is the average Occupational Therapist salary in Saint Paul, MN?
The median Occupational Therapist salary in Saint Paul, MN is $88,305 per year as of 2026. This is adjusted for the local cost of living index of 101.5. Entry-level Occupational Therapists earn around $70,035, while senior-level professionals can earn $111,650 or more.
How much does a Occupational Therapist take home in Saint Paul after taxes?
A Occupational Therapist earning the median salary of $88,305 in Saint Paul, MN takes home approximately $63,577 per year ($5,298/month) after federal, state, and local taxes. The effective tax rate is 28.0%.
Is Saint Paul a good city for Occupational Therapists?
Saint Paul, MN has a cost of living index of 101.5 (above national average). Occupational Therapists here earn above the city median. The local unemployment rate is 2.9% and top industries include Healthcare, Finance, Manufacturing.
What skills are needed for a Occupational Therapist in Saint Paul?
Key skills for Occupational Therapists include Activity Analysis, Adaptive Equipment, Cognitive Rehabilitation, Sensory Integration, Documentation. Typical education requirement is Master's Degree. Valuable certifications include NBCOT Certification, State Licensure.
How does Occupational Therapist salary in Saint Paul compare to the national average?
The national median Occupational Therapist salary is $87,000. In Saint Paul, the adjusted salary is $88,305, which is 1.5% higher than the national average, reflecting the local cost of living.

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Frequently Asked Questions

What is the average Occupational Therapist salary in Saint Paul, MN?

The median Occupational Therapist salary in Saint Paul, MN is $88,305 per year as of 2026. This is adjusted for the local cost of living index of 101.5. Entry-level Occupational Therapists earn around $70,035, while senior-level professionals can earn $111,650 or more.

How much does a Occupational Therapist take home in Saint Paul after taxes?

A Occupational Therapist earning the median salary of $88,305 in Saint Paul, MN takes home approximately $63,577 per year ($5,298/month) after federal, state, and local taxes. The effective tax rate is 28.0%.

Is Saint Paul a good city for Occupational Therapists?

Saint Paul, MN has a cost of living index of 101.5 (above national average). Occupational Therapists here earn above the city median. The local unemployment rate is 2.9% and top industries include Healthcare, Finance, Manufacturing.

What skills are needed for a Occupational Therapist in Saint Paul?

Key skills for Occupational Therapists include Activity Analysis, Adaptive Equipment, Cognitive Rehabilitation, Sensory Integration, Documentation. Typical education requirement is Master's Degree. Valuable certifications include NBCOT Certification, State Licensure.

How does Occupational Therapist salary in Saint Paul compare to the national average?

The national median Occupational Therapist salary is $87,000. In Saint Paul, the adjusted salary is $88,305, which is 1.5% higher than the national average, reflecting the local cost of living.