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Occupational Therapist Salary in St. Paul, MN

Occupational Therapist salary data for St. Paul, MN — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

Occupational Therapist Salary in St. Paul, MN — 2026

The median Occupational Therapist salary in St. Paul, MN is $85,260 per year ($7,105/month, $41/hr). This reflects the local cost of living index of 98, which is 2% below the national average.

Entry Level
$68K
$33/hr
Median
$85K
$41/hr
Senior
$108K
$52/hr
Top Earner
$122K
$58/hr

Occupational Therapist Take-Home Pay in St. Paul

Tax Breakdown (Median Salary)

Gross Annual$85,260
Federal Tax-$10,371
State Tax (6.8%)-$5,798
FICA (SS + Medicare)-$6,522
Annual Take-Home$62,569
Monthly Take-Home$5,214

Living Cost Comparison

Median Rent$1,250/mo
Rent-to-Income Ratio17.6%
Median Home Price$280,000
Cost of Living Index98
City Median Salary$65,000
Occupational Therapist vs City Median+$20,260

Occupational Therapist Requirements

Education
Master's Degree
Experience
0-2 years
Job Growth
14.0% (2024-2034)

Key Skills

Activity AnalysisAdaptive EquipmentCognitive RehabilitationSensory IntegrationDocumentation

St. Paul Job Market Overview

St. Paul, Minnesota has a population of 307,193 and an unemployment rate of 3.0%. The top industries are Government, Healthcare, Education. The local job growth rate is 1.5%, and the average commute time is 24 minutes.

Frequently Asked Questions

What is the average Occupational Therapist salary in St. Paul, MN?
The median Occupational Therapist salary in St. Paul, MN is $85,260 per year as of 2026. This is adjusted for the local cost of living index of 98. Entry-level Occupational Therapists earn around $67,620, while senior-level professionals can earn $107,800 or more.
How much does a Occupational Therapist take home in St. Paul after taxes?
A Occupational Therapist earning the median salary of $85,260 in St. Paul, MN takes home approximately $62,569 per year ($5,214/month) after federal, state, and local taxes. The effective tax rate is 26.6%.
Is St. Paul a good city for Occupational Therapists?
St. Paul, MN has a cost of living index of 98 (below national average). Occupational Therapists here earn above the city median. The local unemployment rate is 3.0% and top industries include Government, Healthcare, Education.
What skills are needed for a Occupational Therapist in St. Paul?
Key skills for Occupational Therapists include Activity Analysis, Adaptive Equipment, Cognitive Rehabilitation, Sensory Integration, Documentation. Typical education requirement is Master's Degree. Valuable certifications include NBCOT Certification, State Licensure.
How does Occupational Therapist salary in St. Paul compare to the national average?
The national median Occupational Therapist salary is $87,000. In St. Paul, the adjusted salary is $85,260, which is 2.0% lower than the national average, reflecting the local cost of living.

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Frequently Asked Questions

What is the average Occupational Therapist salary in St. Paul, MN?

The median Occupational Therapist salary in St. Paul, MN is $85,260 per year as of 2026. This is adjusted for the local cost of living index of 98. Entry-level Occupational Therapists earn around $67,620, while senior-level professionals can earn $107,800 or more.

How much does a Occupational Therapist take home in St. Paul after taxes?

A Occupational Therapist earning the median salary of $85,260 in St. Paul, MN takes home approximately $62,569 per year ($5,214/month) after federal, state, and local taxes. The effective tax rate is 26.6%.

Is St. Paul a good city for Occupational Therapists?

St. Paul, MN has a cost of living index of 98 (below national average). Occupational Therapists here earn above the city median. The local unemployment rate is 3.0% and top industries include Government, Healthcare, Education.

What skills are needed for a Occupational Therapist in St. Paul?

Key skills for Occupational Therapists include Activity Analysis, Adaptive Equipment, Cognitive Rehabilitation, Sensory Integration, Documentation. Typical education requirement is Master's Degree. Valuable certifications include NBCOT Certification, State Licensure.

How does Occupational Therapist salary in St. Paul compare to the national average?

The national median Occupational Therapist salary is $87,000. In St. Paul, the adjusted salary is $85,260, which is 2.0% lower than the national average, reflecting the local cost of living.