Physical Therapist Salary in Chattanooga, TN
Physical Therapist salary data for Chattanooga, TN — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.
Physical Therapist Salary in Chattanooga, TN — 2026
The median Physical Therapist salary in Chattanooga, TN is $79,200 per year ($6,600/month, $38/hr). This reflects the local cost of living index of 88, which is 12% below the national average.
Physical Therapist Take-Home Pay in Chattanooga
Tax Breakdown (Median Salary)
| Gross Annual | $79,200 |
| Federal Tax | -$9,038 |
| State Tax (0.0%) | -$0 |
| FICA (SS + Medicare) | -$6,059 |
| Annual Take-Home | $64,103 |
| Monthly Take-Home | $5,342 |
Living Cost Comparison
Physical Therapist Requirements
Key Skills
Chattanooga Job Market Overview
Chattanooga, Tennessee has a population of 181,099 and an unemployment rate of 2.8%. The top industries are Technology, Manufacturing, Tourism. The local job growth rate is 2.2%, and the average commute time is 21 minutes.
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Frequently Asked Questions
What is the average Physical Therapist salary in Chattanooga, TN?
How much does a Physical Therapist take home in Chattanooga after taxes?
Is Chattanooga a good city for Physical Therapists?
What skills are needed for a Physical Therapist in Chattanooga?
How does Physical Therapist salary in Chattanooga compare to the national average?
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Frequently Asked Questions
What is the average Physical Therapist salary in Chattanooga, TN?
The median Physical Therapist salary in Chattanooga, TN is $79,200 per year as of 2026. This is adjusted for the local cost of living index of 88. Entry-level Physical Therapists earn around $65,120, while senior-level professionals can earn $102,960 or more.
How much does a Physical Therapist take home in Chattanooga after taxes?
A Physical Therapist earning the median salary of $79,200 in Chattanooga, TN takes home approximately $64,103 per year ($5,342/month) after federal, state, and local taxes. The effective tax rate is 19.1%.
Is Chattanooga a good city for Physical Therapists?
Chattanooga, TN has a cost of living index of 88 (below national average). Physical Therapists here earn above the city median. The local unemployment rate is 2.8% and top industries include Technology, Manufacturing, Tourism.
What skills are needed for a Physical Therapist in Chattanooga?
Key skills for Physical Therapists include Manual Therapy, Exercise Prescription, Gait Analysis, Pain Management, Rehabilitation. Typical education requirement is Doctor of Physical Therapy (DPT). Valuable certifications include NPTE, State Licensure, OCS Certification.
How does Physical Therapist salary in Chattanooga compare to the national average?
The national median Physical Therapist salary is $90,000. In Chattanooga, the adjusted salary is $79,200, which is 12.0% lower than the national average, reflecting the local cost of living.