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Physical Therapist Salary in Louisville, KY

Physical Therapist salary data for Louisville, KY — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

Physical Therapist Salary in Louisville, KY — 2026

The median Physical Therapist salary in Louisville, KY is $81,000 per year ($6,750/month, $39/hr). This reflects the local cost of living index of 90, which is 10% below the national average.

Entry Level
$67K
$32/hr
Median
$81K
$39/hr
Senior
$105K
$51/hr
Top Earner
$126K
$61/hr

Physical Therapist Take-Home Pay in Louisville

Tax Breakdown (Median Salary)

Gross Annual$81,000
Federal Tax-$9,434
State Tax (4.0%)-$3,240
Local Tax (2.2%)-$1,782
FICA (SS + Medicare)-$6,197
Annual Take-Home$60,348
Monthly Take-Home$5,029

Living Cost Comparison

Median Rent$1,000/mo
Rent-to-Income Ratio14.8%
Median Home Price$210,000
Cost of Living Index90
City Median Salary$55,000
Physical Therapist vs City Median+$26,000

Physical Therapist Requirements

Education
Doctor of Physical Therapy (DPT)
Experience
0-2 years
Job Growth
17.0% (2024-2034)

Key Skills

Manual TherapyExercise PrescriptionGait AnalysisPain ManagementRehabilitation

Louisville Job Market Overview

Louisville, Kentucky has a population of 633,045 and an unemployment rate of 3.5%. The top industries are Healthcare, Logistics, Manufacturing. The local job growth rate is 1.5%, and the average commute time is 23 minutes.

Frequently Asked Questions

What is the average Physical Therapist salary in Louisville, KY?
The median Physical Therapist salary in Louisville, KY is $81,000 per year as of 2026. This is adjusted for the local cost of living index of 90. Entry-level Physical Therapists earn around $66,600, while senior-level professionals can earn $105,300 or more.
How much does a Physical Therapist take home in Louisville after taxes?
A Physical Therapist earning the median salary of $81,000 in Louisville, KY takes home approximately $60,348 per year ($5,029/month) after federal, state, and local taxes. The effective tax rate is 25.5%.
Is Louisville a good city for Physical Therapists?
Louisville, KY has a cost of living index of 90 (below national average). Physical Therapists here earn above the city median. The local unemployment rate is 3.5% and top industries include Healthcare, Logistics, Manufacturing.
What skills are needed for a Physical Therapist in Louisville?
Key skills for Physical Therapists include Manual Therapy, Exercise Prescription, Gait Analysis, Pain Management, Rehabilitation. Typical education requirement is Doctor of Physical Therapy (DPT). Valuable certifications include NPTE, State Licensure, OCS Certification.
How does Physical Therapist salary in Louisville compare to the national average?
The national median Physical Therapist salary is $90,000. In Louisville, the adjusted salary is $81,000, which is 10.0% lower than the national average, reflecting the local cost of living.

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Frequently Asked Questions

What is the average Physical Therapist salary in Louisville, KY?

The median Physical Therapist salary in Louisville, KY is $81,000 per year as of 2026. This is adjusted for the local cost of living index of 90. Entry-level Physical Therapists earn around $66,600, while senior-level professionals can earn $105,300 or more.

How much does a Physical Therapist take home in Louisville after taxes?

A Physical Therapist earning the median salary of $81,000 in Louisville, KY takes home approximately $60,348 per year ($5,029/month) after federal, state, and local taxes. The effective tax rate is 25.5%.

Is Louisville a good city for Physical Therapists?

Louisville, KY has a cost of living index of 90 (below national average). Physical Therapists here earn above the city median. The local unemployment rate is 3.5% and top industries include Healthcare, Logistics, Manufacturing.

What skills are needed for a Physical Therapist in Louisville?

Key skills for Physical Therapists include Manual Therapy, Exercise Prescription, Gait Analysis, Pain Management, Rehabilitation. Typical education requirement is Doctor of Physical Therapy (DPT). Valuable certifications include NPTE, State Licensure, OCS Certification.

How does Physical Therapist salary in Louisville compare to the national average?

The national median Physical Therapist salary is $90,000. In Louisville, the adjusted salary is $81,000, which is 10.0% lower than the national average, reflecting the local cost of living.