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Physical Therapist Salary in St. Paul, MN

Physical Therapist salary data for St. Paul, MN — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

Physical Therapist Salary in St. Paul, MN — 2026

The median Physical Therapist salary in St. Paul, MN is $88,200 per year ($7,350/month, $42/hr). This reflects the local cost of living index of 98, which is 2% below the national average.

Entry Level
$73K
$35/hr
Median
$88K
$42/hr
Senior
$115K
$55/hr
Top Earner
$137K
$66/hr

Physical Therapist Take-Home Pay in St. Paul

Tax Breakdown (Median Salary)

Gross Annual$88,200
Federal Tax-$11,018
State Tax (6.8%)-$5,998
FICA (SS + Medicare)-$6,747
Annual Take-Home$64,437
Monthly Take-Home$5,370

Living Cost Comparison

Median Rent$1,250/mo
Rent-to-Income Ratio17.0%
Median Home Price$280,000
Cost of Living Index98
City Median Salary$65,000
Physical Therapist vs City Median+$23,200

Physical Therapist Requirements

Education
Doctor of Physical Therapy (DPT)
Experience
0-2 years
Job Growth
17.0% (2024-2034)

Key Skills

Manual TherapyExercise PrescriptionGait AnalysisPain ManagementRehabilitation

St. Paul Job Market Overview

St. Paul, Minnesota has a population of 307,193 and an unemployment rate of 3.0%. The top industries are Government, Healthcare, Education. The local job growth rate is 1.5%, and the average commute time is 24 minutes.

Frequently Asked Questions

What is the average Physical Therapist salary in St. Paul, MN?
The median Physical Therapist salary in St. Paul, MN is $88,200 per year as of 2026. This is adjusted for the local cost of living index of 98. Entry-level Physical Therapists earn around $72,520, while senior-level professionals can earn $114,660 or more.
How much does a Physical Therapist take home in St. Paul after taxes?
A Physical Therapist earning the median salary of $88,200 in St. Paul, MN takes home approximately $64,437 per year ($5,370/month) after federal, state, and local taxes. The effective tax rate is 26.9%.
Is St. Paul a good city for Physical Therapists?
St. Paul, MN has a cost of living index of 98 (below national average). Physical Therapists here earn above the city median. The local unemployment rate is 3.0% and top industries include Government, Healthcare, Education.
What skills are needed for a Physical Therapist in St. Paul?
Key skills for Physical Therapists include Manual Therapy, Exercise Prescription, Gait Analysis, Pain Management, Rehabilitation. Typical education requirement is Doctor of Physical Therapy (DPT). Valuable certifications include NPTE, State Licensure, OCS Certification.
How does Physical Therapist salary in St. Paul compare to the national average?
The national median Physical Therapist salary is $90,000. In St. Paul, the adjusted salary is $88,200, which is 2.0% lower than the national average, reflecting the local cost of living.

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Frequently Asked Questions

What is the average Physical Therapist salary in St. Paul, MN?

The median Physical Therapist salary in St. Paul, MN is $88,200 per year as of 2026. This is adjusted for the local cost of living index of 98. Entry-level Physical Therapists earn around $72,520, while senior-level professionals can earn $114,660 or more.

How much does a Physical Therapist take home in St. Paul after taxes?

A Physical Therapist earning the median salary of $88,200 in St. Paul, MN takes home approximately $64,437 per year ($5,370/month) after federal, state, and local taxes. The effective tax rate is 26.9%.

Is St. Paul a good city for Physical Therapists?

St. Paul, MN has a cost of living index of 98 (below national average). Physical Therapists here earn above the city median. The local unemployment rate is 3.0% and top industries include Government, Healthcare, Education.

What skills are needed for a Physical Therapist in St. Paul?

Key skills for Physical Therapists include Manual Therapy, Exercise Prescription, Gait Analysis, Pain Management, Rehabilitation. Typical education requirement is Doctor of Physical Therapy (DPT). Valuable certifications include NPTE, State Licensure, OCS Certification.

How does Physical Therapist salary in St. Paul compare to the national average?

The national median Physical Therapist salary is $90,000. In St. Paul, the adjusted salary is $88,200, which is 2.0% lower than the national average, reflecting the local cost of living.