Physician Salary in Chattanooga, TN
Physician salary data for Chattanooga, TN — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.
Physician Salary in Chattanooga, TN — 2026
The median Physician salary in Chattanooga, TN is $187,440 per year ($15,620/month, $90/hr). This reflects the local cost of living index of 88, which is 12% below the national average.
Physician Take-Home Pay in Chattanooga
Tax Breakdown (Median Salary)
| Gross Annual | $187,440 |
| Federal Tax | -$34,233 |
| State Tax (0.0%) | -$0 |
| FICA (SS + Medicare) | -$13,636 |
| Annual Take-Home | $139,571 |
| Monthly Take-Home | $11,631 |
Living Cost Comparison
Physician Requirements
Key Skills
Chattanooga Job Market Overview
Chattanooga, Tennessee has a population of 181,099 and an unemployment rate of 2.8%. The top industries are Technology, Manufacturing, Tourism. The local job growth rate is 2.2%, and the average commute time is 21 minutes.
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Frequently Asked Questions
What is the average Physician salary in Chattanooga, TN?
How much does a Physician take home in Chattanooga after taxes?
Is Chattanooga a good city for Physicians?
What skills are needed for a Physician in Chattanooga?
How does Physician salary in Chattanooga compare to the national average?
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Frequently Asked Questions
What is the average Physician salary in Chattanooga, TN?
The median Physician salary in Chattanooga, TN is $187,440 per year as of 2026. This is adjusted for the local cost of living index of 88. Entry-level Physicians earn around $153,120, while senior-level professionals can earn $265,760 or more.
How much does a Physician take home in Chattanooga after taxes?
A Physician earning the median salary of $187,440 in Chattanooga, TN takes home approximately $139,571 per year ($11,631/month) after federal, state, and local taxes. The effective tax rate is 25.5%.
Is Chattanooga a good city for Physicians?
Chattanooga, TN has a cost of living index of 88 (below national average). Physicians here earn above the city median. The local unemployment rate is 2.8% and top industries include Technology, Manufacturing, Tourism.
What skills are needed for a Physician in Chattanooga?
Key skills for Physicians include Diagnosis, Treatment Planning, Patient Communication, Clinical Research, EHR. Typical education requirement is Doctor of Medicine (MD). Valuable certifications include USMLE, Board Certification, State Licensure.
How does Physician salary in Chattanooga compare to the national average?
The national median Physician salary is $213,000. In Chattanooga, the adjusted salary is $187,440, which is 12.0% lower than the national average, reflecting the local cost of living.