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Physician Salary in Louisville, KY

Physician salary data for Louisville, KY — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

Physician Salary in Louisville, KY — 2026

The median Physician salary in Louisville, KY is $191,700 per year ($15,975/month, $92/hr). This reflects the local cost of living index of 90, which is 10% below the national average.

Entry Level
$157K
$75/hr
Median
$192K
$92/hr
Senior
$272K
$131/hr
Top Earner
$353K
$170/hr

Physician Take-Home Pay in Louisville

Tax Breakdown (Median Salary)

Gross Annual$191,700
Federal Tax-$35,255
State Tax (4.0%)-$7,668
Local Tax (2.2%)-$4,217
FICA (SS + Medicare)-$13,698
Annual Take-Home$130,862
Monthly Take-Home$10,905

Living Cost Comparison

Median Rent$1,000/mo
Rent-to-Income Ratio6.3%
Median Home Price$210,000
Cost of Living Index90
City Median Salary$55,000
Physician vs City Median+$136,700

Physician Requirements

Education
Doctor of Medicine (MD)
Experience
3-7 years residency
Job Growth
3.0% (2024-2034)

Key Skills

DiagnosisTreatment PlanningPatient CommunicationClinical ResearchEHR

Louisville Job Market Overview

Louisville, Kentucky has a population of 633,045 and an unemployment rate of 3.5%. The top industries are Healthcare, Logistics, Manufacturing. The local job growth rate is 1.5%, and the average commute time is 23 minutes.

Frequently Asked Questions

What is the average Physician salary in Louisville, KY?
The median Physician salary in Louisville, KY is $191,700 per year as of 2026. This is adjusted for the local cost of living index of 90. Entry-level Physicians earn around $156,600, while senior-level professionals can earn $271,800 or more.
How much does a Physician take home in Louisville after taxes?
A Physician earning the median salary of $191,700 in Louisville, KY takes home approximately $130,862 per year ($10,905/month) after federal, state, and local taxes. The effective tax rate is 31.7%.
Is Louisville a good city for Physicians?
Louisville, KY has a cost of living index of 90 (below national average). Physicians here earn above the city median. The local unemployment rate is 3.5% and top industries include Healthcare, Logistics, Manufacturing.
What skills are needed for a Physician in Louisville?
Key skills for Physicians include Diagnosis, Treatment Planning, Patient Communication, Clinical Research, EHR. Typical education requirement is Doctor of Medicine (MD). Valuable certifications include USMLE, Board Certification, State Licensure.
How does Physician salary in Louisville compare to the national average?
The national median Physician salary is $213,000. In Louisville, the adjusted salary is $191,700, which is 10.0% lower than the national average, reflecting the local cost of living.

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Frequently Asked Questions

What is the average Physician salary in Louisville, KY?

The median Physician salary in Louisville, KY is $191,700 per year as of 2026. This is adjusted for the local cost of living index of 90. Entry-level Physicians earn around $156,600, while senior-level professionals can earn $271,800 or more.

How much does a Physician take home in Louisville after taxes?

A Physician earning the median salary of $191,700 in Louisville, KY takes home approximately $130,862 per year ($10,905/month) after federal, state, and local taxes. The effective tax rate is 31.7%.

Is Louisville a good city for Physicians?

Louisville, KY has a cost of living index of 90 (below national average). Physicians here earn above the city median. The local unemployment rate is 3.5% and top industries include Healthcare, Logistics, Manufacturing.

What skills are needed for a Physician in Louisville?

Key skills for Physicians include Diagnosis, Treatment Planning, Patient Communication, Clinical Research, EHR. Typical education requirement is Doctor of Medicine (MD). Valuable certifications include USMLE, Board Certification, State Licensure.

How does Physician salary in Louisville compare to the national average?

The national median Physician salary is $213,000. In Louisville, the adjusted salary is $191,700, which is 10.0% lower than the national average, reflecting the local cost of living.