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Risk Analyst Salary in Austin, TX

Risk Analyst salary data for Austin, TX — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

Risk Analyst Salary in Austin, TX — 2026

The median Risk Analyst salary in Austin, TX is $97,900 per year ($8,158/month, $47/hr). This reflects the local cost of living index of 110, which is 10% above the national average.

Entry Level
$65K
$31/hr
Median
$98K
$47/hr
Senior
$136K
$66/hr
Top Earner
$169K
$81/hr

Risk Analyst Take-Home Pay in Austin

Tax Breakdown (Median Salary)

Gross Annual$97,900
Federal Tax-$13,152
State Tax (0.0%)-$0
FICA (SS + Medicare)-$7,489
Annual Take-Home$77,259
Monthly Take-Home$6,438

Living Cost Comparison

Median Rent$1,700/mo
Rent-to-Income Ratio20.8%
Median Home Price$450,000
Cost of Living Index110
City Median Salary$75,000
Risk Analyst vs City Median+$22,900

Risk Analyst Requirements

Education
Bachelor's Degree
Experience
2-4 years
Job Growth
17.0% (2024-2034)

Key Skills

Risk ModelingVaR AnalysisPythonSQLRegulatory Compliance

Austin Job Market Overview

Austin, Texas has a population of 978,908 and an unemployment rate of 2.5%. The top industries are Technology, Government, Education. The local job growth rate is 3.5%, and the average commute time is 26 minutes.

Frequently Asked Questions

What is the average Risk Analyst salary in Austin, TX?
The median Risk Analyst salary in Austin, TX is $97,900 per year as of 2026. This is adjusted for the local cost of living index of 110. Entry-level Risk Analysts earn around $64,900, while senior-level professionals can earn $136,400 or more.
How much does a Risk Analyst take home in Austin after taxes?
A Risk Analyst earning the median salary of $97,900 in Austin, TX takes home approximately $77,259 per year ($6,438/month) after federal, state, and local taxes. The effective tax rate is 21.1%.
Is Austin a good city for Risk Analysts?
Austin, TX has a cost of living index of 110 (above national average). Risk Analysts here earn above the city median. The local unemployment rate is 2.5% and top industries include Technology, Government, Education.
What skills are needed for a Risk Analyst in Austin?
Key skills for Risk Analysts include Risk Modeling, VaR Analysis, Python, SQL, Regulatory Compliance. Typical education requirement is Bachelor's Degree. Valuable certifications include FRM, PRM, CFA.
How does Risk Analyst salary in Austin compare to the national average?
The national median Risk Analyst salary is $89,000. In Austin, the adjusted salary is $97,900, which is 10.0% higher than the national average, reflecting the local cost of living.

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Frequently Asked Questions

What is the average Risk Analyst salary in Austin, TX?

The median Risk Analyst salary in Austin, TX is $97,900 per year as of 2026. This is adjusted for the local cost of living index of 110. Entry-level Risk Analysts earn around $64,900, while senior-level professionals can earn $136,400 or more.

How much does a Risk Analyst take home in Austin after taxes?

A Risk Analyst earning the median salary of $97,900 in Austin, TX takes home approximately $77,259 per year ($6,438/month) after federal, state, and local taxes. The effective tax rate is 21.1%.

Is Austin a good city for Risk Analysts?

Austin, TX has a cost of living index of 110 (above national average). Risk Analysts here earn above the city median. The local unemployment rate is 2.5% and top industries include Technology, Government, Education.

What skills are needed for a Risk Analyst in Austin?

Key skills for Risk Analysts include Risk Modeling, VaR Analysis, Python, SQL, Regulatory Compliance. Typical education requirement is Bachelor's Degree. Valuable certifications include FRM, PRM, CFA.

How does Risk Analyst salary in Austin compare to the national average?

The national median Risk Analyst salary is $89,000. In Austin, the adjusted salary is $97,900, which is 10.0% higher than the national average, reflecting the local cost of living.