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Risk Analyst Salary in Chattanooga, TN

Risk Analyst salary data for Chattanooga, TN — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

Risk Analyst Salary in Chattanooga, TN — 2026

The median Risk Analyst salary in Chattanooga, TN is $78,320 per year ($6,527/month, $38/hr). This reflects the local cost of living index of 88, which is 12% below the national average.

Entry Level
$52K
$25/hr
Median
$78K
$38/hr
Senior
$109K
$52/hr
Top Earner
$136K
$65/hr

Risk Analyst Take-Home Pay in Chattanooga

Tax Breakdown (Median Salary)

Gross Annual$78,320
Federal Tax-$8,844
State Tax (0.0%)-$0
FICA (SS + Medicare)-$5,991
Annual Take-Home$63,484
Monthly Take-Home$5,290

Living Cost Comparison

Median Rent$1,100/mo
Rent-to-Income Ratio16.9%
Median Home Price$260,000
Cost of Living Index88
City Median Salary$55,000
Risk Analyst vs City Median+$23,320

Risk Analyst Requirements

Education
Bachelor's Degree
Experience
2-4 years
Job Growth
17.0% (2024-2034)

Key Skills

Risk ModelingVaR AnalysisPythonSQLRegulatory Compliance

Chattanooga Job Market Overview

Chattanooga, Tennessee has a population of 181,099 and an unemployment rate of 2.8%. The top industries are Technology, Manufacturing, Tourism. The local job growth rate is 2.2%, and the average commute time is 21 minutes.

Frequently Asked Questions

What is the average Risk Analyst salary in Chattanooga, TN?
The median Risk Analyst salary in Chattanooga, TN is $78,320 per year as of 2026. This is adjusted for the local cost of living index of 88. Entry-level Risk Analysts earn around $51,920, while senior-level professionals can earn $109,120 or more.
How much does a Risk Analyst take home in Chattanooga after taxes?
A Risk Analyst earning the median salary of $78,320 in Chattanooga, TN takes home approximately $63,484 per year ($5,290/month) after federal, state, and local taxes. The effective tax rate is 18.9%.
Is Chattanooga a good city for Risk Analysts?
Chattanooga, TN has a cost of living index of 88 (below national average). Risk Analysts here earn above the city median. The local unemployment rate is 2.8% and top industries include Technology, Manufacturing, Tourism.
What skills are needed for a Risk Analyst in Chattanooga?
Key skills for Risk Analysts include Risk Modeling, VaR Analysis, Python, SQL, Regulatory Compliance. Typical education requirement is Bachelor's Degree. Valuable certifications include FRM, PRM, CFA.
How does Risk Analyst salary in Chattanooga compare to the national average?
The national median Risk Analyst salary is $89,000. In Chattanooga, the adjusted salary is $78,320, which is 12.0% lower than the national average, reflecting the local cost of living.

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Frequently Asked Questions

What is the average Risk Analyst salary in Chattanooga, TN?

The median Risk Analyst salary in Chattanooga, TN is $78,320 per year as of 2026. This is adjusted for the local cost of living index of 88. Entry-level Risk Analysts earn around $51,920, while senior-level professionals can earn $109,120 or more.

How much does a Risk Analyst take home in Chattanooga after taxes?

A Risk Analyst earning the median salary of $78,320 in Chattanooga, TN takes home approximately $63,484 per year ($5,290/month) after federal, state, and local taxes. The effective tax rate is 18.9%.

Is Chattanooga a good city for Risk Analysts?

Chattanooga, TN has a cost of living index of 88 (below national average). Risk Analysts here earn above the city median. The local unemployment rate is 2.8% and top industries include Technology, Manufacturing, Tourism.

What skills are needed for a Risk Analyst in Chattanooga?

Key skills for Risk Analysts include Risk Modeling, VaR Analysis, Python, SQL, Regulatory Compliance. Typical education requirement is Bachelor's Degree. Valuable certifications include FRM, PRM, CFA.

How does Risk Analyst salary in Chattanooga compare to the national average?

The national median Risk Analyst salary is $89,000. In Chattanooga, the adjusted salary is $78,320, which is 12.0% lower than the national average, reflecting the local cost of living.