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Risk Analyst Salary in Houston, TX

Risk Analyst salary data for Houston, TX — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

Risk Analyst Salary in Houston, TX — 2026

The median Risk Analyst salary in Houston, TX is $85,440 per year ($7,120/month, $41/hr). This reflects the local cost of living index of 96, which is 4% below the national average.

Entry Level
$57K
$27/hr
Median
$85K
$41/hr
Senior
$119K
$57/hr
Top Earner
$148K
$71/hr

Risk Analyst Take-Home Pay in Houston

Tax Breakdown (Median Salary)

Gross Annual$85,440
Federal Tax-$10,411
State Tax (0.0%)-$0
FICA (SS + Medicare)-$6,536
Annual Take-Home$68,493
Monthly Take-Home$5,708

Living Cost Comparison

Median Rent$1,350/mo
Rent-to-Income Ratio19.0%
Median Home Price$280,000
Cost of Living Index96
City Median Salary$65,000
Risk Analyst vs City Median+$20,440

Risk Analyst Requirements

Education
Bachelor's Degree
Experience
2-4 years
Job Growth
17.0% (2024-2034)

Key Skills

Risk ModelingVaR AnalysisPythonSQLRegulatory Compliance

Houston Job Market Overview

Houston, Texas has a population of 2,304,580 and an unemployment rate of 3.8%. The top industries are Energy, Healthcare, Aerospace. The local job growth rate is 2.5%, and the average commute time is 28 minutes.

Frequently Asked Questions

What is the average Risk Analyst salary in Houston, TX?
The median Risk Analyst salary in Houston, TX is $85,440 per year as of 2026. This is adjusted for the local cost of living index of 96. Entry-level Risk Analysts earn around $56,640, while senior-level professionals can earn $119,040 or more.
How much does a Risk Analyst take home in Houston after taxes?
A Risk Analyst earning the median salary of $85,440 in Houston, TX takes home approximately $68,493 per year ($5,708/month) after federal, state, and local taxes. The effective tax rate is 19.8%.
Is Houston a good city for Risk Analysts?
Houston, TX has a cost of living index of 96 (below national average). Risk Analysts here earn above the city median. The local unemployment rate is 3.8% and top industries include Energy, Healthcare, Aerospace.
What skills are needed for a Risk Analyst in Houston?
Key skills for Risk Analysts include Risk Modeling, VaR Analysis, Python, SQL, Regulatory Compliance. Typical education requirement is Bachelor's Degree. Valuable certifications include FRM, PRM, CFA.
How does Risk Analyst salary in Houston compare to the national average?
The national median Risk Analyst salary is $89,000. In Houston, the adjusted salary is $85,440, which is 4.0% lower than the national average, reflecting the local cost of living.

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Frequently Asked Questions

What is the average Risk Analyst salary in Houston, TX?

The median Risk Analyst salary in Houston, TX is $85,440 per year as of 2026. This is adjusted for the local cost of living index of 96. Entry-level Risk Analysts earn around $56,640, while senior-level professionals can earn $119,040 or more.

How much does a Risk Analyst take home in Houston after taxes?

A Risk Analyst earning the median salary of $85,440 in Houston, TX takes home approximately $68,493 per year ($5,708/month) after federal, state, and local taxes. The effective tax rate is 19.8%.

Is Houston a good city for Risk Analysts?

Houston, TX has a cost of living index of 96 (below national average). Risk Analysts here earn above the city median. The local unemployment rate is 3.8% and top industries include Energy, Healthcare, Aerospace.

What skills are needed for a Risk Analyst in Houston?

Key skills for Risk Analysts include Risk Modeling, VaR Analysis, Python, SQL, Regulatory Compliance. Typical education requirement is Bachelor's Degree. Valuable certifications include FRM, PRM, CFA.

How does Risk Analyst salary in Houston compare to the national average?

The national median Risk Analyst salary is $89,000. In Houston, the adjusted salary is $85,440, which is 4.0% lower than the national average, reflecting the local cost of living.