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Risk Analyst Salary in Rochester, NY

Risk Analyst salary data for Rochester, NY — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

Risk Analyst Salary in Rochester, NY — 2026

The median Risk Analyst salary in Rochester, NY is $78,320 per year ($6,527/month, $38/hr). This reflects the local cost of living index of 88, which is 12% below the national average.

Entry Level
$52K
$25/hr
Median
$78K
$38/hr
Senior
$109K
$52/hr
Top Earner
$136K
$65/hr

Risk Analyst Take-Home Pay in Rochester

Tax Breakdown (Median Salary)

Gross Annual$78,320
Federal Tax-$8,844
State Tax (6.3%)-$4,958
FICA (SS + Medicare)-$5,991
Annual Take-Home$58,526
Monthly Take-Home$4,877

Living Cost Comparison

Median Rent$1,000/mo
Rent-to-Income Ratio15.3%
Median Home Price$160,000
Cost of Living Index88
City Median Salary$55,500
Risk Analyst vs City Median+$22,820

Risk Analyst Requirements

Education
Bachelor's Degree
Experience
2-4 years
Job Growth
17.0% (2024-2034)

Key Skills

Risk ModelingVaR AnalysisPythonSQLRegulatory Compliance

Rochester Job Market Overview

Rochester, New York has a population of 211,328 and an unemployment rate of 4.2%. The top industries are Healthcare, Education, Technology. The local job growth rate is 1.0%, and the average commute time is 22 minutes.

Frequently Asked Questions

What is the average Risk Analyst salary in Rochester, NY?
The median Risk Analyst salary in Rochester, NY is $78,320 per year as of 2026. This is adjusted for the local cost of living index of 88. Entry-level Risk Analysts earn around $51,920, while senior-level professionals can earn $109,120 or more.
How much does a Risk Analyst take home in Rochester after taxes?
A Risk Analyst earning the median salary of $78,320 in Rochester, NY takes home approximately $58,526 per year ($4,877/month) after federal, state, and local taxes. The effective tax rate is 25.3%.
Is Rochester a good city for Risk Analysts?
Rochester, NY has a cost of living index of 88 (below national average). Risk Analysts here earn above the city median. The local unemployment rate is 4.2% and top industries include Healthcare, Education, Technology.
What skills are needed for a Risk Analyst in Rochester?
Key skills for Risk Analysts include Risk Modeling, VaR Analysis, Python, SQL, Regulatory Compliance. Typical education requirement is Bachelor's Degree. Valuable certifications include FRM, PRM, CFA.
How does Risk Analyst salary in Rochester compare to the national average?
The national median Risk Analyst salary is $89,000. In Rochester, the adjusted salary is $78,320, which is 12.0% lower than the national average, reflecting the local cost of living.

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Frequently Asked Questions

What is the average Risk Analyst salary in Rochester, NY?

The median Risk Analyst salary in Rochester, NY is $78,320 per year as of 2026. This is adjusted for the local cost of living index of 88. Entry-level Risk Analysts earn around $51,920, while senior-level professionals can earn $109,120 or more.

How much does a Risk Analyst take home in Rochester after taxes?

A Risk Analyst earning the median salary of $78,320 in Rochester, NY takes home approximately $58,526 per year ($4,877/month) after federal, state, and local taxes. The effective tax rate is 25.3%.

Is Rochester a good city for Risk Analysts?

Rochester, NY has a cost of living index of 88 (below national average). Risk Analysts here earn above the city median. The local unemployment rate is 4.2% and top industries include Healthcare, Education, Technology.

What skills are needed for a Risk Analyst in Rochester?

Key skills for Risk Analysts include Risk Modeling, VaR Analysis, Python, SQL, Regulatory Compliance. Typical education requirement is Bachelor's Degree. Valuable certifications include FRM, PRM, CFA.

How does Risk Analyst salary in Rochester compare to the national average?

The national median Risk Analyst salary is $89,000. In Rochester, the adjusted salary is $78,320, which is 12.0% lower than the national average, reflecting the local cost of living.