Salary & Cost of Living in San Clemente, CA
San Clemente, CA: $63,299 median salary, cost of living index 149.7, $16.00/hr minimum wage. Calculate your take-home pay with our free paycheck calculator.
Median Salary
$63,299
$30/hr
Cost of Living
149.7
US avg = 100
Minimum Wage
$16.00
per hour
Unemployment
4.3%
rate
San Clemente, CA Overview
Population
64,581
Median Salary
$63,299
Average Salary
$70,895
Avg Commute
19 min
Median Home Price
$778,000
Median Rent
$3,144/mo
Job Growth
+1.8%
Sales Tax
7.25%
San Clemente is located in California with a population of 64,581. The median household salary is $63,299 per year ($30/hour), which is $3,915 above the national median of $59,384. The average commute time is 19 minutes, and the city has a job growth rate of +1.8%.
San Clemente Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in San Clemente, CA, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$47,012
$3,917.70/month · $1,808.17/biweekly · Effective Rate: 25.7%
Gross Pay
$63,299
Federal Tax
-$5,557
State Tax
-$5,887
Local Tax
$0
FICA
-$4,842
Net Pay
$47,012
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $5,274.92 | $63,299.00 |
| Federal Income Tax | -$463.12 | -$5,557.38 |
| California State Tax (9.3%) | -$490.57 | -$5,886.81 |
| Social Security (6.2%) | -$327.04 | -$3,924.54 |
| Medicare (1.45%) | -$76.49 | -$917.84 |
| Net Take-Home Pay | $3,917.70 | $47,012.44 |
Salary Comparison: San Clemente vs Other Cities
See how San Clemente's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| San Clemente, CA | $63,299 | 149.7 | $42,284 |
| National Average | $59,384 | 100 | $59,384 |
| North Tonawanda, NY | $63,308 | 131.8 | $48,033 |
| Apple Valley, MN | $63,278 | 97.7 | $64,768 |
| Blacksburg, VA | $63,340 | 103.6 | $61,139 |
| Pittsburg, CA | $63,237 | 145.9 | $43,343 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in San Clemente
San Clemente's cost of living index is 149.7 (national average = 100). Living in San Clemente is 49.69999999999999% more expensive than the national average.
Median Home Price
$778,000
Median Monthly Rent
$3,144
Annual Rent Cost
$37,728
Your Salary's Purchasing Power
Your $47,012 annual take-home pay in San Clemente has the purchasing power of approximately $31,404 in an average-cost US area. You would need to earn $94,759 in San Clemente to match a $63,299 salary in an average-cost city.
Top Industries in San Clemente
San Clemente's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $63,299.
Salary Tips for San Clemente Workers
- Negotiate for cost of living. San Clemente has a cost of living 49.69999999999999% above the national average. When negotiating salary, factor in the higher housing and living costs to ensure your real purchasing power stays competitive.
- Maximize pre-tax deductions. With a 9.3% state income tax rate, maximizing 401(k) contributions (up to $23,500 in 2026) and HSA contributions can significantly reduce both your federal and state tax burden.
- Research top industries. San Clemente's top industries include Technology, Entertainment, Agriculture. Targeting roles in these sectors can help you earn above the $63,299 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
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Frequently Asked Questions
What is the median salary in San Clemente, CA?
The median salary in San Clemente, CA is $63,299 per year, or $30 per hour. The average salary is $70,895. This is $3,915 above the national median of $59,384.
What is the cost of living in San Clemente, CA?
San Clemente's cost of living index is 149.7 (national average = 100), meaning it is 49.69999999999999% more expensive compared to the national average. The median home price is $778,000 and the median monthly rent is $3,144.
What are the best industries in San Clemente?
The top industries in San Clemente, CA include Technology, Entertainment, Agriculture. The city has a job growth rate of 1.8% and an unemployment rate of 4.3%. Workers in these industries often earn above the city's median salary of $63,299.
How does San Clemente's salary compare to other cities?
San Clemente's median salary of $63,299 is 6.6% above the national median of $59,384. However, when adjusted for cost of living (index: 149.7), the real purchasing power is approximately $42,284.
What is the minimum wage in San Clemente, CA?
The minimum wage in San Clemente, CA is $16.00 per hour. This equals approximately $33,280 per year for a full-time worker (40 hours/week). This is $8.75 above the federal minimum wage of $7.25/hour.