Software Engineer Salary in Philadelphia, PA
Software Engineer salary data for Philadelphia, PA — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.
Software Engineer Salary in Philadelphia, PA — 2026
The median Software Engineer salary in Philadelphia, PA is $123,420 per year ($10,285/month, $59/hr). This reflects the local cost of living index of 102, which is 2% above the national average.
Software Engineer Take-Home Pay in Philadelphia
Tax Breakdown (Median Salary)
| Gross Annual | $123,420 |
| Federal Tax | -$18,868 |
| State Tax (3.1%) | -$3,789 |
| Local Tax (3.8%) | -$4,678 |
| FICA (SS + Medicare) | -$9,442 |
| Annual Take-Home | $86,644 |
| Monthly Take-Home | $7,220 |
Living Cost Comparison
Software Engineer Requirements
Key Skills
Philadelphia Job Market Overview
Philadelphia, Pennsylvania has a population of 1,603,797 and an unemployment rate of 4.5%. The top industries are Healthcare, Education, Finance. The local job growth rate is 1.5%, and the average commute time is 33 minutes.
Related Technology Salaries in Philadelphia
Software Engineer Salary in Nearby Pennsylvania Cities
Frequently Asked Questions
What is the average Software Engineer salary in Philadelphia, PA?
How much does a Software Engineer take home in Philadelphia after taxes?
Is Philadelphia a good city for Software Engineers?
What skills are needed for a Software Engineer in Philadelphia?
How does Software Engineer salary in Philadelphia compare to the national average?
Calculate Your Exact Take-Home Pay
Use our free paycheck calculator to see your after-tax income based on your specific salary, deductions, and filing status.
Calculate NowExplore More
Frequently Asked Questions
What is the average Software Engineer salary in Philadelphia, PA?
The median Software Engineer salary in Philadelphia, PA is $123,420 per year as of 2026. This is adjusted for the local cost of living index of 102. Entry-level Software Engineers earn around $76,500, while senior-level professionals can earn $174,420 or more.
How much does a Software Engineer take home in Philadelphia after taxes?
A Software Engineer earning the median salary of $123,420 in Philadelphia, PA takes home approximately $86,644 per year ($7,220/month) after federal, state, and local taxes. The effective tax rate is 29.8%.
Is Philadelphia a good city for Software Engineers?
Philadelphia, PA has a cost of living index of 102 (above national average). Software Engineers here earn above the city median. The local unemployment rate is 4.5% and top industries include Healthcare, Education, Finance.
What skills are needed for a Software Engineer in Philadelphia?
Key skills for Software Engineers include Python, JavaScript, SQL, Git, AWS. Typical education requirement is Bachelor's Degree. Valuable certifications include AWS Solutions Architect, Google Cloud Professional.
How does Software Engineer salary in Philadelphia compare to the national average?
The national median Software Engineer salary is $121,000. In Philadelphia, the adjusted salary is $123,420, which is 2.0% higher than the national average, reflecting the local cost of living.