Salary & Cost of Living in St. Charles, MO
St. Charles, MO: $51,553 median salary, cost of living index 83.4, $12.30/hr minimum wage. Calculate your take-home pay with our free paycheck calculator.
Median Salary
$51,553
$25/hr
Cost of Living
83.4
US avg = 100
Minimum Wage
$12.30
per hour
Unemployment
3.7%
rate
St. Charles, MO Overview
Population
70,719
Median Salary
$51,553
Average Salary
$57,739
Avg Commute
20 min
Median Home Price
$181,000
Median Rent
$759/mo
Job Growth
+2.1%
Sales Tax
4.225%
St. Charles is located in Missouri with a population of 70,719. The median household salary is $51,553 per year ($25/hour), which is $7,831 below the national median of $59,384. The average commute time is 20 minutes, and the city has a job growth rate of +2.1%.
St. Charles Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in St. Charles, MO, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$40,590
$3,382.49/month · $1,561.15/biweekly · Effective Rate: 21.3%
Gross Pay
$51,553
Federal Tax
-$4,148
State Tax
-$2,552
Local Tax
-$320
FICA
-$3,944
Net Pay
$40,590
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $4,296.08 | $51,553.00 |
| Federal Income Tax | -$345.66 | -$4,147.86 |
| Missouri State Tax (4.95%) | -$212.66 | -$2,551.87 |
| Local Tax (0.62%) | -$26.64 | -$319.63 |
| Social Security (6.2%) | -$266.36 | -$3,196.29 |
| Medicare (1.45%) | -$62.29 | -$747.52 |
| Net Take-Home Pay | $3,382.49 | $40,589.83 |
Salary Comparison: St. Charles vs Other Cities
See how St. Charles's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| St. Charles, MO | $51,553 | 83.4 | $61,814 |
| National Average | $59,384 | 100 | $59,384 |
| Friendswood, TX | $51,585 | 95.4 | $54,072 |
| Riverview, FL | $51,513 | 107.5 | $47,919 |
| Newnan, GA | $51,504 | 95.2 | $54,101 |
| Springfield, OH | $51,617 | 86.9 | $59,398 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in St. Charles
St. Charles's cost of living index is 83.4 (national average = 100). Living in St. Charles is 16.599999999999994% less expensive than the national average.
Median Home Price
$181,000
Median Monthly Rent
$759
Annual Rent Cost
$9,108
Your Salary's Purchasing Power
Your $40,590 annual take-home pay in St. Charles has the purchasing power of approximately $48,669 in an average-cost US area. Your $51,553 salary stretches further here than in most US cities.
Top Industries in St. Charles
St. Charles's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $51,553.
Salary Tips for St. Charles Workers
- Your salary goes further here. St. Charles has a cost of living 16.599999999999994% below the national average. A salary of $51,553 here has the purchasing power of about $61,814 in an average-cost area.
- Research top industries. St. Charles's top industries include Healthcare, Manufacturing, Agriculture. Targeting roles in these sectors can help you earn above the $51,553 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
Explore Salaries Across the US
Compare salary data and cost of living for hundreds of US cities. Find out where your paycheck goes the furthest.
Related Salary Tools
Frequently Asked Questions
What is the median salary in St. Charles, MO?
The median salary in St. Charles, MO is $51,553 per year, or $25 per hour. The average salary is $57,739. This is $7,831 below the national median of $59,384.
What is the cost of living in St. Charles, MO?
St. Charles's cost of living index is 83.4 (national average = 100), meaning it is 16.599999999999994% less expensive compared to the national average. The median home price is $181,000 and the median monthly rent is $759.
What are the best industries in St. Charles?
The top industries in St. Charles, MO include Healthcare, Manufacturing, Agriculture. The city has a job growth rate of 2.1% and an unemployment rate of 3.7%. Workers in these industries often earn above the city's median salary of $51,553.
How does St. Charles's salary compare to other cities?
St. Charles's median salary of $51,553 is 13.2% below the national median of $59,384. However, when adjusted for cost of living (index: 83.4), the real purchasing power is approximately $61,814.
What is the minimum wage in St. Charles, MO?
The minimum wage in St. Charles, MO is $12.30 per hour. This equals approximately $25,584 per year for a full-time worker (40 hours/week). This is $5.05 above the federal minimum wage of $7.25/hour.