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Actuary Salary in San Francisco, CA

Actuary salary data for San Francisco, CA — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

Actuary Salary in San Francisco, CA — 2026

The median Actuary salary in San Francisco, CA is $203,400 per year ($16,950/month, $98/hr). This reflects the local cost of living index of 180, which is 80% above the national average.

Entry Level
$124K
$60/hr
Median
$203K
$98/hr
Senior
$275K
$132/hr
Top Earner
$365K
$176/hr

Actuary Take-Home Pay in San Francisco

Tax Breakdown (Median Salary)

Gross Annual$203,400
Federal Tax-$38,063
State Tax (9.3%)-$18,916
FICA (SS + Medicare)-$13,868
Annual Take-Home$132,553
Monthly Take-Home$11,046

Living Cost Comparison

Median Rent$3,400/mo
Rent-to-Income Ratio20.1%
Median Home Price$1,250,000
Cost of Living Index180
City Median Salary$112,500
Actuary vs City Median+$90,900

Actuary Requirements

Education
Bachelor's Degree
Experience
2-5 years
Job Growth
21.0% (2024-2034)

Key Skills

Statistical ModelingRisk AssessmentRSASProbability Theory

San Francisco Job Market Overview

San Francisco, California has a population of 873,965 and an unemployment rate of 3.2%. The top industries are Technology, Finance, Healthcare. The local job growth rate is 2.5%, and the average commute time is 34 minutes.

Frequently Asked Questions

What is the average Actuary salary in San Francisco, CA?
The median Actuary salary in San Francisco, CA is $203,400 per year as of 2026. This is adjusted for the local cost of living index of 180. Entry-level Actuarys earn around $124,200, while senior-level professionals can earn $275,400 or more.
How much does a Actuary take home in San Francisco after taxes?
A Actuary earning the median salary of $203,400 in San Francisco, CA takes home approximately $132,553 per year ($11,046/month) after federal, state, and local taxes. The effective tax rate is 34.8%.
Is San Francisco a good city for Actuarys?
San Francisco, CA has a cost of living index of 180 (above national average). Actuarys here earn above the city median. The local unemployment rate is 3.2% and top industries include Technology, Finance, Healthcare.
What skills are needed for a Actuary in San Francisco?
Key skills for Actuarys include Statistical Modeling, Risk Assessment, R, SAS, Probability Theory. Typical education requirement is Bachelor's Degree. Valuable certifications include ASA, FSA, CERA.
How does Actuary salary in San Francisco compare to the national average?
The national median Actuary salary is $113,000. In San Francisco, the adjusted salary is $203,400, which is 80.0% higher than the national average, reflecting the local cost of living.

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Frequently Asked Questions

What is the average Actuary salary in San Francisco, CA?

The median Actuary salary in San Francisco, CA is $203,400 per year as of 2026. This is adjusted for the local cost of living index of 180. Entry-level Actuarys earn around $124,200, while senior-level professionals can earn $275,400 or more.

How much does a Actuary take home in San Francisco after taxes?

A Actuary earning the median salary of $203,400 in San Francisco, CA takes home approximately $132,553 per year ($11,046/month) after federal, state, and local taxes. The effective tax rate is 34.8%.

Is San Francisco a good city for Actuarys?

San Francisco, CA has a cost of living index of 180 (above national average). Actuarys here earn above the city median. The local unemployment rate is 3.2% and top industries include Technology, Finance, Healthcare.

What skills are needed for a Actuary in San Francisco?

Key skills for Actuarys include Statistical Modeling, Risk Assessment, R, SAS, Probability Theory. Typical education requirement is Bachelor's Degree. Valuable certifications include ASA, FSA, CERA.

How does Actuary salary in San Francisco compare to the national average?

The national median Actuary salary is $113,000. In San Francisco, the adjusted salary is $203,400, which is 80.0% higher than the national average, reflecting the local cost of living.