San Francisco Hourly Wage & Salary 2026
San Francisco, CA: $35.70/hr median hourly wage, $74,260 median annual salary, cost of living index 180, and $16.50/hr minimum wage. Calculate take-home pay with federal and California taxes.
San Francisco Hourly Wage Quick Answer
The median hourly wage in San Francisco, CA is $35.70/hr,and the median annual wage is $74,260. Entry-level pay estimates around $22.13/hr, senior-level pay estimates around $50.69/hr, and the local minimum wage is $16.50/hr.
Median figures: BLS OEWS May 2025, all occupations, San Francisco-Oakland-Fremont, CA metropolitan statistical area (2,373,920 jobs). BLS publishes wages by metro area, not by city, so San Francisco shares this figure with the rest of its metro. Entry and senior levels are Salario estimates.
Median Salary
$74,260
$35.70/hr
Cost of Living
180
US avg = 100
Minimum Wage
$16.50
per hour
Unemployment
3.2%
rate
San Francisco, CA Overview
Population
873,965
Median Salary
$74,260
Average Salary
$100,220
Avg Commute
34 min
Median Home Price
$1,250,000
Median Rent
$3,400/mo
Job Growth
+2.5%
Sales Tax
8.63%
San Francisco is located in California with a population of 873,965. The median annual wage across all occupations is $74,260 ($35.70/hour, BLS OEWS May 2025, San Francisco-Oakland-Fremont, CA metro), which is $23,280 above the national median of $50,980. The national median is the BLS OEWS May 2025 all-occupations median annual wage. The average commute time is 34 minutes, and the city has a job growth rate of +2.5%.
San Francisco Salary by Experience Level (2026)
Wage distribution in San Francisco, CA built around the $74,260 median salary (BLS OEWS May 2025, all occupations, San Francisco-Oakland-Fremont, CA metro). Entry-level represents 10th–25th percentile; mid-level is the median; senior-level represents 75th–90th percentile. The non-median rows are Salario estimates.
| Experience Level | Annual Salary | Hourly Wage | Years Exp |
|---|---|---|---|
| Entry-Level | $46,041 | $22.13/hr | 0–2 years |
| Mid-Level (Median) | $74,260 | $35.70/hr | 3–7 years |
| Senior-Level | $105,449 | $50.69/hr | 8–15 years |
| Top 10% (90th Percentile) | $132,183 | $63.55/hr | 15+ years / leadership |
Percentile multipliers (62%, 100%, 142%, 178%) are Salario approximations of the typical all-occupations wage spread in BLS OEWS metro tables; only the median row is a published BLS value. Specific roles vary; see jobs by city for role-specific data.
San Francisco Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in San Francisco, CA, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$58,204
$4,850.30/month · $2,238.60/biweekly · Effective Rate: 21.6%
Biweekly paycheck estimate: this salary equals about $2,238.60 take-home per paycheck after estimated California and federal taxes. For the 26-paycheck formula, three-paycheck months, and withholding examples, see the Biweekly Paycheck Calculator.
Gross Pay
$74,260
Federal Tax
-$7,507
State Tax
-$2,868
Local Tax
$0
FICA
-$5,681
Net Pay
$58,204
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $6,188.33 | $74,260.00 |
| Federal Income Tax | -$625.60 | -$7,507.20 |
| California State Tax (3.86% eff.) | -$239.03 | -$2,868.37 |
| Social Security (6.2%) | -$383.68 | -$4,604.12 |
| Medicare (1.45%) | -$89.73 | -$1,076.77 |
| Net Take-Home Pay | $4,850.30 | $58,203.54 |
Salary Comparison: San Francisco vs Other Cities
See how San Francisco's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| San Francisco, CA | $74,260 | 180 | $41,256 |
| National Average | $50,980 | 100 | $50,980 |
| Oakland, CA | $74,260 | 165 | $45,006 |
| Fremont, CA | $74,260 | 170 | $43,682 |
| Hayward, CA | $74,260 | 145 | $51,214 |
| Concord, CA | $74,260 | 143.2 | $51,858 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in San Francisco
San Francisco's cost of living index is 180 (national average = 100). Living in San Francisco is 80% more expensive than the national average.
Median Home Price
$1,250,000
Median Monthly Rent
$3,400
Annual Rent Cost
$40,800
Your Salary's Purchasing Power
Your $58,204 annual take-home pay in San Francisco has the purchasing power of approximately $32,335 in an average-cost US area. You would need to earn $133,668 in San Francisco to match a $74,260 salary in an average-cost city.
Top Industries in San Francisco
San Francisco's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $74,260.
Salary Tips for San Francisco Workers
- Negotiate for cost of living. San Francisco has a cost of living 80% above the national average. When negotiating salary, factor in the higher housing and living costs to ensure your real purchasing power stays competitive.
- Maximize pre-tax deductions. With a top 13.3% state income tax rate, maximizing 401(k) contributions (up to $24,500 in 2026) and HSA contributions can significantly reduce both your federal and state tax burden.
- Research top industries. San Francisco's top industries include Technology, Finance, Healthcare. Targeting roles in these sectors can help you earn above the $74,260 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
Job Salaries in San Francisco, CA
Browse occupation-specific salaries for San Francisco. Figures marked BLS are the BLS OEWS May 2025 median annual wage for that occupation in the San Francisco-Oakland-Fremont, CA metro area (80 of 338); the rest are Salario estimates adjusted for San Francisco's cost of living. Each page connects the benchmark with local take-home pay and market context.
Other Cities in California
San Gabriel
San Jacinto
San Jose
San Leandro
San Luis Obispo
San Marcos
San Mateo
San Pablo
San Rafael
San Ramon
Santa Ana
Santa Barbara
Methodology & Local Economy Data Sources
How we calculate San Francisco salary data: The median annual wage, median hourly wage and mean wage are the official BLS OEWS May 2025 all-occupations values for the San Francisco-Oakland-Fremont, CA metropolitan statistical area, retrieved from the BLS Public Data API on September 17, 2026. BLS does not publish city-level wages, so every city inside that metro shows the same figure. The entry/senior/top-10% rows, the paycheck estimate and the purchasing-power conversion are Salario calculations built on that median. Cost-of-living adjustments use the C2ER Cost of Living Index baseline of 100 (national average), with San Francisco indexed at 180.
- Median salary: $74,260 annual, $35.70 hourly, BLS OEWS May 2025, all occupations, San Francisco-Oakland-Fremont, CA MSA (2,373,920 jobs surveyed). Mean wage $100,220 (BLS). Salario's previous modeled median for San Francisco was $112,500.
- Tax burden reflects California 2026 state income tax brackets and standard deduction (top rate 13.3%) (no local income tax), sales tax (8.63%), and federal taxes per IRS 2026 brackets.
- Unemployment rate for San Francisco: 3.2%, sourced from BLS Local Area Unemployment Statistics (LAUS).
- Top industries: Technology, Finance, Healthcare, based on QCEW employment concentration data.
- Job growth: 2.5% projected through 2034, derived from BLS Employment Projections program for California.
- Housing context: median home price $1,250,000, median rent $3,400/mo, sourced from Census American Community Survey 5-year estimates.
Authoritative US data sources for San Francisco, CA:
- BLS Occupational Employment and Wage Statistics (OEWS), metropolitan area salary data
- BLS Local Area Unemployment Statistics, San Francisco unemployment rate
- U.S. Census Bureau, San Francisco QuickFacts, population, housing, demographics
- BLS Quarterly Census of Employment and Wages (QCEW), county-level industry employment
- BLS Economy at a Glance, California, state economic indicators
- U.S. Bureau of Economic Analysis (BEA), local GDP and personal income data
- BLS Consumer Price Index (CPI-U), regional inflation tracking
Disclaimer: Salary and cost data are estimates for general guidance. Individual compensation varies by employer, experience, education, negotiation, and skills. San Francisco's rapidly changing economy can shift these baselines, always verify with current job listings, employer offers, and recent California labor market reports for the most current figures.
Reviewed by Harlan Voss · Last updated September 17, 2026 · Wage figures: BLS OEWS May 2025 release (published May 2026) · Census data current as of latest releases
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Frequently Asked Questions
What is the hourly wage in San Francisco, CA?
The median hourly wage in San Francisco, CA is $35.70 per hour, the BLS OEWS May 2025 median for all occupations in the San Francisco-Oakland-Fremont, CA metropolitan area, and the BLS median annual wage is $74,260. Entry-level workers are estimated around $22.13/hr, while senior-level workers are estimated around $50.69/hr before overtime, bonuses, or benefits (Salario estimates, not BLS percentiles).
What is the median salary in San Francisco, CA?
The median salary in San Francisco, CA is $74,260 per year, or $35.70 per hour (BLS OEWS May 2025, all occupations, San Francisco-Oakland-Fremont, CA metro area). The BLS mean salary is $100,220. This is $23,280 above the BLS national median of $50,980.
What is the cost of living in San Francisco, CA?
San Francisco's cost of living index is 180 (national average = 100), meaning it is 80% more expensive compared to the national average. The median home price is $1,250,000 and the median monthly rent is $3,400.
What are the best industries in San Francisco?
The top industries in San Francisco, CA include Technology, Finance, Healthcare. The city has a job growth rate of 2.5% and an unemployment rate of 3.2%. Workers in these industries often earn above the city's median salary of $74,260.
How does San Francisco's salary compare to other cities?
San Francisco's median salary of $74,260 is 45.7% above the national median of $50,980. However, when adjusted for cost of living (index: 180), the real purchasing power is approximately $41,256.
What is the minimum wage in San Francisco, CA?
The minimum wage in San Francisco, CA is $16.50 per hour. This equals approximately $34,320 per year for a full-time worker (40 hours/week). This is $9.25 above the federal minimum wage of $7.25/hour.