Salary & Cost of Living in Bedford, TX
Bedford, TX: $50,577 median salary, cost of living index 93.3, $7.25/hr minimum wage. Calculate your take-home pay with our free paycheck calculator.
Median Salary
$50,577
$24/hr
Cost of Living
93.3
US avg = 100
Minimum Wage
$7.25
per hour
Unemployment
4.1%
rate
Bedford, TX Overview
Population
49,047
Median Salary
$50,577
Average Salary
$56,646
Avg Commute
21 min
Median Home Price
$293,000
Median Rent
$1,197/mo
Job Growth
+2.7%
Sales Tax
6.25%
Bedford is located in Texas with a population of 49,047. The median household salary is $50,577 per year ($24/hour), which is $8,807 below the national median of $59,384. The average commute time is 21 minutes, and the city has a job growth rate of +2.7%.
Bedford Salary by Experience Level (2026)
Wage distribution in Bedford, TX based on BLS percentile breakdown of the $50,577 median salary. Entry-level represents 10th–25th percentile; mid-level is the median; senior-level represents 75th–90th percentile.
| Experience Level | Annual Salary | Hourly Wage | Years Exp |
|---|---|---|---|
| Entry-Level | $31,358 | $15.08/hr | 0–2 years |
| Mid-Level (Median) | $50,577 | $24.32/hr | 3–7 years |
| Senior-Level | $71,819 | $34.53/hr | 8–15 years |
| Top 10% (90th Percentile) | $90,027 | $43.29/hr | 15+ years / leadership |
Percentile multipliers (62%, 100%, 142%, 178%) derived from 2024 BLS Occupational Employment and Wage Statistics distribution across all occupations in metro areas. Specific roles vary; see jobs by city for role-specific data.
Bedford Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in Bedford, TX, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$42,677
$3,556.43/month · $1,641.43/biweekly · Effective Rate: 15.6%
Gross Pay
$50,577
Federal Tax
-$4,031
State Tax
$0
Local Tax
$0
FICA
-$3,869
Net Pay
$42,677
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $4,214.75 | $50,577.00 |
| Federal Income Tax | -$335.90 | -$4,030.74 |
| Texas State Tax (0%) | $0.00 | $0.00 |
| Social Security (6.2%) | -$261.31 | -$3,135.77 |
| Medicare (1.45%) | -$61.11 | -$733.37 |
| Net Take-Home Pay | $3,556.43 | $42,677.12 |
Salary Comparison: Bedford vs Other Cities
See how Bedford's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| Bedford, TX | $50,577 | 93.3 | $54,209 |
| National Average | $59,384 | 100 | $59,384 |
| Oak Lawn, IL | $50,588 | 98.2 | $51,515 |
| State College, PA | $50,565 | 88.1 | $57,395 |
| Wheeling, IL | $50,560 | 92.3 | $54,778 |
| Baytown, TX | $50,554 | 96.6 | $52,333 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in Bedford
Bedford's cost of living index is 93.3 (national average = 100). Living in Bedford is 6.700000000000003% less expensive than the national average.
Median Home Price
$293,000
Median Monthly Rent
$1,197
Annual Rent Cost
$14,364
Your Salary's Purchasing Power
Your $42,677 annual take-home pay in Bedford has the purchasing power of approximately $45,742 in an average-cost US area. Your $50,577 salary stretches further here than in most US cities.
Top Industries in Bedford
Bedford's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $50,577.
Salary Tips for Bedford Workers
- No state income tax advantage. Texas has no state income tax, which means more of your paycheck stays in your pocket. Invest the savings in a Roth IRA or 401(k) for long-term growth.
- Research top industries. Bedford's top industries include Energy, Technology, Healthcare. Targeting roles in these sectors can help you earn above the $50,577 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
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Frequently Asked Questions
What is the median salary in Bedford, TX?
The median salary in Bedford, TX is $50,577 per year, or $24 per hour. The average salary is $56,646. This is $8,807 below the national median of $59,384.
What is the cost of living in Bedford, TX?
Bedford's cost of living index is 93.3 (national average = 100), meaning it is 6.700000000000003% less expensive compared to the national average. The median home price is $293,000 and the median monthly rent is $1,197.
What are the best industries in Bedford?
The top industries in Bedford, TX include Energy, Technology, Healthcare. The city has a job growth rate of 2.7% and an unemployment rate of 4.1%. Workers in these industries often earn above the city's median salary of $50,577.
How does Bedford's salary compare to other cities?
Bedford's median salary of $50,577 is 14.8% below the national median of $59,384. However, when adjusted for cost of living (index: 93.3), the real purchasing power is approximately $54,209.
What is the minimum wage in Bedford, TX?
The minimum wage in Bedford, TX is $7.25 per hour. This equals approximately $15,080 per year for a full-time worker (40 hours/week). This matches the federal minimum wage of $7.25/hour.