Salary & Cost of Living in Biloxi, MS
Biloxi, MS: $35,758 median salary, cost of living index 86.5, $7.25/hr minimum wage. Calculate your take-home pay with our free paycheck calculator.
Median Salary
$35,758
$17/hr
Cost of Living
86.5
US avg = 100
Minimum Wage
$7.25
per hour
Unemployment
3.3%
rate
Biloxi, MS Overview
Population
46,212
Median Salary
$35,758
Average Salary
$40,049
Avg Commute
16 min
Median Home Price
$175,000
Median Rent
$723/mo
Job Growth
+3%
Sales Tax
7%
Biloxi is located in Mississippi with a population of 46,212. The median household salary is $35,758 per year ($17/hour), which is $23,626 below the national median of $59,384. The average commute time is 16 minutes, and the city has a job growth rate of +3%.
Biloxi Salary by Experience Level (2026)
Wage distribution in Biloxi, MS based on BLS percentile breakdown of the $35,758 median salary. Entry-level represents 10th–25th percentile; mid-level is the median; senior-level represents 75th–90th percentile.
| Experience Level | Annual Salary | Hourly Wage | Years Exp |
|---|---|---|---|
| Entry-Level | $22,170 | $10.66/hr | 0–2 years |
| Mid-Level (Median) | $35,758 | $17.19/hr | 3–7 years |
| Senior-Level | $50,776 | $24.41/hr | 8–15 years |
| Top 10% (90th Percentile) | $63,649 | $30.60/hr | 15+ years / leadership |
Percentile multipliers (62%, 100%, 142%, 178%) derived from 2024 BLS Occupational Employment and Wage Statistics distribution across all occupations in metro areas. Specific roles vary; see jobs by city for role-specific data.
Biloxi Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in Biloxi, MS, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$28,982
$2,415.18/month · $1,114.70/biweekly · Effective Rate: 18.9%
Gross Pay
$35,758
Federal Tax
-$2,252
State Tax
-$1,788
Local Tax
$0
FICA
-$2,735
Net Pay
$28,982
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $2,979.83 | $35,758.00 |
| Federal Income Tax | -$187.71 | -$2,252.46 |
| Mississippi State Tax (5%) | -$148.99 | -$1,787.90 |
| Social Security (6.2%) | -$184.75 | -$2,217.00 |
| Medicare (1.45%) | -$43.21 | -$518.49 |
| Net Take-Home Pay | $2,415.18 | $28,982.15 |
Salary Comparison: Biloxi vs Other Cities
See how Biloxi's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| Biloxi, MS | $35,758 | 86.5 | $41,339 |
| National Average | $59,384 | 100 | $59,384 |
| Salina, KS | $35,759 | 82.5 | $43,344 |
| Woonsocket, RI | $35,754 | 98.5 | $36,298 |
| Florence, AL | $35,751 | 83.5 | $42,816 |
| Logan, UT | $35,767 | 92.8 | $38,542 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in Biloxi
Biloxi's cost of living index is 86.5 (national average = 100). Living in Biloxi is 13.5% less expensive than the national average.
Median Home Price
$175,000
Median Monthly Rent
$723
Annual Rent Cost
$8,676
Your Salary's Purchasing Power
Your $28,982 annual take-home pay in Biloxi has the purchasing power of approximately $33,505 in an average-cost US area. Your $35,758 salary stretches further here than in most US cities.
Top Industries in Biloxi
Biloxi's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $35,758.
Salary Tips for Biloxi Workers
- Your salary goes further here. Biloxi has a cost of living 13.5% below the national average. A salary of $35,758 here has the purchasing power of about $41,339 in an average-cost area.
- Research top industries. Biloxi's top industries include Agriculture, Manufacturing, Healthcare. Targeting roles in these sectors can help you earn above the $35,758 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
Methodology & Local Economy Data Sources
How we calculate Biloxi salary data: Our citywide compensation figures aggregate occupation-specific salary data from BLS Occupational Employment and Wage Statistics for the Biloxi-MS metropolitan statistical area (MSA), weighted by local employment counts. Cost-of-living adjustments use the C2ER Cost of Living Index baseline of 100 (national average), with Biloxi indexed at 86.5.
- Median salary calculation: weighted average of Biloxi's occupation-specific medians from BLS OEWS, adjusted for local cost of living. Net result: $35,758 annual median.
- Tax burden reflects Mississippi state income tax (5%) (no local income tax), sales tax (7%), and federal taxes per IRS 2026 brackets.
- Unemployment rate for Biloxi: 3.3%, sourced from BLS Local Area Unemployment Statistics (LAUS).
- Top industries: Agriculture, Manufacturing, Healthcare — based on QCEW employment concentration data.
- Job growth: 3% projected through 2034, derived from BLS Employment Projections program for Mississippi.
- Housing context: median home price $175,000, median rent $723/mo, sourced from Census American Community Survey 5-year estimates.
Authoritative US data sources for Biloxi, MS:
- BLS Occupational Employment and Wage Statistics (OEWS) — metropolitan area salary data
- BLS Local Area Unemployment Statistics — Biloxi unemployment rate
- U.S. Census Bureau — Biloxi QuickFacts — population, housing, demographics
- BLS Quarterly Census of Employment and Wages (QCEW) — county-level industry employment
- BLS Economy at a Glance — Mississippi — state economic indicators
- U.S. Bureau of Economic Analysis (BEA) — local GDP and personal income data
- BLS Consumer Price Index (CPI-U) — regional inflation tracking
Disclaimer: Salary and cost data are estimates for general guidance. Individual compensation varies by employer, experience, education, negotiation, and skills. Biloxi's rapidly changing economy can shift these baselines — always verify with current job listings, employer offers, and recent Mississippi labor market reports for the most current figures.
Reviewed by Brazora Monk· Last updated 2026 · BLS & Census data current as of latest releases
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Frequently Asked Questions
What is the median salary in Biloxi, MS?
The median salary in Biloxi, MS is $35,758 per year, or $17 per hour. The average salary is $40,049. This is $23,626 below the national median of $59,384.
What is the cost of living in Biloxi, MS?
Biloxi's cost of living index is 86.5 (national average = 100), meaning it is 13.5% less expensive compared to the national average. The median home price is $175,000 and the median monthly rent is $723.
What are the best industries in Biloxi?
The top industries in Biloxi, MS include Agriculture, Manufacturing, Healthcare. The city has a job growth rate of 3% and an unemployment rate of 3.3%. Workers in these industries often earn above the city's median salary of $35,758.
How does Biloxi's salary compare to other cities?
Biloxi's median salary of $35,758 is 39.8% below the national median of $59,384. However, when adjusted for cost of living (index: 86.5), the real purchasing power is approximately $41,339.
What is the minimum wage in Biloxi, MS?
The minimum wage in Biloxi, MS is $7.25 per hour. This equals approximately $15,080 per year for a full-time worker (40 hours/week). This matches the federal minimum wage of $7.25/hour.