Salary & Cost of Living in Blaine, MN
Blaine, MN: $63,993 median salary, cost of living index 94, $10.85/hr minimum wage. Calculate your take-home pay with our free paycheck calculator.
Median Salary
$63,993
$31/hr
Cost of Living
94
US avg = 100
Minimum Wage
$10.85
per hour
Unemployment
3.3%
rate
Blaine, MN Overview
Population
70,222
Median Salary
$63,993
Average Salary
$71,672
Avg Commute
17 min
Median Home Price
$286,000
Median Rent
$1,179/mo
Job Growth
+2.7%
Sales Tax
6.875%
Blaine is located in Minnesota with a population of 70,222. The median household salary is $63,993 per year ($31/hour), which is $4,609 above the national median of $59,384. The average commute time is 17 minutes, and the city has a job growth rate of +2.7%.
Blaine Salary by Experience Level (2026)
Wage distribution in Blaine, MN based on BLS percentile breakdown of the $63,993 median salary. Entry-level represents 10th–25th percentile; mid-level is the median; senior-level represents 75th–90th percentile.
| Experience Level | Annual Salary | Hourly Wage | Years Exp |
|---|---|---|---|
| Entry-Level | $39,676 | $19.08/hr | 0–2 years |
| Mid-Level (Median) | $63,993 | $30.77/hr | 3–7 years |
| Senior-Level | $90,870 | $43.69/hr | 8–15 years |
| Top 10% (90th Percentile) | $113,908 | $54.77/hr | 15+ years / leadership |
Percentile multipliers (62%, 100%, 142%, 178%) derived from 2024 BLS Occupational Employment and Wage Statistics distribution across all occupations in metro areas. Specific roles vary; see jobs by city for role-specific data.
Blaine Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in Blaine, MN, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$48,382
$4,031.80/month · $1,860.83/biweekly · Effective Rate: 24.4%
Gross Pay
$63,993
Federal Tax
-$5,692
State Tax
-$5,023
Local Tax
$0
FICA
-$4,895
Net Pay
$48,382
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $5,332.75 | $63,993.00 |
| Federal Income Tax | -$474.37 | -$5,692.46 |
| Minnesota State Tax (7.85%) | -$418.62 | -$5,023.45 |
| Social Security (6.2%) | -$330.63 | -$3,967.57 |
| Medicare (1.45%) | -$77.32 | -$927.90 |
| Net Take-Home Pay | $4,031.80 | $48,381.63 |
Salary Comparison: Blaine vs Other Cities
See how Blaine's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| Blaine, MN | $63,993 | 94 | $68,078 |
| National Average | $59,384 | 100 | $59,384 |
| Broomfield, CO | $64,002 | 98.2 | $65,175 |
| Salem, MA | $64,020 | 128.9 | $49,666 |
| Plymouth, MN | $63,932 | 107.3 | $59,582 |
| Sterling, VA | $64,075 | 100.4 | $63,820 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in Blaine
Blaine's cost of living index is 94 (national average = 100). Living in Blaine is 6% less expensive than the national average.
Median Home Price
$286,000
Median Monthly Rent
$1,179
Annual Rent Cost
$14,148
Your Salary's Purchasing Power
Your $48,382 annual take-home pay in Blaine has the purchasing power of approximately $51,470 in an average-cost US area. Your $63,993 salary stretches further here than in most US cities.
Top Industries in Blaine
Blaine's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $63,993.
Salary Tips for Blaine Workers
- Maximize pre-tax deductions. With a 7.85% state income tax rate, maximizing 401(k) contributions (up to $24,500 in 2026) and HSA contributions can significantly reduce both your federal and state tax burden.
- Research top industries. Blaine's top industries include Healthcare, Finance, Manufacturing. Targeting roles in these sectors can help you earn above the $63,993 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
Methodology & Local Economy Data Sources
How we calculate Blaine salary data: Our citywide compensation figures aggregate occupation-specific salary data from BLS Occupational Employment and Wage Statistics for the Blaine-MN metropolitan statistical area (MSA), weighted by local employment counts. Cost-of-living adjustments use the C2ER Cost of Living Index baseline of 100 (national average), with Blaine indexed at 94.
- Median salary calculation: weighted average of Blaine's occupation-specific medians from BLS OEWS, adjusted for local cost of living. Net result: $63,993 annual median.
- Tax burden reflects Minnesota state income tax (7.85%) (no local income tax), sales tax (6.875%), and federal taxes per IRS 2026 brackets.
- Unemployment rate for Blaine: 3.3%, sourced from BLS Local Area Unemployment Statistics (LAUS).
- Top industries: Healthcare, Finance, Manufacturing — based on QCEW employment concentration data.
- Job growth: 2.7% projected through 2034, derived from BLS Employment Projections program for Minnesota.
- Housing context: median home price $286,000, median rent $1,179/mo, sourced from Census American Community Survey 5-year estimates.
Authoritative US data sources for Blaine, MN:
- BLS Occupational Employment and Wage Statistics (OEWS) — metropolitan area salary data
- BLS Local Area Unemployment Statistics — Blaine unemployment rate
- U.S. Census Bureau — Blaine QuickFacts — population, housing, demographics
- BLS Quarterly Census of Employment and Wages (QCEW) — county-level industry employment
- BLS Economy at a Glance — Minnesota — state economic indicators
- U.S. Bureau of Economic Analysis (BEA) — local GDP and personal income data
- BLS Consumer Price Index (CPI-U) — regional inflation tracking
Disclaimer: Salary and cost data are estimates for general guidance. Individual compensation varies by employer, experience, education, negotiation, and skills. Blaine's rapidly changing economy can shift these baselines — always verify with current job listings, employer offers, and recent Minnesota labor market reports for the most current figures.
Reviewed by Brazora Monk· Last updated 2026 · BLS & Census data current as of latest releases
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Frequently Asked Questions
What is the median salary in Blaine, MN?
The median salary in Blaine, MN is $63,993 per year, or $31 per hour. The average salary is $71,672. This is $4,609 above the national median of $59,384.
What is the cost of living in Blaine, MN?
Blaine's cost of living index is 94 (national average = 100), meaning it is 6% less expensive compared to the national average. The median home price is $286,000 and the median monthly rent is $1,179.
What are the best industries in Blaine?
The top industries in Blaine, MN include Healthcare, Finance, Manufacturing. The city has a job growth rate of 2.7% and an unemployment rate of 3.3%. Workers in these industries often earn above the city's median salary of $63,993.
How does Blaine's salary compare to other cities?
Blaine's median salary of $63,993 is 7.8% above the national median of $59,384. However, when adjusted for cost of living (index: 94), the real purchasing power is approximately $68,078.
What is the minimum wage in Blaine, MN?
The minimum wage in Blaine, MN is $10.85 per hour. This equals approximately $22,568 per year for a full-time worker (40 hours/week). This is $3.60 above the federal minimum wage of $7.25/hour.