Salary & Cost of Living in Bloomington, IL
Bloomington, IL: $49,437 median salary, cost of living index 92.5, $14.00/hr minimum wage. Calculate your take-home pay with our free paycheck calculator.
Median Salary
$49,437
$24/hr
Cost of Living
92.5
US avg = 100
Minimum Wage
$14.00
per hour
Unemployment
4.9%
rate
Bloomington, IL Overview
Population
78,902
Median Salary
$49,437
Average Salary
$55,369
Avg Commute
17 min
Median Home Price
$195,000
Median Rent
$819/mo
Job Growth
+2.4%
Sales Tax
6.25%
Bloomington is located in Illinois with a population of 78,902. The median household salary is $49,437 per year ($24/hour), which is $9,947 below the national median of $59,384. The average commute time is 17 minutes, and the city has a job growth rate of +2.4%.
Bloomington Salary by Experience Level (2026)
Wage distribution in Bloomington, IL based on BLS percentile breakdown of the $49,437 median salary. Entry-level represents 10th–25th percentile; mid-level is the median; senior-level represents 75th–90th percentile.
| Experience Level | Annual Salary | Hourly Wage | Years Exp |
|---|---|---|---|
| Entry-Level | $30,651 | $14.74/hr | 0–2 years |
| Mid-Level (Median) | $49,437 | $23.77/hr | 3–7 years |
| Senior-Level | $70,201 | $33.75/hr | 8–15 years |
| Top 10% (90th Percentile) | $87,998 | $42.31/hr | 15+ years / leadership |
Percentile multipliers (62%, 100%, 142%, 178%) derived from 2024 BLS Occupational Employment and Wage Statistics distribution across all occupations in metro areas. Specific roles vary; see jobs by city for role-specific data.
Bloomington Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in Bloomington, IL, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$39,314
$3,276.17/month · $1,512.08/biweekly · Effective Rate: 20.5%
Gross Pay
$49,437
Federal Tax
-$3,894
State Tax
-$2,447
Local Tax
$0
FICA
-$3,782
Net Pay
$39,314
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $4,119.75 | $49,437.00 |
| Federal Income Tax | -$324.50 | -$3,893.94 |
| Illinois State Tax (4.95%) | -$203.93 | -$2,447.13 |
| Social Security (6.2%) | -$255.42 | -$3,065.09 |
| Medicare (1.45%) | -$59.74 | -$716.84 |
| Net Take-Home Pay | $3,276.17 | $39,314.00 |
Salary Comparison: Bloomington vs Other Cities
See how Bloomington's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| Bloomington, IL | $49,437 | 92.5 | $53,445 |
| National Average | $59,384 | 100 | $59,384 |
| Niles, IL | $49,437 | 94.9 | $52,094 |
| Woodridge, IL | $49,443 | 93.5 | $52,880 |
| Plainfield, IN | $49,446 | 78.4 | $63,069 |
| Greenwood, IN | $49,411 | 90.8 | $54,417 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in Bloomington
Bloomington's cost of living index is 92.5 (national average = 100). Living in Bloomington is 7.5% less expensive than the national average.
Median Home Price
$195,000
Median Monthly Rent
$819
Annual Rent Cost
$9,828
Your Salary's Purchasing Power
Your $39,314 annual take-home pay in Bloomington has the purchasing power of approximately $42,502 in an average-cost US area. Your $49,437 salary stretches further here than in most US cities.
Top Industries in Bloomington
Bloomington's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $49,437.
Salary Tips for Bloomington Workers
- Research top industries. Bloomington's top industries include Finance, Manufacturing, Technology. Targeting roles in these sectors can help you earn above the $49,437 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
Explore Salaries Across the US
Compare salary data and cost of living for hundreds of US cities. Find out where your paycheck goes the furthest.
Related Salary Tools
Frequently Asked Questions
What is the median salary in Bloomington, IL?
The median salary in Bloomington, IL is $49,437 per year, or $24 per hour. The average salary is $55,369. This is $9,947 below the national median of $59,384.
What is the cost of living in Bloomington, IL?
Bloomington's cost of living index is 92.5 (national average = 100), meaning it is 7.5% less expensive compared to the national average. The median home price is $195,000 and the median monthly rent is $819.
What are the best industries in Bloomington?
The top industries in Bloomington, IL include Finance, Manufacturing, Technology. The city has a job growth rate of 2.4% and an unemployment rate of 4.9%. Workers in these industries often earn above the city's median salary of $49,437.
How does Bloomington's salary compare to other cities?
Bloomington's median salary of $49,437 is 16.8% below the national median of $59,384. However, when adjusted for cost of living (index: 92.5), the real purchasing power is approximately $53,445.
What is the minimum wage in Bloomington, IL?
The minimum wage in Bloomington, IL is $14.00 per hour. This equals approximately $29,120 per year for a full-time worker (40 hours/week). This is $6.75 above the federal minimum wage of $7.25/hour.