Salary & Cost of Living in Camden, NJ
Camden, NJ: $71,415 median salary, cost of living index 129.1, $15.13/hr minimum wage. Calculate your take-home pay with our free paycheck calculator.
Median Salary
$71,415
$34/hr
Cost of Living
129.1
US avg = 100
Minimum Wage
$15.13
per hour
Unemployment
4.3%
rate
Camden, NJ Overview
Population
73,562
Median Salary
$71,415
Average Salary
$79,985
Avg Commute
21 min
Median Home Price
$451,000
Median Rent
$1,841/mo
Job Growth
+0.8%
Sales Tax
6.625%
Camden is located in New Jersey with a population of 73,562. The median household salary is $71,415 per year ($34/hour), which is $12,031 above the national median of $59,384. The average commute time is 21 minutes, and the city has a job growth rate of +0.8%.
Camden Salary by Experience Level (2026)
Wage distribution in Camden, NJ based on BLS percentile breakdown of the $71,415 median salary. Entry-level represents 10th–25th percentile; mid-level is the median; senior-level represents 75th–90th percentile.
| Experience Level | Annual Salary | Hourly Wage | Years Exp |
|---|---|---|---|
| Entry-Level | $44,277 | $21.28/hr | 0–2 years |
| Mid-Level (Median) | $71,415 | $34.33/hr | 3–7 years |
| Senior-Level | $101,409 | $48.75/hr | 8–15 years |
| Top 10% (90th Percentile) | $127,119 | $61.11/hr | 15+ years / leadership |
Percentile multipliers (62%, 100%, 142%, 178%) derived from 2024 BLS Occupational Employment and Wage Statistics distribution across all occupations in metro areas. Specific roles vary; see jobs by city for role-specific data.
Camden Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in Camden, NJ, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$52,221
$4,351.71/month · $2,008.48/biweekly · Effective Rate: 26.9%
Gross Pay
$71,415
Federal Tax
-$7,325
State Tax
-$6,406
Local Tax
$0
FICA
-$5,463
Net Pay
$52,221
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $5,951.25 | $71,415.00 |
| Federal Income Tax | -$610.44 | -$7,325.30 |
| New Jersey State Tax (8.97%) | -$533.83 | -$6,405.93 |
| Social Security (6.2%) | -$368.98 | -$4,427.73 |
| Medicare (1.45%) | -$86.29 | -$1,035.52 |
| Net Take-Home Pay | $4,351.71 | $52,220.53 |
Salary Comparison: Camden vs Other Cities
See how Camden's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| Camden, NJ | $71,415 | 129.1 | $55,318 |
| National Average | $59,384 | 100 | $59,384 |
| Yorba Linda, CA | $71,403 | 146.1 | $48,873 |
| Mountain View, CA | $71,352 | 141.7 | $50,354 |
| Berkeley Township, NJ | $71,334 | 111.3 | $64,092 |
| Yuba City, CA | $71,321 | 159.2 | $44,800 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in Camden
Camden's cost of living index is 129.1 (national average = 100). Living in Camden is 29.099999999999994% more expensive than the national average.
Median Home Price
$451,000
Median Monthly Rent
$1,841
Annual Rent Cost
$22,092
Your Salary's Purchasing Power
Your $52,221 annual take-home pay in Camden has the purchasing power of approximately $40,450 in an average-cost US area. You would need to earn $92,197 in Camden to match a $71,415 salary in an average-cost city.
Top Industries in Camden
Camden's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $71,415.
Salary Tips for Camden Workers
- Negotiate for cost of living. Camden has a cost of living 29.099999999999994% above the national average. When negotiating salary, factor in the higher housing and living costs to ensure your real purchasing power stays competitive.
- Maximize pre-tax deductions. With a 8.97% state income tax rate, maximizing 401(k) contributions (up to $24,500 in 2026) and HSA contributions can significantly reduce both your federal and state tax burden.
- Research top industries. Camden's top industries include Pharmaceuticals, Finance, Logistics. Targeting roles in these sectors can help you earn above the $71,415 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
Explore Salaries Across the US
Compare salary data and cost of living for hundreds of US cities. Find out where your paycheck goes the furthest.
Related Salary Tools
Frequently Asked Questions
What is the median salary in Camden, NJ?
The median salary in Camden, NJ is $71,415 per year, or $34 per hour. The average salary is $79,985. This is $12,031 above the national median of $59,384.
What is the cost of living in Camden, NJ?
Camden's cost of living index is 129.1 (national average = 100), meaning it is 29.099999999999994% more expensive compared to the national average. The median home price is $451,000 and the median monthly rent is $1,841.
What are the best industries in Camden?
The top industries in Camden, NJ include Pharmaceuticals, Finance, Logistics. The city has a job growth rate of 0.8% and an unemployment rate of 4.3%. Workers in these industries often earn above the city's median salary of $71,415.
How does Camden's salary compare to other cities?
Camden's median salary of $71,415 is 20.3% above the national median of $59,384. However, when adjusted for cost of living (index: 129.1), the real purchasing power is approximately $55,318.
What is the minimum wage in Camden, NJ?
The minimum wage in Camden, NJ is $15.13 per hour. This equals approximately $31,470 per year for a full-time worker (40 hours/week). This is $7.88 above the federal minimum wage of $7.25/hour.