Salary & Cost of Living in Crofton, MD
Crofton, MD: $68,241 median salary, cost of living index 117.7, $15.00/hr minimum wage. Calculate your take-home pay with our free paycheck calculator.
Median Salary
$68,241
$33/hr
Cost of Living
117.7
US avg = 100
Minimum Wage
$15.00
per hour
Unemployment
3.7%
rate
Crofton, MD Overview
Population
29,371
Median Salary
$68,241
Average Salary
$76,430
Avg Commute
20 min
Median Home Price
$332,000
Median Rent
$1,343/mo
Job Growth
+0.8%
Sales Tax
6%
Crofton is located in Maryland with a population of 29,371. The median household salary is $68,241 per year ($33/hour), which is $8,857 above the national median of $59,384. The average commute time is 20 minutes, and the city has a job growth rate of +0.8%.
Crofton Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in Crofton, MD, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$52,449
$4,370.77/month · $2,017.28/biweekly · Effective Rate: 23.1%
Gross Pay
$68,241
Federal Tax
-$6,627
State Tax
-$3,924
Local Tax
-$20
FICA
-$5,220
Net Pay
$52,449
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $5,686.75 | $68,241.00 |
| Federal Income Tax | -$552.25 | -$6,627.02 |
| Maryland State Tax (5.75%) | -$326.99 | -$3,923.86 |
| Local Tax (0.03%) | -$1.71 | -$20.47 |
| Social Security (6.2%) | -$352.58 | -$4,230.94 |
| Medicare (1.45%) | -$82.46 | -$989.49 |
| Net Take-Home Pay | $4,370.77 | $52,449.21 |
Salary Comparison: Crofton vs Other Cities
See how Crofton's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| Crofton, MD | $68,241 | 117.7 | $57,979 |
| National Average | $59,384 | 100 | $59,384 |
| Shelton, CT | $68,185 | 105 | $64,938 |
| Westminster, CA | $68,304 | 154.3 | $44,267 |
| Highland, CA | $68,306 | 148.9 | $45,874 |
| Garfield, NJ | $68,163 | 123.7 | $55,103 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in Crofton
Crofton's cost of living index is 117.7 (national average = 100). Living in Crofton is 17.700000000000003% more expensive than the national average.
Median Home Price
$332,000
Median Monthly Rent
$1,343
Annual Rent Cost
$16,116
Your Salary's Purchasing Power
Your $52,449 annual take-home pay in Crofton has the purchasing power of approximately $44,562 in an average-cost US area. You would need to earn $80,320 in Crofton to match a $68,241 salary in an average-cost city.
Top Industries in Crofton
Crofton's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $68,241.
Salary Tips for Crofton Workers
- Maximize pre-tax deductions. With a 5.75% state income tax rate, maximizing 401(k) contributions (up to $23,500 in 2026) and HSA contributions can significantly reduce both your federal and state tax burden.
- Research top industries. Crofton's top industries include Cybersecurity, Biotech, Government. Targeting roles in these sectors can help you earn above the $68,241 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
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Frequently Asked Questions
What is the median salary in Crofton, MD?
The median salary in Crofton, MD is $68,241 per year, or $33 per hour. The average salary is $76,430. This is $8,857 above the national median of $59,384.
What is the cost of living in Crofton, MD?
Crofton's cost of living index is 117.7 (national average = 100), meaning it is 17.700000000000003% more expensive compared to the national average. The median home price is $332,000 and the median monthly rent is $1,343.
What are the best industries in Crofton?
The top industries in Crofton, MD include Cybersecurity, Biotech, Government. The city has a job growth rate of 0.8% and an unemployment rate of 3.7%. Workers in these industries often earn above the city's median salary of $68,241.
How does Crofton's salary compare to other cities?
Crofton's median salary of $68,241 is 14.9% above the national median of $59,384. However, when adjusted for cost of living (index: 117.7), the real purchasing power is approximately $57,979.
What is the minimum wage in Crofton, MD?
The minimum wage in Crofton, MD is $15.00 per hour. This equals approximately $31,200 per year for a full-time worker (40 hours/week). This is $7.75 above the federal minimum wage of $7.25/hour.