Garfield Hourly Wage & Salary 2026
Garfield, NJ: $29.53/hr median hourly wage, $61,430 median annual salary, cost of living index 123.7, and $15.13/hr minimum wage. Calculate take-home pay with federal and New Jersey taxes.
Garfield Hourly Wage Quick Answer
The median hourly wage in Garfield, NJ is $29.53/hr,and the median annual wage is $61,430. Entry-level pay estimates around $18.31/hr, senior-level pay estimates around $41.93/hr, and the local minimum wage is $15.13/hr.
Median figures: BLS OEWS May 2025, all occupations, New York-Newark-Jersey City, NY-NJ metropolitan statistical area (9,492,000 jobs). BLS publishes wages by metro area, not by city, so Garfield shares this figure with the rest of its metro. Entry and senior levels are Salario estimates.
Median Salary
$61,430
$29.53/hr
Cost of Living
123.7
US avg = 100
Minimum Wage
$15.13
per hour
Unemployment
4.2%
rate
Garfield, NJ Overview
Population
32,318
Median Salary
$61,430
Average Salary
$86,310
Avg Commute
16 min
Median Home Price
$416,000
Median Rent
$1,680/mo
Job Growth
+1.4%
Sales Tax
6.625%
Garfield is located in New Jersey with a population of 32,318. The median annual wage across all occupations is $61,430 ($29.53/hour, BLS OEWS May 2025, New York-Newark-Jersey City, NY-NJ metro), which is $10,450 above the national median of $50,980. The national median is the BLS OEWS May 2025 all-occupations median annual wage. The average commute time is 16 minutes, and the city has a job growth rate of +1.4%.
Garfield Salary by Experience Level (2026)
Wage distribution in Garfield, NJ built around the $61,430 median salary (BLS OEWS May 2025, all occupations, New York-Newark-Jersey City, NY-NJ metro). Entry-level represents 10th–25th percentile; mid-level is the median; senior-level represents 75th–90th percentile. The non-median rows are Salario estimates.
| Experience Level | Annual Salary | Hourly Wage | Years Exp |
|---|---|---|---|
| Entry-Level | $38,087 | $18.31/hr | 0–2 years |
| Mid-Level (Median) | $61,430 | $29.53/hr | 3–7 years |
| Senior-Level | $87,231 | $41.93/hr | 8–15 years |
| Top 10% (90th Percentile) | $109,345 | $52.56/hr | 15+ years / leadership |
Percentile multipliers (62%, 100%, 142%, 178%) are Salario approximations of the typical all-occupations wage spread in BLS OEWS metro tables; only the median row is a published BLS value. Specific roles vary; see jobs by city for role-specific data.
Garfield Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in Garfield, NJ, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$49,637
$4,136.46/month · $1,909.13/biweekly · Effective Rate: 19.2%
Biweekly paycheck estimate: this salary equals about $1,909.13 take-home per paycheck after estimated New Jersey and federal taxes. For the 26-paycheck formula, three-paycheck months, and withholding examples, see the Biweekly Paycheck Calculator.
Gross Pay
$61,430
Federal Tax
-$5,192
State Tax
-$1,902
Local Tax
$0
FICA
-$4,699
Net Pay
$49,637
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $5,119.17 | $61,430.00 |
| Federal Income Tax | -$432.63 | -$5,191.60 |
| New Jersey State Tax (3.10% eff.) | -$158.46 | -$1,901.51 |
| Social Security (6.2%) | -$317.39 | -$3,808.66 |
| Medicare (1.45%) | -$74.23 | -$890.74 |
| Net Take-Home Pay | $4,136.46 | $49,637.49 |
Salary Comparison: Garfield vs Other Cities
See how Garfield's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| Garfield, NJ | $61,430 | 123.7 | $49,660 |
| National Average | $50,980 | 100 | $50,980 |
| Newark, NJ | $61,430 | 115 | $53,417 |
| Jersey City, NJ | $61,430 | 135 | $45,504 |
| Paterson, NJ | $61,430 | 105 | $58,505 |
| Elizabeth, NJ | $61,430 | 110 | $55,845 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in Garfield
Garfield's cost of living index is 123.7 (national average = 100). Living in Garfield is 23.700000000000003% more expensive than the national average.
Median Home Price
$416,000
Median Monthly Rent
$1,680
Annual Rent Cost
$20,160
Your Salary's Purchasing Power
Your $49,637 annual take-home pay in Garfield has the purchasing power of approximately $40,127 in an average-cost US area. You would need to earn $75,989 in Garfield to match a $61,430 salary in an average-cost city.
Top Industries in Garfield
Garfield's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $61,430.
Salary Tips for Garfield Workers
- Negotiate for cost of living. Garfield has a cost of living 23.700000000000003% above the national average. When negotiating salary, factor in the higher housing and living costs to ensure your real purchasing power stays competitive.
- Maximize pre-tax deductions. With a top 10.75% state income tax rate, maximizing 401(k) contributions (up to $24,500 in 2026) and HSA contributions can significantly reduce both your federal and state tax burden.
- Research top industries. Garfield's top industries include Pharmaceuticals, Finance, Logistics. Targeting roles in these sectors can help you earn above the $61,430 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
Methodology & Local Economy Data Sources
How we calculate Garfield salary data: The median annual wage, median hourly wage and mean wage are the official BLS OEWS May 2025 all-occupations values for the New York-Newark-Jersey City, NY-NJ metropolitan statistical area, retrieved from the BLS Public Data API on September 17, 2026. BLS does not publish city-level wages, so every city inside that metro shows the same figure. The entry/senior/top-10% rows, the paycheck estimate and the purchasing-power conversion are Salario calculations built on that median. Cost-of-living adjustments use the C2ER Cost of Living Index baseline of 100 (national average), with Garfield indexed at 123.7.
- Median salary: $61,430 annual, $29.53 hourly, BLS OEWS May 2025, all occupations, New York-Newark-Jersey City, NY-NJ MSA (9,492,000 jobs surveyed). Mean wage $86,310 (BLS). Salario's previous modeled median for Garfield was $68,163.
- Tax burden reflects New Jersey 2026 state income tax brackets and standard deduction (top rate 10.75%) (no local income tax), sales tax (6.625%), and federal taxes per IRS 2026 brackets.
- Unemployment rate for Garfield: 4.2%, sourced from BLS Local Area Unemployment Statistics (LAUS).
- Top industries: Pharmaceuticals, Finance, Logistics, based on QCEW employment concentration data.
- Job growth: 1.4% projected through 2034, derived from BLS Employment Projections program for New Jersey.
- Housing context: median home price $416,000, median rent $1,680/mo, sourced from Census American Community Survey 5-year estimates.
Authoritative US data sources for Garfield, NJ:
- BLS Occupational Employment and Wage Statistics (OEWS), metropolitan area salary data
- BLS Local Area Unemployment Statistics, Garfield unemployment rate
- U.S. Census Bureau, Garfield QuickFacts, population, housing, demographics
- BLS Quarterly Census of Employment and Wages (QCEW), county-level industry employment
- BLS Economy at a Glance, New Jersey, state economic indicators
- U.S. Bureau of Economic Analysis (BEA), local GDP and personal income data
- BLS Consumer Price Index (CPI-U), regional inflation tracking
Disclaimer: Salary and cost data are estimates for general guidance. Individual compensation varies by employer, experience, education, negotiation, and skills. Garfield's rapidly changing economy can shift these baselines, always verify with current job listings, employer offers, and recent New Jersey labor market reports for the most current figures.
Reviewed by Harlan Voss · Last updated September 17, 2026 · Wage figures: BLS OEWS May 2025 release (published May 2026) · Census data current as of latest releases
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Frequently Asked Questions
What is the hourly wage in Garfield, NJ?
The median hourly wage in Garfield, NJ is $29.53 per hour, the BLS OEWS May 2025 median for all occupations in the New York-Newark-Jersey City, NY-NJ metropolitan area, and the BLS median annual wage is $61,430. Entry-level workers are estimated around $18.31/hr, while senior-level workers are estimated around $41.93/hr before overtime, bonuses, or benefits (Salario estimates, not BLS percentiles).
What is the median salary in Garfield, NJ?
The median salary in Garfield, NJ is $61,430 per year, or $29.53 per hour (BLS OEWS May 2025, all occupations, New York-Newark-Jersey City, NY-NJ metro area). The BLS mean salary is $86,310. This is $10,450 above the BLS national median of $50,980.
What is the cost of living in Garfield, NJ?
Garfield's cost of living index is 123.7 (national average = 100), meaning it is 23.700000000000003% more expensive compared to the national average. The median home price is $416,000 and the median monthly rent is $1,680.
What are the best industries in Garfield?
The top industries in Garfield, NJ include Pharmaceuticals, Finance, Logistics. The city has a job growth rate of 1.4% and an unemployment rate of 4.2%. Workers in these industries often earn above the city's median salary of $61,430.
How does Garfield's salary compare to other cities?
Garfield's median salary of $61,430 is 20.5% above the national median of $50,980. However, when adjusted for cost of living (index: 123.7), the real purchasing power is approximately $49,660.
What is the minimum wage in Garfield, NJ?
The minimum wage in Garfield, NJ is $15.13 per hour. This equals approximately $31,470 per year for a full-time worker (40 hours/week). This is $7.88 above the federal minimum wage of $7.25/hour.