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Elementary School Teacher Salary in Ontario, CA — 2026

Elementary School Teacher salary data for Ontario, CA — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

The median Elementary School Teacher salary in Ontario, CA is $98,520 per year ($8,210/month, $47.37/hr). That is the BLS OEWS May 2025 median annual wage for Elementary School Teachers, Except Special Education in the Riverside-San Bernardino-Ontario, CA metropolitan area, which covers Ontario. Salario's cost-of-living model (index 108) would have estimated $69,088; the entry, senior and top tiers below are Salario estimates rescaled to the BLS median.

Entry Level
$64K
$31/hr
Median
$99K
$47/hr
Senior
$128K
$62/hr
Top Earner
$167K
$80/hr

Median: BLS OEWS May 2025, Elementary School Teachers, Except Special Education (SOC 25-2021), Riverside-San Bernardino-Ontario, CA MSA. Entry, senior and top earner are Salario estimates rescaled to the BLS median.

Elementary School Teacher Take-Home Pay in Ontario

Tax Breakdown (Median Salary)

Gross Annual$98,520
Federal Tax-$12,844
State Tax (5.1% eff.)-$5,070
FICA (SS + Medicare)-$7,537
Annual Take-Home$73,068
Monthly Take-Home$6,089

Living Cost Comparison

Median Rent$1,650/mo
Rent-to-Income Ratio20.1%
Median Home Price$480,000
Cost of Living Index108
City Median Salary (BLS metro, all jobs)$48,400
Elementary School Teacher vs City Median+$50,120

Elementary School Teacher Requirements

Education
Bachelor's degree
Experience
2-5 years
Job Growth
5.0% (2024-2034)

Key Skills

CommunicationProblem solvingTeamwork

Ontario Job Market Overview

Ontario, California has a population of 175,265 and an unemployment rate of 4.0%. The top industries are Logistics, Manufacturing, Healthcare. The local job growth rate is 1.8%, and the average commute time is 30minutes. These local figures come from Salario's city dataset; verify current values with BLS Local Area Unemployment Statistics and Census QuickFacts.

Salary Percentile Breakdown — Elementary School Teacher in Ontario

Based on Salario's cost-of-living-adjusted salary tiers for Elementary School Teacher in Ontario, CA, here is an estimated percentile breakdown:

PercentileAnnual SalaryHourly EquivalentCareer Stage
10th (lowest)$64,200$31/hrEntry-level, < 1 yr exp.
25th$81,360$39/hrJunior, 1-3 yrs exp.
50th (median)$98,520$47/hrMid-career, 2-5 years
75th$128,400$62/hrSenior, 5-10 yrs exp.
90th (top)$166,900$80/hrLead/Principal, 10+ yrs

P50 is the measured BLS OEWS May 2025 metro median; P10, P25, P75 and P90 are approximations, not measured local percentiles: they map to Salario's entry, senior and top tiers rescaled to the BLS median, with P25 interpolated halfway between entry and median. Top earners (P90) typically include managers, specialists with rare skills, or those at high-paying employers in Ontario's Logistics sector.

5-Year Salary Trajectory

Salario's national dataset models approximately 15.0% salary growth for Elementary School Teachers over the past 5 years. That national assumption is applied to the Ontario estimate below; it is not a measured local trend, and it should be compared with cumulative CPI inflation before treating it as a real-terms gain:

5 Years Ago
$85,670
Adjusted for Ontario COL
Today (2026)
$98,520
+15.0% vs 5y ago
Projected 2031
$113,298
If growth continues

Year-over-year, an average Elementary School Teacher can expect a 12.2% annual increase moving from entry to senior level over 6 years in Ontario. Negotiation, certifications (industry-specific credentials), and changing employers strategically can accelerate this trajectory.

Ontario vs National Average

The national median Elementary School Teacher salary is $63,970 (BLS OEWS May 2025, Elementary School Teachers, Except Special Education). In the Riverside-San Bernardino-Ontario, CA metro, the BLS median of $98,520 is 54.0% above the national figure. Ontario's cost of living index is 108 (higher than the national average of 100), so the wage premium and the cost premium do not necessarily cancel out.

For Elementary School Teachers, this means: rent typically consumes 27.1% of take-home pay (households spending >30% are considered affordable), and a median home in Ontario costs about 6.6× annual take-home. Homeownership in Ontario on this salary is challenging — most experts recommend keeping home costs to 3-4× income.

Industry Context: Logistics in Ontario

Ontario's economy is anchored by Logistics, Manufacturing, Healthcare, with 175,265 residents and an unemployment rate of 4.0% in Salario's city dataset. Pay for Elementary School Teachers can differ by sector, so compare Logistics employers with other local employers. The local job growth rate in Salario's city dataset is 1.8%, and Salario's job dataset lists a 5.0% growth outlook for Elementary School Teacher roles; check the BLS Occupational Outlook Handbook for the official 2024-2034 projection for the closest matching occupation.

Methodology & Data Sources

How we calculate Elementary School Teacher salaries in Ontario, CA:

  1. Local median is the BLS OEWS May 2025 median annual wage for Elementary School Teachers, Except Special Education (SOC 25-2021) in the Riverside-San Bernardino-Ontario, CA metropolitan statistical area, retrieved from the BLS Public Data API on September 17, 2026. BLS reports by metro area, so this is a regional figure, not a Ontario-only wage.
  2. Cost-of-living adjustment is shown only for comparison ($69,088 modeled) using the Ontario index of 108 relative to the national baseline of 100, with local rent, home price, unemployment, and tax inputs stored separately in Salario's city dataset.
  3. Percentile distribution (P10-P90) estimated from the entry, median, senior, and top compensation tiers in the Salario salary model rescaled to the BLS metro median rather than claimed as exact employer payroll data.
  4. Take-home pay calculated using 2026 federal tax brackets (10%-37%), CA 2026 state income tax brackets after the standard deduction (top rate 13.3%), and FICA (Social Security 6.2% + Medicare 1.45%).
  5. Tax brackets and standard deduction ($16,100 single filer for tax year 2026) sourced from IRS Revenue Procedure 2025-32 and updated annually.

Authoritative data sources:

Last reviewed: 2026. Salario's salary dataset is refreshed periodically, not automatically; check the linked BLS releases for the latest official data. Elementary School Teacher salaries can vary significantly based on employer, sector (Logistics vs others in Ontario), specific skill set (Communication, Problem solving, Teamwork), and individual negotiation. Always verify current compensation through multiple sources before making career decisions.

Frequently Asked Questions

What is the average Elementary School Teacher salary in Ontario, CA?
The median Elementary School Teacher salary in Ontario, CA is $98,520 per year: the BLS OEWS May 2025 median annual wage for Elementary School Teachers, Except Special Education (SOC 25-2021) in the Riverside-San Bernardino-Ontario, CA metropolitan area. BLS publishes wages by metro area, not by city. The entry-level estimate of around $64,200 and the senior estimate of $128,400 or more are Salario tiers calibrated to that BLS median, not BLS percentiles.
How much does a Elementary School Teacher take home in Ontario after taxes?
A Elementary School Teacher earning the median salary of $98,520 in Ontario, CA takes home approximately $73,068 per year ($6,089/month) after federal, state, and local taxes. The effective tax rate is 25.8%.
Is Ontario a good city for Elementary School Teachers?
Ontario, CA has a cost of living index of 108 (above national average). Elementary School Teachers here earn above the city median. The local unemployment rate is 4.0% and top industries include Logistics, Manufacturing, Healthcare.
What skills are needed for a Elementary School Teacher in Ontario?
Key skills for Elementary School Teachers include Communication, Problem solving, Teamwork. Typical education requirement is Bachelor's degree.
How does Elementary School Teacher salary in Ontario compare to the national average?
The national median for Elementary School Teachers, Except Special Education is $63,970 (BLS OEWS May 2025). In the Riverside-San Bernardino-Ontario, CA metro, the BLS median is $98,520, which is 54.0% higher than the national figure. For comparison, Salario's cost-of-living model (index 108) would have estimated $69,088.

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Frequently Asked Questions

What is the average Elementary School Teacher salary in Ontario, CA?

The median Elementary School Teacher salary in Ontario, CA is $98,520 per year: the BLS OEWS May 2025 median annual wage for Elementary School Teachers, Except Special Education (SOC 25-2021) in the Riverside-San Bernardino-Ontario, CA metropolitan area. BLS publishes wages by metro area, not by city. The entry-level estimate of around $64,200 and the senior estimate of $128,400 or more are Salario tiers calibrated to that BLS median, not BLS percentiles.

How much does a Elementary School Teacher take home in Ontario after taxes?

A Elementary School Teacher earning the median salary of $98,520 in Ontario, CA takes home approximately $73,068 per year ($6,089/month) after federal, state, and local taxes. The effective tax rate is 25.8%.

Is Ontario a good city for Elementary School Teachers?

Ontario, CA has a cost of living index of 108 (above national average). Elementary School Teachers here earn above the city median. The local unemployment rate is 4.0% and top industries include Logistics, Manufacturing, Healthcare.

What skills are needed for a Elementary School Teacher in Ontario?

Key skills for Elementary School Teachers include Communication, Problem solving, Teamwork. Typical education requirement is Bachelor's degree.

How does Elementary School Teacher salary in Ontario compare to the national average?

The national median for Elementary School Teachers, Except Special Education is $63,970 (BLS OEWS May 2025). In the Riverside-San Bernardino-Ontario, CA metro, the BLS median is $98,520, which is 54.0% higher than the national figure. For comparison, Salario's cost-of-living model (index 108) would have estimated $69,088.