Elementary Teacher Salary in Providence, RI: 2026
Elementary Teacher salary data for Providence, RI, adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.
The median Elementary Teacher salary in Providence, RI is $86,720 per year ($7,227/month, $41.69/hr). That is the BLS OEWS May 2025 median annual wage for Elementary School Teachers, Except Special Education in the Providence-Warwick, RI-MA metropolitan area, which covers Providence. Salario's cost-of-living model (index 108) would have estimated $69,088; the entry, senior and top tiers below are Salario estimates rescaled to the BLS median.
Median: BLS OEWS May 2025, Elementary School Teachers, Except Special Education (SOC 25-2021), Providence-Warwick, RI-MA MSA. Entry, senior and top earner are Salario estimates rescaled to the BLS median.
Elementary Teacher Take-Home Pay in Providence
Tax Breakdown (Median Salary)
| Gross Annual | $86,720 |
| Federal Tax | -$10,248 |
| State Tax (3.3% eff.) | -$2,832 |
| FICA (SS + Medicare) | -$6,634 |
| Annual Take-Home | $67,006 |
| Monthly Take-Home | $5,584 |
Living Cost Comparison
Elementary Teacher Requirements
Key Skills
Providence Job Market Overview
Providence, Rhode Island has a population of 190,934 and an unemployment rate of 4.0%. The top industries are Healthcare, Education, Finance. The local job growth rate is 1.2%, and the average commute time is 25minutes. These local figures come from Salario's city dataset; verify current values with BLS Local Area Unemployment Statistics and Census QuickFacts.
Salary Percentile Breakdown: Elementary Teacher in Providence
Based on Salario's cost-of-living-adjusted salary tiers for Elementary Teacher in Providence, RI, here is an estimated percentile breakdown:
| Percentile | Annual Salary | Hourly Equivalent | Career Stage |
|---|---|---|---|
| 10th (lowest) | $56,500 | $27/hr | Entry-level, < 1 yr exp. |
| 25th | $71,610 | $34/hr | Junior, 1-3 yrs exp. |
| 50th (median) | $86,720 | $42/hr | Mid-career, 2-5 years |
| 75th | $113,100 | $54/hr | Senior, 5-10 yrs exp. |
| 90th (top) | $147,000 | $71/hr | Lead/Principal, 10+ yrs |
P50 is the measured BLS OEWS May 2025 metro median; P10, P25, P75 and P90 are approximations, not measured local percentiles: they map to Salario's entry, senior and top tiers rescaled to the BLS median, with P25 interpolated halfway between entry and median. Top earners (P90) typically include managers, specialists with rare skills, or those at high-paying employers in Providence's Healthcare sector.
5-Year Salary Trajectory
Salario's national dataset models approximately 15.0% salary growth for Elementary Teachers over the past 5 years. That national assumption is applied to the Providence estimate below; it is not a measured local trend, and it should be compared with cumulative CPI inflation before treating it as a real-terms gain:
Year-over-year, an average Elementary Teacher can expect a 12.3% annual increase moving from entry to senior level over 6 years in Providence. Negotiation, certifications (industry-specific credentials), and changing employers strategically can accelerate this trajectory.
Providence vs National Average
The national median Elementary Teacher salary is $63,970 (BLS OEWS May 2025, Elementary School Teachers, Except Special Education). In the Providence-Warwick, RI-MA metro, the BLS median of $86,720 is 35.6% above the national figure. Providence's cost of living index is 108 (higher than the national average of 100), so the wage premium and the cost premium do not necessarily cancel out.
For Elementary Teachers, this means: rent typically consumes 25.1% of take-home pay (households spending >30% are considered affordable), and a median home in Providence costs about 4.6× annual take-home. Homeownership is relatively attainable on this salary in Providence.
Industry Context: Healthcare in Providence
Providence's economy is anchored by Healthcare, Education, Finance, with 190,934 residents and an unemployment rate of 4.0% in Salario's city dataset. Pay for Elementary Teachers can differ by sector, so compare Healthcare employers with other local employers. The local job growth rate in Salario's city dataset is 1.2%, and Salario's job dataset lists a 5.0% growth outlook for Elementary Teacher roles; check the BLS Occupational Outlook Handbook for the official 2024-2034 projection for the closest matching occupation.
Methodology & Data Sources
How we calculate Elementary Teacher salaries in Providence, RI:
- Local median is the BLS OEWS May 2025 median annual wage for Elementary School Teachers, Except Special Education (SOC 25-2021) in the Providence-Warwick, RI-MA metropolitan statistical area, retrieved from the BLS Public Data API on September 17, 2026. BLS reports by metro area, so this is a regional figure, not a Providence-only wage.
- Cost-of-living adjustment is shown only for comparison ($69,088 modeled) using the Providence index of 108 relative to the national baseline of 100, with local rent, home price, unemployment, and tax inputs stored separately in Salario's city dataset.
- Percentile distribution (P10-P90) estimated from the entry, median, senior, and top compensation tiers in the Salario salary model rescaled to the BLS metro median rather than claimed as exact employer payroll data.
- Take-home pay calculated using 2026 federal tax brackets (10%-37%), RI 2026 state income tax brackets after the standard deduction (top rate 6.0%), and FICA (Social Security 6.2% + Medicare 1.45%).
- Tax brackets and standard deduction ($16,100 single filer for tax year 2026) sourced from IRS Revenue Procedure 2025-32 and updated annually.
Authoritative data sources:
- BLS Occupational Employment and Wage Statistics, national and metro-area salary data
- O*NET OnLine, occupation tasks, alternate job titles, skills, and SOC crosswalks
- BLS Occupational Outlook Handbook, occupation outlook where a matching profile is available
- BLS Consumer Price Index (CPI-U), regional inflation data (CPI measures price changes, not city-to-city price levels)
- U.S. Census Bureau, Providence QuickFacts, population and demographic data
- IRS Revenue Procedure 2025-32 summary, 2026 federal tax brackets and standard deductions
- BLS Local Area Unemployment Statistics, official local unemployment rates to verify the Providence figure above
Last reviewed: 2026. Salario's salary dataset is refreshed periodically, not automatically; check the linked BLS releases for the latest official data. Elementary Teacher salaries can vary significantly based on employer, sector (Healthcare vs others in Providence), specific skill set (Communication, Problem solving, Teamwork), and individual negotiation. Always verify current compensation through multiple sources before making career decisions.
Frequently Asked Questions
What is the average Elementary Teacher salary in Providence, RI?
How much does a Elementary Teacher take home in Providence after taxes?
Is Providence a good city for Elementary Teachers?
What skills are needed for a Elementary Teacher in Providence?
How does Elementary Teacher salary in Providence compare to the national average?
Calculate Your Exact Take-Home Pay
Use our free paycheck calculator to see your after-tax income based on your specific salary, deductions, and filing status.
Calculate NowExplore More
Frequently Asked Questions
What is the average Elementary Teacher salary in Providence, RI?
The median Elementary Teacher salary in Providence, RI is $86,720 per year: the BLS OEWS May 2025 median annual wage for Elementary School Teachers, Except Special Education (SOC 25-2021) in the Providence-Warwick, RI-MA metropolitan area. BLS publishes wages by metro area, not by city. The entry-level estimate of around $56,500 and the senior estimate of $113,100 or more are Salario tiers calibrated to that BLS median, not BLS percentiles.
How much does a Elementary Teacher take home in Providence after taxes?
A Elementary Teacher earning the median salary of $86,720 in Providence, RI takes home approximately $67,006 per year ($5,584/month) after federal, state, and local taxes. The effective tax rate is 22.7%.
Is Providence a good city for Elementary Teachers?
Providence, RI has a cost of living index of 108 (above national average). Elementary Teachers here earn above the city median. The local unemployment rate is 4.0% and top industries include Healthcare, Education, Finance.
What skills are needed for a Elementary Teacher in Providence?
Key skills for Elementary Teachers include Communication, Problem solving, Teamwork. Typical education requirement is Bachelor's degree.
How does Elementary Teacher salary in Providence compare to the national average?
The national median for Elementary School Teachers, Except Special Education is $63,970 (BLS OEWS May 2025). In the Providence-Warwick, RI-MA metro, the BLS median is $86,720, which is 35.6% higher than the national figure. For comparison, Salario's cost-of-living model (index 108) would have estimated $69,088.