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Financial Planner Salary in Houston, TX

Financial Planner salary data for Houston, TX — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

Financial Planner Salary in Houston, TX — 2026

The median Financial Planner salary in Houston, TX is $90,240 per year ($7,520/month, $43/hr). This reflects the local cost of living index of 96, which is 4% below the national average.

Entry Level
$54K
$26/hr
Median
$90K
$43/hr
Senior
$123K
$59/hr
Top Earner
$174K
$84/hr

Financial Planner Take-Home Pay in Houston

Tax Breakdown (Median Salary)

Gross Annual$90,240
Federal Tax-$11,467
State Tax (0.0%)-$0
FICA (SS + Medicare)-$6,903
Annual Take-Home$71,870
Monthly Take-Home$5,989

Living Cost Comparison

Median Rent$1,350/mo
Rent-to-Income Ratio18.0%
Median Home Price$280,000
Cost of Living Index96
City Median Salary$65,000
Financial Planner vs City Median+$25,240

Financial Planner Requirements

Education
Bachelor's Degree
Experience
2-5 years
Job Growth
15.0% (2024-2034)

Key Skills

Retirement PlanningTax PlanningInvestment ManagementInsuranceEstate Planning

Houston Job Market Overview

Houston, Texas has a population of 2,304,580 and an unemployment rate of 3.8%. The top industries are Energy, Healthcare, Aerospace. The local job growth rate is 2.5%, and the average commute time is 28 minutes.

Frequently Asked Questions

What is the average Financial Planner salary in Houston, TX?
The median Financial Planner salary in Houston, TX is $90,240 per year as of 2026. This is adjusted for the local cost of living index of 96. Entry-level Financial Planners earn around $53,760, while senior-level professionals can earn $122,880 or more.
How much does a Financial Planner take home in Houston after taxes?
A Financial Planner earning the median salary of $90,240 in Houston, TX takes home approximately $71,870 per year ($5,989/month) after federal, state, and local taxes. The effective tax rate is 20.4%.
Is Houston a good city for Financial Planners?
Houston, TX has a cost of living index of 96 (below national average). Financial Planners here earn above the city median. The local unemployment rate is 3.8% and top industries include Energy, Healthcare, Aerospace.
What skills are needed for a Financial Planner in Houston?
Key skills for Financial Planners include Retirement Planning, Tax Planning, Investment Management, Insurance, Estate Planning. Typical education requirement is Bachelor's Degree. Valuable certifications include CFP, ChFC, Series 65.
How does Financial Planner salary in Houston compare to the national average?
The national median Financial Planner salary is $94,000. In Houston, the adjusted salary is $90,240, which is 4.0% lower than the national average, reflecting the local cost of living.

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Frequently Asked Questions

What is the average Financial Planner salary in Houston, TX?

The median Financial Planner salary in Houston, TX is $90,240 per year as of 2026. This is adjusted for the local cost of living index of 96. Entry-level Financial Planners earn around $53,760, while senior-level professionals can earn $122,880 or more.

How much does a Financial Planner take home in Houston after taxes?

A Financial Planner earning the median salary of $90,240 in Houston, TX takes home approximately $71,870 per year ($5,989/month) after federal, state, and local taxes. The effective tax rate is 20.4%.

Is Houston a good city for Financial Planners?

Houston, TX has a cost of living index of 96 (below national average). Financial Planners here earn above the city median. The local unemployment rate is 3.8% and top industries include Energy, Healthcare, Aerospace.

What skills are needed for a Financial Planner in Houston?

Key skills for Financial Planners include Retirement Planning, Tax Planning, Investment Management, Insurance, Estate Planning. Typical education requirement is Bachelor's Degree. Valuable certifications include CFP, ChFC, Series 65.

How does Financial Planner salary in Houston compare to the national average?

The national median Financial Planner salary is $94,000. In Houston, the adjusted salary is $90,240, which is 4.0% lower than the national average, reflecting the local cost of living.