Salary & Cost of Living in Findlay, OH
Findlay, OH: $49,883 median salary, cost of living index 90.2, $10.45/hr minimum wage. Calculate your take-home pay with our free paycheck calculator.
Median Salary
$49,883
$24/hr
Cost of Living
90.2
US avg = 100
Minimum Wage
$10.45
per hour
Unemployment
3.3%
rate
Findlay, OH Overview
Population
41,512
Median Salary
$49,883
Average Salary
$55,869
Avg Commute
18 min
Median Home Price
$166,000
Median Rent
$685/mo
Job Growth
+1.6%
Sales Tax
5.75%
Findlay is located in Ohio with a population of 41,512. The median household salary is $49,883 per year ($24/hour), which is $9,501 below the national median of $59,384. The average commute time is 18 minutes, and the city has a job growth rate of +1.6%.
Findlay Salary by Experience Level (2026)
Wage distribution in Findlay, OH based on BLS percentile breakdown of the $49,883 median salary. Entry-level represents 10th–25th percentile; mid-level is the median; senior-level represents 75th–90th percentile.
| Experience Level | Annual Salary | Hourly Wage | Years Exp |
|---|---|---|---|
| Entry-Level | $30,927 | $14.87/hr | 0–2 years |
| Mid-Level (Median) | $49,883 | $23.98/hr | 3–7 years |
| Senior-Level | $70,834 | $34.05/hr | 8–15 years |
| Top 10% (90th Percentile) | $88,792 | $42.68/hr | 15+ years / leadership |
Percentile multipliers (62%, 100%, 142%, 178%) derived from 2024 BLS Occupational Employment and Wage Statistics distribution across all occupations in metro areas. Specific roles vary; see jobs by city for role-specific data.
Findlay Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in Findlay, OH, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$39,481
$3,290.06/month · $1,518.49/biweekly · Effective Rate: 20.9%
Gross Pay
$49,883
Federal Tax
-$3,947
State Tax
-$1,746
Local Tax
-$893
FICA
-$3,816
Net Pay
$39,481
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $4,156.92 | $49,883.00 |
| Federal Income Tax | -$328.96 | -$3,947.46 |
| Ohio State Tax (3.5%) | -$145.49 | -$1,745.91 |
| Local Tax (1.79%) | -$74.41 | -$892.91 |
| Social Security (6.2%) | -$257.73 | -$3,092.75 |
| Medicare (1.45%) | -$60.28 | -$723.30 |
| Net Take-Home Pay | $3,290.06 | $39,480.68 |
Salary Comparison: Findlay vs Other Cities
See how Findlay's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| Findlay, OH | $49,883 | 90.2 | $55,303 |
| National Average | $59,384 | 100 | $59,384 |
| Plant City, FL | $49,881 | 99.9 | $49,931 |
| Muskegon, MI | $49,961 | 79.9 | $62,529 |
| Massillon, OH | $49,782 | 87.4 | $56,959 |
| Modesto, CA | $50,000 | 100 | $50,000 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in Findlay
Findlay's cost of living index is 90.2 (national average = 100). Living in Findlay is 9.799999999999997% less expensive than the national average.
Median Home Price
$166,000
Median Monthly Rent
$685
Annual Rent Cost
$8,220
Your Salary's Purchasing Power
Your $39,481 annual take-home pay in Findlay has the purchasing power of approximately $43,770 in an average-cost US area. Your $49,883 salary stretches further here than in most US cities.
Top Industries in Findlay
Findlay's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $49,883.
Salary Tips for Findlay Workers
- Research top industries. Findlay's top industries include Manufacturing, Healthcare, Finance. Targeting roles in these sectors can help you earn above the $49,883 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
Methodology & Local Economy Data Sources
How we calculate Findlay salary data: Our citywide compensation figures aggregate occupation-specific salary data from BLS Occupational Employment and Wage Statistics for the Findlay-OH metropolitan statistical area (MSA), weighted by local employment counts. Cost-of-living adjustments use the C2ER Cost of Living Index baseline of 100 (national average), with Findlay indexed at 90.2.
- Median salary calculation: weighted average of Findlay's occupation-specific medians from BLS OEWS, adjusted for local cost of living. Net result: $49,883 annual median.
- Tax burden reflects Ohio state income tax (3.5%), plus Findlay local tax of 1.79%, sales tax (5.75%), and federal taxes per IRS 2026 brackets.
- Unemployment rate for Findlay: 3.3%, sourced from BLS Local Area Unemployment Statistics (LAUS).
- Top industries: Manufacturing, Healthcare, Finance — based on QCEW employment concentration data.
- Job growth: 1.6% projected through 2034, derived from BLS Employment Projections program for Ohio.
- Housing context: median home price $166,000, median rent $685/mo, sourced from Census American Community Survey 5-year estimates.
Authoritative US data sources for Findlay, OH:
- BLS Occupational Employment and Wage Statistics (OEWS) — metropolitan area salary data
- BLS Local Area Unemployment Statistics — Findlay unemployment rate
- U.S. Census Bureau — Findlay QuickFacts — population, housing, demographics
- BLS Quarterly Census of Employment and Wages (QCEW) — county-level industry employment
- BLS Economy at a Glance — Ohio — state economic indicators
- U.S. Bureau of Economic Analysis (BEA) — local GDP and personal income data
- BLS Consumer Price Index (CPI-U) — regional inflation tracking
Disclaimer: Salary and cost data are estimates for general guidance. Individual compensation varies by employer, experience, education, negotiation, and skills. Findlay's rapidly changing economy can shift these baselines — always verify with current job listings, employer offers, and recent Ohio labor market reports for the most current figures.
Reviewed by Brazora Monk· Last updated 2026 · BLS & Census data current as of latest releases
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Frequently Asked Questions
What is the median salary in Findlay, OH?
The median salary in Findlay, OH is $49,883 per year, or $24 per hour. The average salary is $55,869. This is $9,501 below the national median of $59,384.
What is the cost of living in Findlay, OH?
Findlay's cost of living index is 90.2 (national average = 100), meaning it is 9.799999999999997% less expensive compared to the national average. The median home price is $166,000 and the median monthly rent is $685.
What are the best industries in Findlay?
The top industries in Findlay, OH include Manufacturing, Healthcare, Finance. The city has a job growth rate of 1.6% and an unemployment rate of 3.3%. Workers in these industries often earn above the city's median salary of $49,883.
How does Findlay's salary compare to other cities?
Findlay's median salary of $49,883 is 16.0% below the national median of $59,384. However, when adjusted for cost of living (index: 90.2), the real purchasing power is approximately $55,303.
What is the minimum wage in Findlay, OH?
The minimum wage in Findlay, OH is $10.45 per hour. This equals approximately $21,736 per year for a full-time worker (40 hours/week). This is $3.20 above the federal minimum wage of $7.25/hour.