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Firefighter Salary in San Diego, CA — 2026

Firefighter salary data for San Diego, CA — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

The median Firefighter salary in San Diego, CA is $89,600 per year ($7,467/month, $43/hr). This reflects the local cost of living index of 160, which is 60% above the national average.

Also known as: Fire Fighter, Fire Officer, Engine Crew, Fire Department Officer. Salary data on this page applies to all of these job titles in San Diego, CA.

Entry Level
$61K
$29/hr
Median
$90K
$43/hr
Senior
$126K
$61/hr
Top Earner
$166K
$80/hr

Firefighter Take-Home Pay in San Diego

Tax Breakdown (Median Salary)

Gross Annual$89,600
Federal Tax-$10,882
State Tax (9.3%)-$8,333
FICA (SS + Medicare)-$6,854
Annual Take-Home$63,531
Monthly Take-Home$5,294

Living Cost Comparison

Median Rent$2,500/mo
Rent-to-Income Ratio33.5%
Median Home Price$780,000
Cost of Living Index160
City Median Salary$78,500
Firefighter vs City Median+$11,100

Firefighter Requirements

Education
High School Diploma + Fire Academy
Experience
Fire Academy
Job Growth
4.0% (2024-2034)

Key Skills

Fire SuppressionEMTRescue OperationsHazmatEquipment Operation

Firefighter salary search terms in San Diego

People comparing Firefighter pay in San Diego, CA may use related job-title wording. Salario keeps the main estimate tied to the Firefighter role, then treats the terms below as comparison phrases that should be checked for licensing, employer type, seniority, and role scope.

Fire FighterFire OfficerEngine CrewFire Department Officer
Comparison pointHow to use it
Primary local answer$89,600 median salary, $60,800-$126,400 modeled range, and $63,531 estimated take-home pay in San Diego.
Title variantsFire Fighter, Fire Officer, Engine Crew, Fire Department Officer can point to similar searches, but some variants may represent a narrower specialty or a higher/lower seniority band.
Offer comparisonCompare base salary, hourly equivalent, take-home pay, certifications, local cost of living, and whether the job is employee, contractor, public-sector, commission-heavy, or management-level.

San Diego Job Market Overview

San Diego, California has a population of 1,386,932 and an unemployment rate of 3.8%. The top industries are Military, Biotech, Tourism. The local job growth rate is 2.2%, and the average commute time is 25 minutes.

Salary Percentile Breakdown — Firefighter in San Diego

Based on the cost-of-living-adjusted distribution for Firefighter in San Diego, CA, here's how earnings break down across the workforce:

PercentileAnnual SalaryHourly EquivalentCareer Stage
10th (lowest)$60,800$29/hrEntry-level, < 1 yr exp.
25th$75,200$36/hrJunior, 1-3 yrs exp.
50th (median)$89,600$43/hrMid-career, Fire Academy
75th$126,400$61/hrSenior, 5-10 yrs exp.
90th (top)$166,400$80/hrLead/Principal, 10+ yrs

Percentiles estimated using a log-normal salary distribution model calibrated to Firefighter compensation data. Top earners (P90) typically include managers, specialists with rare skills, or those at high-paying employers in San Diego's Military sector.

5-Year Salary Trajectory

Firefighter salaries in San Diego have grown approximately 12.0% over the past 5 years, outpacing local CPI inflation in many cases. Here's the historical and projected trajectory:

5 Years Ago
$80,000
Adjusted for San Diego COL
Today (2026)
$89,600
+12.0% vs 5y ago
Projected 2031
$100,352
If growth continues

Year-over-year, an average Firefighter can expect a 8.5% annual increase moving from entry to senior level over 9 years in San Diego. Negotiation, certifications (EMT-B, Firefighter I/II), and changing employers strategically can accelerate this trajectory.

San Diego vs National Average

The national median Firefighter salary is $56,000. In San Diego, the cost-of-living-adjusted median of $89,600 is 60.0% above the national figure. This reflects San Diego's cost of living index of 160 (higher than the national average of 100).

For Firefighters, this means: rent typically consumes 47.2% of take-home pay (households spending >30% are considered rent-burdened), and a median home in San Diego costs about 12.3× annual take-home. Homeownership in San Diego on this salary is challenging — most experts recommend keeping home costs to 3-4× income.

Industry Context: Military in San Diego

San Diego's economy is anchored by Military, Biotech, Tourism, with 1,386,932 residents and 3.8% unemployment as of 2026. Firefighters working in the Military sector typically earn at or above the local median due to industry-specific demand. The state's overall job growth rate is 2.2%, and Firefighter occupations specifically are projected to grow 4.0% nationally through 2034 (BLS Occupational Outlook Handbook).

Methodology & Data Sources

How we calculate Firefighter salaries in San Diego, CA:

  1. Base salary model starts with Salario occupation data and public wage references, including BLS OEWS and O*NET when a direct or related occupational crosswalk is available. For niche titles, we do not treat a broader SOC family as an exact job-title wage.
  2. Cost-of-living adjustment applied using the San Diego index of 160 relative to the national baseline of 100, with local rent, home price, unemployment, and tax inputs checked separately.
  3. Percentile distribution (P10-P90) estimated from the entry, median, senior, and top compensation tiers in the Salario salary model rather than claimed as exact employer payroll data.
  4. Take-home pay calculated using 2026 federal tax brackets (10%-37%), CA state income tax of 9.3%, and FICA (Social Security 6.2% + Medicare 1.45%).
  5. Tax brackets and standard deduction ($16,100 single filer for tax year 2026) sourced from IRS Revenue Procedure 2025-32 and updated annually.

Authoritative data sources:

Last reviewed: 2026. Salary data updated annually as new BLS releases become available. Firefighter salaries can vary significantly based on employer, sector (Military vs others in San Diego), specific skill set (Fire Suppression, EMT, Rescue Operations), and individual negotiation. Always verify current compensation through multiple sources before making career decisions.

Frequently Asked Questions

What is the average Firefighter salary in San Diego, CA?
The median Firefighter salary in San Diego, CA is $89,600 per year as of 2026. This is adjusted for the local cost of living index of 160. Entry-level Firefighters earn around $60,800, while senior-level professionals can earn $126,400 or more.
How much does a Firefighter take home in San Diego after taxes?
A Firefighter earning the median salary of $89,600 in San Diego, CA takes home approximately $63,531 per year ($5,294/month) after federal, state, and local taxes. The effective tax rate is 29.1%.
Is San Diego a good city for Firefighters?
San Diego, CA has a cost of living index of 160 (above national average). Firefighters here earn above the city median. The local unemployment rate is 3.8% and top industries include Military, Biotech, Tourism.
What skills are needed for a Firefighter in San Diego?
Key skills for Firefighters include Fire Suppression, EMT, Rescue Operations, Hazmat, Equipment Operation. Typical education requirement is High School Diploma + Fire Academy. Valuable certifications include EMT-B, Firefighter I/II, Hazmat Operations.
How does Firefighter salary in San Diego compare to the national average?
The national median Firefighter salary is $56,000. In San Diego, the adjusted salary is $89,600, which is 60.0% higher than the national average, reflecting the local cost of living.
What job titles are similar to Firefighter in San Diego?
Related search terms for Firefighter in San Diego, CA include Fire Fighter, Fire Officer, Engine Crew, Fire Department Officer. Use them as comparison terms, not always exact matches: licensing, employer type, seniority, public-sector rules, and whether the role is W-2, contractor, clinical, technical, management, or sales-focused can change the salary range.

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Frequently Asked Questions

What is the average Firefighter salary in San Diego, CA?

The median Firefighter salary in San Diego, CA is $89,600 per year as of 2026. This is adjusted for the local cost of living index of 160. Entry-level Firefighters earn around $60,800, while senior-level professionals can earn $126,400 or more.

How much does a Firefighter take home in San Diego after taxes?

A Firefighter earning the median salary of $89,600 in San Diego, CA takes home approximately $63,531 per year ($5,294/month) after federal, state, and local taxes. The effective tax rate is 29.1%.

Is San Diego a good city for Firefighters?

San Diego, CA has a cost of living index of 160 (above national average). Firefighters here earn above the city median. The local unemployment rate is 3.8% and top industries include Military, Biotech, Tourism.

What skills are needed for a Firefighter in San Diego?

Key skills for Firefighters include Fire Suppression, EMT, Rescue Operations, Hazmat, Equipment Operation. Typical education requirement is High School Diploma + Fire Academy. Valuable certifications include EMT-B, Firefighter I/II, Hazmat Operations.

How does Firefighter salary in San Diego compare to the national average?

The national median Firefighter salary is $56,000. In San Diego, the adjusted salary is $89,600, which is 60.0% higher than the national average, reflecting the local cost of living.

What job titles are similar to Firefighter in San Diego?

Related search terms for Firefighter in San Diego, CA include Fire Fighter, Fire Officer, Engine Crew, Fire Department Officer. Use them as comparison terms, not always exact matches: licensing, employer type, seniority, public-sector rules, and whether the role is W-2, contractor, clinical, technical, management, or sales-focused can change the salary range.