Salary & Cost of Living in Indio, CA
Indio, CA: $39,228 median salary, cost of living index 108.1, $16.00/hr minimum wage. Calculate your take-home pay with our free paycheck calculator.
Median Salary
$39,228
$19/hr
Cost of Living
108.1
US avg = 100
Minimum Wage
$16.00
per hour
Unemployment
5.4%
rate
Indio, CA Overview
Population
92,539
Median Salary
$39,228
Average Salary
$43,935
Avg Commute
17 min
Median Home Price
$365,000
Median Rent
$1,506/mo
Job Growth
+1.4%
Sales Tax
7.25%
Indio is located in California with a population of 92,539. The median household salary is $39,228 per year ($19/hour), which is $20,156 below the national median of $59,384. The average commute time is 17 minutes, and the city has a job growth rate of +1.4%.
Indio Salary by Experience Level (2026)
Wage distribution in Indio, CA based on BLS percentile breakdown of the $39,228 median salary. Entry-level represents 10th–25th percentile; mid-level is the median; senior-level represents 75th–90th percentile.
| Experience Level | Annual Salary | Hourly Wage | Years Exp |
|---|---|---|---|
| Entry-Level | $24,321 | $11.69/hr | 0–2 years |
| Mid-Level (Median) | $39,228 | $18.86/hr | 3–7 years |
| Senior-Level | $55,704 | $26.78/hr | 8–15 years |
| Top 10% (90th Percentile) | $69,826 | $33.57/hr | 15+ years / leadership |
Percentile multipliers (62%, 100%, 142%, 178%) derived from 2024 BLS Occupational Employment and Wage Statistics distribution across all occupations in metro areas. Specific roles vary; see jobs by city for role-specific data.
Indio Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in Indio, CA, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$29,910
$2,492.50/month · $1,150.38/biweekly · Effective Rate: 23.8%
Gross Pay
$39,228
Federal Tax
-$2,669
State Tax
-$3,648
Local Tax
$0
FICA
-$3,001
Net Pay
$29,910
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $3,269.00 | $39,228.00 |
| Federal Income Tax | -$222.40 | -$2,668.86 |
| California State Tax (9.3%) | -$304.02 | -$3,648.20 |
| Social Security (6.2%) | -$202.68 | -$2,432.14 |
| Medicare (1.45%) | -$47.40 | -$568.81 |
| Net Take-Home Pay | $2,492.50 | $29,909.99 |
Salary Comparison: Indio vs Other Cities
See how Indio's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| Indio, CA | $39,228 | 108.1 | $36,289 |
| National Average | $59,384 | 100 | $59,384 |
| South Gate, CA | $39,230 | 128.3 | $30,577 |
| Longview, TX | $39,214 | 85.2 | $46,026 |
| Independence, KY | $38,969 | 86.7 | $44,947 |
| Prairieville, LA | $38,805 | 92 | $42,179 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in Indio
Indio's cost of living index is 108.1 (national average = 100). Living in Indio is 8.099999999999994% more expensive than the national average.
Median Home Price
$365,000
Median Monthly Rent
$1,506
Annual Rent Cost
$18,072
Your Salary's Purchasing Power
Your $29,910 annual take-home pay in Indio has the purchasing power of approximately $27,669 in an average-cost US area. You would need to earn $42,405 in Indio to match a $39,228 salary in an average-cost city.
Top Industries in Indio
Indio's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $39,228.
Salary Tips for Indio Workers
- Maximize pre-tax deductions. With a 9.3% state income tax rate, maximizing 401(k) contributions (up to $24,500 in 2026) and HSA contributions can significantly reduce both your federal and state tax burden.
- Research top industries. Indio's top industries include Technology, Entertainment, Agriculture. Targeting roles in these sectors can help you earn above the $39,228 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
Methodology & Local Economy Data Sources
How we calculate Indio salary data: Our citywide compensation figures aggregate occupation-specific salary data from BLS Occupational Employment and Wage Statistics for the Indio-CA metropolitan statistical area (MSA), weighted by local employment counts. Cost-of-living adjustments use the C2ER Cost of Living Index baseline of 100 (national average), with Indio indexed at 108.1.
- Median salary calculation: weighted average of Indio's occupation-specific medians from BLS OEWS, adjusted for local cost of living. Net result: $39,228 annual median.
- Tax burden reflects California state income tax (9.3%) (no local income tax), sales tax (7.25%), and federal taxes per IRS 2026 brackets.
- Unemployment rate for Indio: 5.4%, sourced from BLS Local Area Unemployment Statistics (LAUS).
- Top industries: Technology, Entertainment, Agriculture — based on QCEW employment concentration data.
- Job growth: 1.4% projected through 2034, derived from BLS Employment Projections program for California.
- Housing context: median home price $365,000, median rent $1,506/mo, sourced from Census American Community Survey 5-year estimates.
Authoritative US data sources for Indio, CA:
- BLS Occupational Employment and Wage Statistics (OEWS) — metropolitan area salary data
- BLS Local Area Unemployment Statistics — Indio unemployment rate
- U.S. Census Bureau — Indio QuickFacts — population, housing, demographics
- BLS Quarterly Census of Employment and Wages (QCEW) — county-level industry employment
- BLS Economy at a Glance — California — state economic indicators
- U.S. Bureau of Economic Analysis (BEA) — local GDP and personal income data
- BLS Consumer Price Index (CPI-U) — regional inflation tracking
Disclaimer: Salary and cost data are estimates for general guidance. Individual compensation varies by employer, experience, education, negotiation, and skills. Indio's rapidly changing economy can shift these baselines — always verify with current job listings, employer offers, and recent California labor market reports for the most current figures.
Reviewed by Brazora Monk· Last updated 2026 · BLS & Census data current as of latest releases
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Frequently Asked Questions
What is the median salary in Indio, CA?
The median salary in Indio, CA is $39,228 per year, or $19 per hour. The average salary is $43,935. This is $20,156 below the national median of $59,384.
What is the cost of living in Indio, CA?
Indio's cost of living index is 108.1 (national average = 100), meaning it is 8.099999999999994% more expensive compared to the national average. The median home price is $365,000 and the median monthly rent is $1,506.
What are the best industries in Indio?
The top industries in Indio, CA include Technology, Entertainment, Agriculture. The city has a job growth rate of 1.4% and an unemployment rate of 5.4%. Workers in these industries often earn above the city's median salary of $39,228.
How does Indio's salary compare to other cities?
Indio's median salary of $39,228 is 33.9% below the national median of $59,384. However, when adjusted for cost of living (index: 108.1), the real purchasing power is approximately $36,289.
What is the minimum wage in Indio, CA?
The minimum wage in Indio, CA is $16.00 per hour. This equals approximately $33,280 per year for a full-time worker (40 hours/week). This is $8.75 above the federal minimum wage of $7.25/hour.