Salary & Cost of Living in Irvington, NJ
Irvington, NJ: $73,085 median salary, cost of living index 130.1, $15.13/hr minimum wage. Calculate your take-home pay with our free paycheck calculator.
Median Salary
$73,085
$35/hr
Cost of Living
130.1
US avg = 100
Minimum Wage
$15.13
per hour
Unemployment
3.6%
rate
Irvington, NJ Overview
Population
60,190
Median Salary
$73,085
Average Salary
$81,855
Avg Commute
19 min
Median Home Price
$431,000
Median Rent
$1,754/mo
Job Growth
+2%
Sales Tax
6.625%
Irvington is located in New Jersey with a population of 60,190. The median household salary is $73,085 per year ($35/hour), which is $13,701 above the national median of $59,384. The average commute time is 19 minutes, and the city has a job growth rate of +2%.
Irvington Salary by Experience Level (2026)
Wage distribution in Irvington, NJ based on BLS percentile breakdown of the $73,085 median salary. Entry-level represents 10th–25th percentile; mid-level is the median; senior-level represents 75th–90th percentile.
| Experience Level | Annual Salary | Hourly Wage | Years Exp |
|---|---|---|---|
| Entry-Level | $45,313 | $21.79/hr | 0–2 years |
| Mid-Level (Median) | $73,085 | $35.14/hr | 3–7 years |
| Senior-Level | $103,781 | $49.90/hr | 8–15 years |
| Top 10% (90th Percentile) | $130,091 | $62.55/hr | 15+ years / leadership |
Percentile multipliers (62%, 100%, 142%, 178%) derived from 2024 BLS Occupational Employment and Wage Statistics distribution across all occupations in metro areas. Specific roles vary; see jobs by city for role-specific data.
Irvington Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in Irvington, NJ, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$53,246
$4,437.13/month · $2,047.91/biweekly · Effective Rate: 27.1%
Gross Pay
$73,085
Federal Tax
-$7,693
State Tax
-$6,556
Local Tax
$0
FICA
-$5,591
Net Pay
$53,246
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $6,090.42 | $73,085.00 |
| Federal Income Tax | -$641.06 | -$7,692.70 |
| New Jersey State Tax (8.97%) | -$546.31 | -$6,555.72 |
| Social Security (6.2%) | -$377.61 | -$4,531.27 |
| Medicare (1.45%) | -$88.31 | -$1,059.73 |
| Net Take-Home Pay | $4,437.13 | $53,245.57 |
Salary Comparison: Irvington vs Other Cities
See how Irvington's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| Irvington, NJ | $73,085 | 130.1 | $56,176 |
| National Average | $59,384 | 100 | $59,384 |
| Westfield, NJ | $73,007 | 114.1 | $63,985 |
| Montebello, CA | $73,006 | 157.9 | $46,236 |
| Perry Hall, MD | $73,003 | 118.9 | $61,399 |
| Millville, NJ | $73,003 | 117 | $62,396 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in Irvington
Irvington's cost of living index is 130.1 (national average = 100). Living in Irvington is 30.099999999999994% more expensive than the national average.
Median Home Price
$431,000
Median Monthly Rent
$1,754
Annual Rent Cost
$21,048
Your Salary's Purchasing Power
Your $53,246 annual take-home pay in Irvington has the purchasing power of approximately $40,927 in an average-cost US area. You would need to earn $95,084 in Irvington to match a $73,085 salary in an average-cost city.
Top Industries in Irvington
Irvington's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $73,085.
Salary Tips for Irvington Workers
- Negotiate for cost of living. Irvington has a cost of living 30.099999999999994% above the national average. When negotiating salary, factor in the higher housing and living costs to ensure your real purchasing power stays competitive.
- Maximize pre-tax deductions. With a 8.97% state income tax rate, maximizing 401(k) contributions (up to $24,500 in 2026) and HSA contributions can significantly reduce both your federal and state tax burden.
- Research top industries. Irvington's top industries include Pharmaceuticals, Finance, Logistics. Targeting roles in these sectors can help you earn above the $73,085 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
Explore Salaries Across the US
Compare salary data and cost of living for hundreds of US cities. Find out where your paycheck goes the furthest.
Related Salary Tools
Frequently Asked Questions
What is the median salary in Irvington, NJ?
The median salary in Irvington, NJ is $73,085 per year, or $35 per hour. The average salary is $81,855. This is $13,701 above the national median of $59,384.
What is the cost of living in Irvington, NJ?
Irvington's cost of living index is 130.1 (national average = 100), meaning it is 30.099999999999994% more expensive compared to the national average. The median home price is $431,000 and the median monthly rent is $1,754.
What are the best industries in Irvington?
The top industries in Irvington, NJ include Pharmaceuticals, Finance, Logistics. The city has a job growth rate of 2% and an unemployment rate of 3.6%. Workers in these industries often earn above the city's median salary of $73,085.
How does Irvington's salary compare to other cities?
Irvington's median salary of $73,085 is 23.1% above the national median of $59,384. However, when adjusted for cost of living (index: 130.1), the real purchasing power is approximately $56,176.
What is the minimum wage in Irvington, NJ?
The minimum wage in Irvington, NJ is $15.13 per hour. This equals approximately $31,470 per year for a full-time worker (40 hours/week). This is $7.88 above the federal minimum wage of $7.25/hour.