Salary & Cost of Living in Lodi, CA
Lodi, CA: $69,694 median salary, cost of living index 143.4, $16.00/hr minimum wage. Calculate your take-home pay with our free paycheck calculator.
Median Salary
$69,694
$34/hr
Cost of Living
143.4
US avg = 100
Minimum Wage
$16.00
per hour
Unemployment
4.2%
rate
Lodi, CA Overview
Population
67,021
Median Salary
$69,694
Average Salary
$78,057
Avg Commute
18 min
Median Home Price
$827,000
Median Rent
$3,342/mo
Job Growth
+2.9%
Sales Tax
7.25%
Lodi is located in California with a population of 67,021. The median household salary is $69,694 per year ($34/hour), which is $10,310 above the national median of $59,384. The average commute time is 18 minutes, and the city has a job growth rate of +2.9%.
Lodi Salary by Experience Level (2026)
Wage distribution in Lodi, CA based on BLS percentile breakdown of the $69,694 median salary. Entry-level represents 10th–25th percentile; mid-level is the median; senior-level represents 75th–90th percentile.
| Experience Level | Annual Salary | Hourly Wage | Years Exp |
|---|---|---|---|
| Entry-Level | $43,210 | $20.78/hr | 0–2 years |
| Mid-Level (Median) | $69,694 | $33.51/hr | 3–7 years |
| Senior-Level | $98,965 | $47.58/hr | 8–15 years |
| Top 10% (90th Percentile) | $124,055 | $59.65/hr | 15+ years / leadership |
Percentile multipliers (62%, 100%, 142%, 178%) derived from 2024 BLS Occupational Employment and Wage Statistics distribution across all occupations in metro areas. Specific roles vary; see jobs by city for role-specific data.
Lodi Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in Lodi, CA, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$50,934
$4,244.52/month · $1,959.01/biweekly · Effective Rate: 26.9%
Gross Pay
$69,694
Federal Tax
-$6,947
State Tax
-$6,482
Local Tax
$0
FICA
-$5,332
Net Pay
$50,934
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $5,807.83 | $69,694.00 |
| Federal Income Tax | -$578.89 | -$6,946.68 |
| California State Tax (9.3%) | -$540.13 | -$6,481.54 |
| Social Security (6.2%) | -$360.09 | -$4,321.03 |
| Medicare (1.45%) | -$84.21 | -$1,010.56 |
| Net Take-Home Pay | $4,244.52 | $50,934.19 |
Salary Comparison: Lodi vs Other Cities
See how Lodi's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| Lodi, CA | $69,694 | 143.4 | $48,601 |
| National Average | $59,384 | 100 | $59,384 |
| College Park, MD | $69,694 | 118.6 | $58,764 |
| Englewood, NJ | $69,685 | 113.2 | $61,559 |
| Severn, MD | $69,646 | 106.8 | $65,212 |
| La Verne, CA | $69,779 | 138.9 | $50,237 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in Lodi
Lodi's cost of living index is 143.4 (national average = 100). Living in Lodi is 43.400000000000006% more expensive than the national average.
Median Home Price
$827,000
Median Monthly Rent
$3,342
Annual Rent Cost
$40,104
Your Salary's Purchasing Power
Your $50,934 annual take-home pay in Lodi has the purchasing power of approximately $35,519 in an average-cost US area. You would need to earn $99,941 in Lodi to match a $69,694 salary in an average-cost city.
Top Industries in Lodi
Lodi's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $69,694.
Salary Tips for Lodi Workers
- Negotiate for cost of living. Lodi has a cost of living 43.400000000000006% above the national average. When negotiating salary, factor in the higher housing and living costs to ensure your real purchasing power stays competitive.
- Maximize pre-tax deductions. With a 9.3% state income tax rate, maximizing 401(k) contributions (up to $24,500 in 2026) and HSA contributions can significantly reduce both your federal and state tax burden.
- Research top industries. Lodi's top industries include Technology, Entertainment, Agriculture. Targeting roles in these sectors can help you earn above the $69,694 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
Methodology & Local Economy Data Sources
How we calculate Lodi salary data: Our citywide compensation figures aggregate occupation-specific salary data from BLS Occupational Employment and Wage Statistics for the Lodi-CA metropolitan statistical area (MSA), weighted by local employment counts. Cost-of-living adjustments use the C2ER Cost of Living Index baseline of 100 (national average), with Lodi indexed at 143.4.
- Median salary calculation: weighted average of Lodi's occupation-specific medians from BLS OEWS, adjusted for local cost of living. Net result: $69,694 annual median.
- Tax burden reflects California state income tax (9.3%) (no local income tax), sales tax (7.25%), and federal taxes per IRS 2026 brackets.
- Unemployment rate for Lodi: 4.2%, sourced from BLS Local Area Unemployment Statistics (LAUS).
- Top industries: Technology, Entertainment, Agriculture — based on QCEW employment concentration data.
- Job growth: 2.9% projected through 2034, derived from BLS Employment Projections program for California.
- Housing context: median home price $827,000, median rent $3,342/mo, sourced from Census American Community Survey 5-year estimates.
Authoritative US data sources for Lodi, CA:
- BLS Occupational Employment and Wage Statistics (OEWS) — metropolitan area salary data
- BLS Local Area Unemployment Statistics — Lodi unemployment rate
- U.S. Census Bureau — Lodi QuickFacts — population, housing, demographics
- BLS Quarterly Census of Employment and Wages (QCEW) — county-level industry employment
- BLS Economy at a Glance — California — state economic indicators
- U.S. Bureau of Economic Analysis (BEA) — local GDP and personal income data
- BLS Consumer Price Index (CPI-U) — regional inflation tracking
Disclaimer: Salary and cost data are estimates for general guidance. Individual compensation varies by employer, experience, education, negotiation, and skills. Lodi's rapidly changing economy can shift these baselines — always verify with current job listings, employer offers, and recent California labor market reports for the most current figures.
Reviewed by Brazora Monk· Last updated 2026 · BLS & Census data current as of latest releases
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Frequently Asked Questions
What is the median salary in Lodi, CA?
The median salary in Lodi, CA is $69,694 per year, or $34 per hour. The average salary is $78,057. This is $10,310 above the national median of $59,384.
What is the cost of living in Lodi, CA?
Lodi's cost of living index is 143.4 (national average = 100), meaning it is 43.400000000000006% more expensive compared to the national average. The median home price is $827,000 and the median monthly rent is $3,342.
What are the best industries in Lodi?
The top industries in Lodi, CA include Technology, Entertainment, Agriculture. The city has a job growth rate of 2.9% and an unemployment rate of 4.2%. Workers in these industries often earn above the city's median salary of $69,694.
How does Lodi's salary compare to other cities?
Lodi's median salary of $69,694 is 17.4% above the national median of $59,384. However, when adjusted for cost of living (index: 143.4), the real purchasing power is approximately $48,601.
What is the minimum wage in Lodi, CA?
The minimum wage in Lodi, CA is $16.00 per hour. This equals approximately $33,280 per year for a full-time worker (40 hours/week). This is $8.75 above the federal minimum wage of $7.25/hour.