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Medical Coder Salary in Fort Worth, TX — 2026

Medical Coder salary data for Fort Worth, TX — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

The median Medical Coder salary in Fort Worth, TX is $49,680 per year ($4,140/month, $24/hr). This reflects the local cost of living index of 92, which is 8% below the national average.

Entry Level
$35K
$17/hr
Median
$50K
$24/hr
Senior
$61K
$29/hr
Top Earner
$76K
$37/hr

Medical Coder Take-Home Pay in Fort Worth

Tax Breakdown (Median Salary)

Gross Annual$49,680
Federal Tax-$3,782
State Tax (0.0%)-$0
FICA (SS + Medicare)-$3,801
Annual Take-Home$42,098
Monthly Take-Home$3,508

Living Cost Comparison

Median Rent$1,300/mo
Rent-to-Income Ratio31.4%
Median Home Price$280,000
Cost of Living Index92
City Median Salary$60,000
Medical Coder vs City Median$-10,320

Medical Coder Requirements

Education
Certificate / Associate's Degree
Experience
0-2 years
Job Growth
7.0% (2024-2034)

Key Skills

ICD-10CPT CodesMedical TerminologyEHR SystemsCompliance

Fort Worth Job Market Overview

Fort Worth, Texas has a population of 918,915 and an unemployment rate of 3.2%. The top industries are Aerospace, Healthcare, Logistics. The local job growth rate is 2.5%, and the average commute time is 27 minutes.

Salary Percentile Breakdown — Medical Coder in Fort Worth

Based on the cost-of-living-adjusted distribution for Medical Coder in Fort Worth, TX, here's how earnings break down across the workforce:

PercentileAnnual SalaryHourly EquivalentCareer Stage
10th (lowest)$34,960$17/hrEntry-level, < 1 yr exp.
25th$42,320$20/hrJunior, 1-3 yrs exp.
50th (median)$49,680$24/hrMid-career, 0-2 years
75th$60,720$29/hrSenior, 5-10 yrs exp.
90th (top)$76,360$37/hrLead/Principal, 10+ yrs

Percentiles estimated using a log-normal salary distribution model calibrated to Medical Coder compensation data. Top earners (P90) typically include managers, specialists with rare skills, or those at high-paying employers in Fort Worth's Aerospace sector.

5-Year Salary Trajectory

Medical Coder salaries in Fort Worth have grown approximately 13.0% over the past 5 years, outpacing local CPI inflation in many cases. Here's the historical and projected trajectory:

5 Years Ago
$43,965
Adjusted for Fort Worth COL
Today (2026)
$49,680
+13.0% vs 5y ago
Projected 2031
$56,138
If growth continues

Year-over-year, an average Medical Coder can expect a 14.8% annual increase moving from entry to senior level over 4 years in Fort Worth. Negotiation, certifications (CPC, CCS), and changing employers strategically can accelerate this trajectory.

Fort Worth vs National Average

The national median Medical Coder salary is $54,000. In Fort Worth, the cost-of-living-adjusted median of $49,680 is 8.0% below the national figure. This reflects Fort Worth's cost of living index of 92 (lower than the national average of 100).

For Medical Coders, this means: rent typically consumes 37.1% of take-home pay (households spending >30% are considered rent-burdened), and a median home in Fort Worth costs about 6.7× annual take-home. Homeownership in Fort Worth on this salary is challenging — most experts recommend keeping home costs to 3-4× income.

Industry Context: Aerospace in Fort Worth

Fort Worth's economy is anchored by Aerospace, Healthcare, Logistics, with 918,915 residents and 3.2% unemployment as of 2026. Medical Coders working in the Aerospace sector typically earn at or above the local median due to industry-specific demand. The state's overall job growth rate is 2.5%, and Medical Coder occupations specifically are projected to grow 7.0% nationally through 2034 (BLS Occupational Outlook Handbook).

Methodology & Data Sources

How we calculate Medical Coder salaries in Fort Worth, TX:

  1. Base salary model starts with Salario occupation data and public wage references, including BLS OEWS and O*NET when a direct or related occupational crosswalk is available. For niche titles, we do not treat a broader SOC family as an exact job-title wage.
  2. Cost-of-living adjustment applied using the Fort Worth index of 92 relative to the national baseline of 100, with local rent, home price, unemployment, and tax inputs checked separately.
  3. Percentile distribution (P10-P90) estimated from the entry, median, senior, and top compensation tiers in the Salario salary model rather than claimed as exact employer payroll data.
  4. Take-home pay calculated using 2026 federal tax brackets (10%-37%), TX state income tax of 0.0%, and FICA (Social Security 6.2% + Medicare 1.45%).
  5. Tax brackets and standard deduction ($16,100 single filer for tax year 2026) sourced from IRS Revenue Procedure 2025-32 and updated annually.

Authoritative data sources:

Last reviewed: 2026. Salary data updated annually as new BLS releases become available. Medical Coder salaries can vary significantly based on employer, sector (Aerospace vs others in Fort Worth), specific skill set (ICD-10, CPT Codes, Medical Terminology), and individual negotiation. Always verify current compensation through multiple sources before making career decisions.

Frequently Asked Questions

What is the average Medical Coder salary in Fort Worth, TX?
The median Medical Coder salary in Fort Worth, TX is $49,680 per year as of 2026. This is adjusted for the local cost of living index of 92. Entry-level Medical Coders earn around $34,960, while senior-level professionals can earn $60,720 or more.
How much does a Medical Coder take home in Fort Worth after taxes?
A Medical Coder earning the median salary of $49,680 in Fort Worth, TX takes home approximately $42,098 per year ($3,508/month) after federal, state, and local taxes. The effective tax rate is 15.3%.
Is Fort Worth a good city for Medical Coders?
Fort Worth, TX has a cost of living index of 92 (below national average). Medical Coders here earn below the city median. The local unemployment rate is 3.2% and top industries include Aerospace, Healthcare, Logistics.
What skills are needed for a Medical Coder in Fort Worth?
Key skills for Medical Coders include ICD-10, CPT Codes, Medical Terminology, EHR Systems, Compliance. Typical education requirement is Certificate / Associate's Degree. Valuable certifications include CPC, CCS, RHIT.
How does Medical Coder salary in Fort Worth compare to the national average?
The national median Medical Coder salary is $54,000. In Fort Worth, the adjusted salary is $49,680, which is 8.0% lower than the national average, reflecting the local cost of living.

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Frequently Asked Questions

What is the average Medical Coder salary in Fort Worth, TX?

The median Medical Coder salary in Fort Worth, TX is $49,680 per year as of 2026. This is adjusted for the local cost of living index of 92. Entry-level Medical Coders earn around $34,960, while senior-level professionals can earn $60,720 or more.

How much does a Medical Coder take home in Fort Worth after taxes?

A Medical Coder earning the median salary of $49,680 in Fort Worth, TX takes home approximately $42,098 per year ($3,508/month) after federal, state, and local taxes. The effective tax rate is 15.3%.

Is Fort Worth a good city for Medical Coders?

Fort Worth, TX has a cost of living index of 92 (below national average). Medical Coders here earn below the city median. The local unemployment rate is 3.2% and top industries include Aerospace, Healthcare, Logistics.

What skills are needed for a Medical Coder in Fort Worth?

Key skills for Medical Coders include ICD-10, CPT Codes, Medical Terminology, EHR Systems, Compliance. Typical education requirement is Certificate / Associate's Degree. Valuable certifications include CPC, CCS, RHIT.

How does Medical Coder salary in Fort Worth compare to the national average?

The national median Medical Coder salary is $54,000. In Fort Worth, the adjusted salary is $49,680, which is 8.0% lower than the national average, reflecting the local cost of living.