Salary & Cost of Living in Morgan Hill, CA
Morgan Hill, CA: $65,643 median salary, cost of living index 149.3, $16.00/hr minimum wage. Calculate your take-home pay with our free paycheck calculator.
Median Salary
$65,643
$32/hr
Cost of Living
149.3
US avg = 100
Minimum Wage
$16.00
per hour
Unemployment
4.6%
rate
Morgan Hill, CA Overview
Population
46,654
Median Salary
$65,643
Average Salary
$73,520
Avg Commute
20 min
Median Home Price
$767,000
Median Rent
$3,091/mo
Job Growth
+2.8%
Sales Tax
7.25%
Morgan Hill is located in California with a population of 46,654. The median household salary is $65,643 per year ($32/hour), which is $6,259 above the national median of $59,384. The average commute time is 20 minutes, and the city has a job growth rate of +2.8%.
Morgan Hill Salary by Experience Level (2026)
Wage distribution in Morgan Hill, CA based on BLS percentile breakdown of the $65,643 median salary. Entry-level represents 10th–25th percentile; mid-level is the median; senior-level represents 75th–90th percentile.
| Experience Level | Annual Salary | Hourly Wage | Years Exp |
|---|---|---|---|
| Entry-Level | $40,699 | $19.57/hr | 0–2 years |
| Mid-Level (Median) | $65,643 | $31.56/hr | 3–7 years |
| Senior-Level | $93,213 | $44.82/hr | 8–15 years |
| Top 10% (90th Percentile) | $116,845 | $56.18/hr | 15+ years / leadership |
Percentile multipliers (62%, 100%, 142%, 178%) derived from 2024 BLS Occupational Employment and Wage Statistics distribution across all occupations in metro areas. Specific roles vary; see jobs by city for role-specific data.
Morgan Hill Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in Morgan Hill, CA, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$48,461
$4,038.42/month · $1,863.89/biweekly · Effective Rate: 26.2%
Gross Pay
$65,643
Federal Tax
-$6,055
State Tax
-$6,105
Local Tax
$0
FICA
-$5,022
Net Pay
$48,461
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $5,470.25 | $65,643.00 |
| Federal Income Tax | -$504.62 | -$6,055.46 |
| California State Tax (9.3%) | -$508.73 | -$6,104.80 |
| Social Security (6.2%) | -$339.16 | -$4,069.87 |
| Medicare (1.45%) | -$79.32 | -$951.82 |
| Net Take-Home Pay | $4,038.42 | $48,461.05 |
Salary Comparison: Morgan Hill vs Other Cities
See how Morgan Hill's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| Morgan Hill, CA | $65,643 | 149.3 | $43,967 |
| National Average | $59,384 | 100 | $59,384 |
| Bell, CA | $65,617 | 146.7 | $44,729 |
| Clay, NY | $65,586 | 137.7 | $47,630 |
| Mount Vernon, NY | $65,706 | 137.2 | $47,891 |
| Maplewood, MN | $65,715 | 90.8 | $72,373 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in Morgan Hill
Morgan Hill's cost of living index is 149.3 (national average = 100). Living in Morgan Hill is 49.30000000000001% more expensive than the national average.
Median Home Price
$767,000
Median Monthly Rent
$3,091
Annual Rent Cost
$37,092
Your Salary's Purchasing Power
Your $48,461 annual take-home pay in Morgan Hill has the purchasing power of approximately $32,459 in an average-cost US area. You would need to earn $98,005 in Morgan Hill to match a $65,643 salary in an average-cost city.
Top Industries in Morgan Hill
Morgan Hill's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $65,643.
Salary Tips for Morgan Hill Workers
- Negotiate for cost of living. Morgan Hill has a cost of living 49.30000000000001% above the national average. When negotiating salary, factor in the higher housing and living costs to ensure your real purchasing power stays competitive.
- Maximize pre-tax deductions. With a 9.3% state income tax rate, maximizing 401(k) contributions (up to $24,500 in 2026) and HSA contributions can significantly reduce both your federal and state tax burden.
- Research top industries. Morgan Hill's top industries include Technology, Entertainment, Agriculture. Targeting roles in these sectors can help you earn above the $65,643 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
Methodology & Local Economy Data Sources
How we calculate Morgan Hill salary data: Our citywide compensation figures aggregate occupation-specific salary data from BLS Occupational Employment and Wage Statistics for the Morgan Hill-CA metropolitan statistical area (MSA), weighted by local employment counts. Cost-of-living adjustments use the C2ER Cost of Living Index baseline of 100 (national average), with Morgan Hill indexed at 149.3.
- Median salary calculation: weighted average of Morgan Hill's occupation-specific medians from BLS OEWS, adjusted for local cost of living. Net result: $65,643 annual median.
- Tax burden reflects California state income tax (9.3%) (no local income tax), sales tax (7.25%), and federal taxes per IRS 2026 brackets.
- Unemployment rate for Morgan Hill: 4.6%, sourced from BLS Local Area Unemployment Statistics (LAUS).
- Top industries: Technology, Entertainment, Agriculture — based on QCEW employment concentration data.
- Job growth: 2.8% projected through 2034, derived from BLS Employment Projections program for California.
- Housing context: median home price $767,000, median rent $3,091/mo, sourced from Census American Community Survey 5-year estimates.
Authoritative US data sources for Morgan Hill, CA:
- BLS Occupational Employment and Wage Statistics (OEWS) — metropolitan area salary data
- BLS Local Area Unemployment Statistics — Morgan Hill unemployment rate
- U.S. Census Bureau — Morgan Hill QuickFacts — population, housing, demographics
- BLS Quarterly Census of Employment and Wages (QCEW) — county-level industry employment
- BLS Economy at a Glance — California — state economic indicators
- U.S. Bureau of Economic Analysis (BEA) — local GDP and personal income data
- BLS Consumer Price Index (CPI-U) — regional inflation tracking
Disclaimer: Salary and cost data are estimates for general guidance. Individual compensation varies by employer, experience, education, negotiation, and skills. Morgan Hill's rapidly changing economy can shift these baselines — always verify with current job listings, employer offers, and recent California labor market reports for the most current figures.
Reviewed by Brazora Monk· Last updated 2026 · BLS & Census data current as of latest releases
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Frequently Asked Questions
What is the median salary in Morgan Hill, CA?
The median salary in Morgan Hill, CA is $65,643 per year, or $32 per hour. The average salary is $73,520. This is $6,259 above the national median of $59,384.
What is the cost of living in Morgan Hill, CA?
Morgan Hill's cost of living index is 149.3 (national average = 100), meaning it is 49.30000000000001% more expensive compared to the national average. The median home price is $767,000 and the median monthly rent is $3,091.
What are the best industries in Morgan Hill?
The top industries in Morgan Hill, CA include Technology, Entertainment, Agriculture. The city has a job growth rate of 2.8% and an unemployment rate of 4.6%. Workers in these industries often earn above the city's median salary of $65,643.
How does Morgan Hill's salary compare to other cities?
Morgan Hill's median salary of $65,643 is 10.5% above the national median of $59,384. However, when adjusted for cost of living (index: 149.3), the real purchasing power is approximately $43,967.
What is the minimum wage in Morgan Hill, CA?
The minimum wage in Morgan Hill, CA is $16.00 per hour. This equals approximately $33,280 per year for a full-time worker (40 hours/week). This is $8.75 above the federal minimum wage of $7.25/hour.