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Mortgage Loan Officer Salary in Fontana, CA

Mortgage Loan Officer salary data for Fontana, CA — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

Mortgage Loan Officer Salary in Fontana, CA — 2026

The median Mortgage Loan Officer salary in Fontana, CA is $67,320 per year ($5,610/month, $32/hr). This reflects the local cost of living index of 102, which is 2% above the national average.

Entry Level
$41K
$20/hr
Median
$67K
$32/hr
Senior
$98K
$47/hr
Top Earner
$138K
$66/hr

Mortgage Loan Officer Take-Home Pay in Fontana

Tax Breakdown (Median Salary)

Gross Annual$67,320
Federal Tax-$6,424
State Tax (9.3%)-$6,261
FICA (SS + Medicare)-$5,150
Annual Take-Home$49,485
Monthly Take-Home$4,124

Living Cost Comparison

Median Rent$1,600/mo
Rent-to-Income Ratio28.5%
Median Home Price$450,000
Cost of Living Index102
City Median Salary$52,000
Mortgage Loan Officer vs City Median+$15,320

Mortgage Loan Officer Requirements

Education
Bachelor's Degree
Experience
0-2 years
Job Growth
3.0% (2024-2034)

Key Skills

Mortgage ProductsUnderwritingComplianceSalesCustomer Relations

Fontana Job Market Overview

Fontana, California has a population of 214,547 and an unemployment rate of 4.2%. The top industries are Logistics, Manufacturing, Healthcare. The local job growth rate is 2.0%, and the average commute time is 35 minutes.

Frequently Asked Questions

What is the average Mortgage Loan Officer salary in Fontana, CA?
The median Mortgage Loan Officer salary in Fontana, CA is $67,320 per year as of 2026. This is adjusted for the local cost of living index of 102. Entry-level Mortgage Loan Officers earn around $40,800, while senior-level professionals can earn $97,920 or more.
How much does a Mortgage Loan Officer take home in Fontana after taxes?
A Mortgage Loan Officer earning the median salary of $67,320 in Fontana, CA takes home approximately $49,485 per year ($4,124/month) after federal, state, and local taxes. The effective tax rate is 26.5%.
Is Fontana a good city for Mortgage Loan Officers?
Fontana, CA has a cost of living index of 102 (above national average). Mortgage Loan Officers here earn above the city median. The local unemployment rate is 4.2% and top industries include Logistics, Manufacturing, Healthcare.
What skills are needed for a Mortgage Loan Officer in Fontana?
Key skills for Mortgage Loan Officers include Mortgage Products, Underwriting, Compliance, Sales, Customer Relations. Typical education requirement is Bachelor's Degree. Valuable certifications include NMLS License, State License.
How does Mortgage Loan Officer salary in Fontana compare to the national average?
The national median Mortgage Loan Officer salary is $66,000. In Fontana, the adjusted salary is $67,320, which is 2.0% higher than the national average, reflecting the local cost of living.

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Frequently Asked Questions

What is the average Mortgage Loan Officer salary in Fontana, CA?

The median Mortgage Loan Officer salary in Fontana, CA is $67,320 per year as of 2026. This is adjusted for the local cost of living index of 102. Entry-level Mortgage Loan Officers earn around $40,800, while senior-level professionals can earn $97,920 or more.

How much does a Mortgage Loan Officer take home in Fontana after taxes?

A Mortgage Loan Officer earning the median salary of $67,320 in Fontana, CA takes home approximately $49,485 per year ($4,124/month) after federal, state, and local taxes. The effective tax rate is 26.5%.

Is Fontana a good city for Mortgage Loan Officers?

Fontana, CA has a cost of living index of 102 (above national average). Mortgage Loan Officers here earn above the city median. The local unemployment rate is 4.2% and top industries include Logistics, Manufacturing, Healthcare.

What skills are needed for a Mortgage Loan Officer in Fontana?

Key skills for Mortgage Loan Officers include Mortgage Products, Underwriting, Compliance, Sales, Customer Relations. Typical education requirement is Bachelor's Degree. Valuable certifications include NMLS License, State License.

How does Mortgage Loan Officer salary in Fontana compare to the national average?

The national median Mortgage Loan Officer salary is $66,000. In Fontana, the adjusted salary is $67,320, which is 2.0% higher than the national average, reflecting the local cost of living.