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Mortgage Loan Officer Salary in Los Angeles, CA

Mortgage Loan Officer salary data for Los Angeles, CA — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

Mortgage Loan Officer Salary in Los Angeles, CA — 2026

The median Mortgage Loan Officer salary in Los Angeles, CA is $109,560 per year ($9,130/month, $53/hr). This reflects the local cost of living index of 166, which is 66% above the national average.

Entry Level
$66K
$32/hr
Median
$110K
$53/hr
Senior
$159K
$77/hr
Top Earner
$224K
$108/hr

Mortgage Loan Officer Take-Home Pay in Los Angeles

Tax Breakdown (Median Salary)

Gross Annual$109,560
Federal Tax-$15,717
State Tax (9.3%)-$10,189
FICA (SS + Medicare)-$8,381
Annual Take-Home$75,272
Monthly Take-Home$6,273

Living Cost Comparison

Median Rent$2,650/mo
Rent-to-Income Ratio29.0%
Median Home Price$830,000
Cost of Living Index166
City Median Salary$75,200
Mortgage Loan Officer vs City Median+$34,360

Mortgage Loan Officer Requirements

Education
Bachelor's Degree
Experience
0-2 years
Job Growth
3.0% (2024-2034)

Key Skills

Mortgage ProductsUnderwritingComplianceSalesCustomer Relations

Los Angeles Job Market Overview

Los Angeles, California has a population of 3,898,747 and an unemployment rate of 4.8%. The top industries are Entertainment, Technology, Healthcare. The local job growth rate is 1.8%, and the average commute time is 31 minutes.

Frequently Asked Questions

What is the average Mortgage Loan Officer salary in Los Angeles, CA?
The median Mortgage Loan Officer salary in Los Angeles, CA is $109,560 per year as of 2026. This is adjusted for the local cost of living index of 166. Entry-level Mortgage Loan Officers earn around $66,400, while senior-level professionals can earn $159,360 or more.
How much does a Mortgage Loan Officer take home in Los Angeles after taxes?
A Mortgage Loan Officer earning the median salary of $109,560 in Los Angeles, CA takes home approximately $75,272 per year ($6,273/month) after federal, state, and local taxes. The effective tax rate is 31.3%.
Is Los Angeles a good city for Mortgage Loan Officers?
Los Angeles, CA has a cost of living index of 166 (above national average). Mortgage Loan Officers here earn above the city median. The local unemployment rate is 4.8% and top industries include Entertainment, Technology, Healthcare.
What skills are needed for a Mortgage Loan Officer in Los Angeles?
Key skills for Mortgage Loan Officers include Mortgage Products, Underwriting, Compliance, Sales, Customer Relations. Typical education requirement is Bachelor's Degree. Valuable certifications include NMLS License, State License.
How does Mortgage Loan Officer salary in Los Angeles compare to the national average?
The national median Mortgage Loan Officer salary is $66,000. In Los Angeles, the adjusted salary is $109,560, which is 66.0% higher than the national average, reflecting the local cost of living.

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Frequently Asked Questions

What is the average Mortgage Loan Officer salary in Los Angeles, CA?

The median Mortgage Loan Officer salary in Los Angeles, CA is $109,560 per year as of 2026. This is adjusted for the local cost of living index of 166. Entry-level Mortgage Loan Officers earn around $66,400, while senior-level professionals can earn $159,360 or more.

How much does a Mortgage Loan Officer take home in Los Angeles after taxes?

A Mortgage Loan Officer earning the median salary of $109,560 in Los Angeles, CA takes home approximately $75,272 per year ($6,273/month) after federal, state, and local taxes. The effective tax rate is 31.3%.

Is Los Angeles a good city for Mortgage Loan Officers?

Los Angeles, CA has a cost of living index of 166 (above national average). Mortgage Loan Officers here earn above the city median. The local unemployment rate is 4.8% and top industries include Entertainment, Technology, Healthcare.

What skills are needed for a Mortgage Loan Officer in Los Angeles?

Key skills for Mortgage Loan Officers include Mortgage Products, Underwriting, Compliance, Sales, Customer Relations. Typical education requirement is Bachelor's Degree. Valuable certifications include NMLS License, State License.

How does Mortgage Loan Officer salary in Los Angeles compare to the national average?

The national median Mortgage Loan Officer salary is $66,000. In Los Angeles, the adjusted salary is $109,560, which is 66.0% higher than the national average, reflecting the local cost of living.