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Risk Analyst Salary in Los Angeles, CA: 2026

Risk Analyst salary data for Los Angeles, CA, adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

The estimated median Risk Analyst salary in Los Angeles, CA is $194,768 per year ($16,231/month, $94/hr). This modeled estimate scales Salario's national benchmark (calibrated to the BLS OEWS May 2025 national median) by the local cost of living index of 166, which is 66% above the national average.

Entry Level
$129K
$62/hr
Median
$195K
$94/hr
Senior
$271K
$130/hr
Top Earner
$337K
$162/hr

All four figures are Salario estimates (national benchmark scaled by Los Angeles's cost-of-living index); BLS does not publish a metro median for this title here.

Risk Analyst Take-Home Pay in Los Angeles

Tax Breakdown (Median Salary)

Gross Annual$194,768
Federal Tax-$35,478
State Tax (7.2% eff.)-$14,021
FICA (SS + Medicare)-$14,263
Annual Take-Home$131,005
Monthly Take-Home$10,917

Living Cost Comparison

Median Rent$2,650/mo
Rent-to-Income Ratio16.3%
Median Home Price$830,000
Cost of Living Index166
City Median Salary (BLS metro, all jobs)$55,850
Risk Analyst vs City Median+$138,918

Risk Analyst Requirements

Education
Bachelor's Degree
Experience
2-4 years
Job Growth
17.0% (2024-2034)

Key Skills

Risk ModelingVaR AnalysisPythonSQLRegulatory Compliance

Los Angeles Job Market Overview

Los Angeles, California has a population of 3,898,747 and an unemployment rate of 4.8%. The top industries are Entertainment, Technology, Healthcare. The local job growth rate is 1.8%, and the average commute time is 31minutes. These local figures come from Salario's city dataset; verify current values with BLS Local Area Unemployment Statistics and Census QuickFacts.

Salary Percentile Breakdown: Risk Analyst in Los Angeles

Based on Salario's cost-of-living-adjusted salary tiers for Risk Analyst in Los Angeles, CA, here is an estimated percentile breakdown:

PercentileAnnual SalaryHourly EquivalentCareer Stage
10th (lowest)$129,148$62/hrEntry-level, < 1 yr exp.
25th$161,958$78/hrJunior, 1-3 yrs exp.
50th (median)$194,768$94/hrMid-career, 2-4 years
75th$271,410$130/hrSenior, 5-10 yrs exp.
90th (top)$336,980$162/hrLead/Principal, 10+ yrs

Percentiles are approximations, not measured local percentiles: P10, P50, P75, and P90 map to Salario's entry, median, senior, and top salary tiers scaled by the local cost-of-living index, and P25 is interpolated halfway between entry and median. Top earners (P90) typically include managers, specialists with rare skills, or those at high-paying employers in Los Angeles's Entertainment sector.

5-Year Salary Trajectory

Salario's national dataset models approximately 15.0% salary growth for Risk Analysts over the past 5 years. That national assumption is applied to the Los Angeles estimate below; it is not a measured local trend, and it should be compared with cumulative CPI inflation before treating it as a real-terms gain:

5 Years Ago
$169,363
Adjusted for Los Angeles COL
Today (2026)
$194,768
+15.0% vs 5y ago
Projected 2031
$223,983
If growth continues

Year-over-year, an average Risk Analyst can expect a 13.2% annual increase moving from entry to senior level over 6 years in Los Angeles. Negotiation, certifications (FRM, PRM), and changing employers strategically can accelerate this trajectory.

Los Angeles vs National Average

The national median Risk Analyst salary is $117,330 (BLS OEWS May 2025, Financial Risk Specialists). In Los Angeles, the cost-of-living-adjusted median of $194,768 is 66.0% above the national figure. This reflects Los Angeles's cost of living index of 166 (higher than the national average of 100).

For Risk Analysts, this means: rent typically consumes 24.3% of take-home pay (households spending >30% are considered affordable), and a median home in Los Angeles costs about 6.3× annual take-home. Homeownership in Los Angeles on this salary is challenging, most experts recommend keeping home costs to 3-4× income.

Industry Context: Entertainment in Los Angeles

Los Angeles's economy is anchored by Entertainment, Technology, Healthcare, with 3,898,747 residents and an unemployment rate of 4.8% in Salario's city dataset. Pay for Risk Analysts can differ by sector, so compare Entertainment employers with other local employers. The local job growth rate in Salario's city dataset is 1.8%, and Salario's job dataset lists a 17.0% growth outlook for Risk Analyst roles; check the BLS Occupational Outlook Handbook for the official 2024-2034 projection for the closest matching occupation.

Methodology & Data Sources

How we calculate Risk Analyst salaries in Los Angeles, CA:

  1. Base salary model starts with Salario occupation data and public wage references, including BLS OEWS and O*NET when a direct or related occupational crosswalk is available (the national median is calibrated to the BLS OEWS May 2025 median for Financial Risk Specialists). For niche titles, we do not treat a broader SOC family as an exact job-title wage.
  2. Cost-of-living adjustment applied using the Los Angeles index of 166 relative to the national baseline of 100, with local rent, home price, unemployment, and tax inputs stored separately in Salario's city dataset.
  3. Percentile distribution (P10-P90) estimated from the entry, median, senior, and top compensation tiers in the Salario salary model rather than claimed as exact employer payroll data.
  4. Take-home pay calculated using 2026 federal tax brackets (10%-37%), CA 2026 state income tax brackets after the standard deduction (top rate 13.3%), and FICA (Social Security 6.2% + Medicare 1.45%).
  5. Tax brackets and standard deduction ($16,100 single filer for tax year 2026) sourced from IRS Revenue Procedure 2025-32 and updated annually.

Authoritative data sources:

Last reviewed: 2026. Salario's salary dataset is refreshed periodically, not automatically; check the linked BLS releases for the latest official data. Risk Analyst salaries can vary significantly based on employer, sector (Entertainment vs others in Los Angeles), specific skill set (Risk Modeling, VaR Analysis, Python), and individual negotiation. Always verify current compensation through multiple sources before making career decisions.

Frequently Asked Questions

What is the average Risk Analyst salary in Los Angeles, CA?
Salario estimates the median Risk Analyst salary in Los Angeles, CA at $194,768 per year for 2026. This is a modeled figure: Salario's national Risk Analyst benchmark scaled by the local cost of living index of 166, not a measured local wage survey. The modeled entry-level estimate is around $129,148, and the senior estimate is $271,410 or more.
How much does a Risk Analyst take home in Los Angeles after taxes?
A Risk Analyst earning the median salary of $194,768 in Los Angeles, CA takes home approximately $131,005 per year ($10,917/month) after federal, state, and local taxes. The effective tax rate is 32.7%.
Is Los Angeles a good city for Risk Analysts?
Los Angeles, CA has a cost of living index of 166 (above national average). Risk Analysts here earn above the city median. The local unemployment rate is 4.8% and top industries include Entertainment, Technology, Healthcare.
What skills are needed for a Risk Analyst in Los Angeles?
Key skills for Risk Analysts include Risk Modeling, VaR Analysis, Python, SQL, Regulatory Compliance. Typical education requirement is Bachelor's Degree. Valuable certifications include FRM, PRM, CFA.
How does Risk Analyst salary in Los Angeles compare to the national average?
Salario's national median benchmark for Risk Analyst is $117,330 (calibrated to the BLS OEWS May 2025 national median). In Los Angeles, the cost-of-living-adjusted estimate is $194,768, which is 66.0% higher than the national average, reflecting the local cost of living.

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Frequently Asked Questions

What is the average Risk Analyst salary in Los Angeles, CA?

Salario estimates the median Risk Analyst salary in Los Angeles, CA at $194,768 per year for 2026. This is a modeled figure: Salario's national Risk Analyst benchmark scaled by the local cost of living index of 166, not a measured local wage survey. The modeled entry-level estimate is around $129,148, and the senior estimate is $271,410 or more.

How much does a Risk Analyst take home in Los Angeles after taxes?

A Risk Analyst earning the median salary of $194,768 in Los Angeles, CA takes home approximately $131,005 per year ($10,917/month) after federal, state, and local taxes. The effective tax rate is 32.7%.

Is Los Angeles a good city for Risk Analysts?

Los Angeles, CA has a cost of living index of 166 (above national average). Risk Analysts here earn above the city median. The local unemployment rate is 4.8% and top industries include Entertainment, Technology, Healthcare.

What skills are needed for a Risk Analyst in Los Angeles?

Key skills for Risk Analysts include Risk Modeling, VaR Analysis, Python, SQL, Regulatory Compliance. Typical education requirement is Bachelor's Degree. Valuable certifications include FRM, PRM, CFA.

How does Risk Analyst salary in Los Angeles compare to the national average?

Salario's national median benchmark for Risk Analyst is $117,330 (calibrated to the BLS OEWS May 2025 national median). In Los Angeles, the cost-of-living-adjusted estimate is $194,768, which is 66.0% higher than the national average, reflecting the local cost of living.