Salary & Cost of Living in Nicholasville, KY
Nicholasville, KY: $45,528 median salary, cost of living index 79.8, $7.25/hr minimum wage. Calculate your take-home pay with our free paycheck calculator.
Median Salary
$45,528
$22/hr
Cost of Living
79.8
US avg = 100
Minimum Wage
$7.25
per hour
Unemployment
4.4%
rate
Nicholasville, KY Overview
Population
33,068
Median Salary
$45,528
Average Salary
$50,991
Avg Commute
20 min
Median Home Price
$178,000
Median Rent
$729/mo
Job Growth
+2.3%
Sales Tax
6%
Nicholasville is located in Kentucky with a population of 33,068. The median household salary is $45,528 per year ($22/hour), which is $13,856 below the national median of $59,384. The average commute time is 20 minutes, and the city has a job growth rate of +2.3%.
Nicholasville Salary by Experience Level (2026)
Wage distribution in Nicholasville, KY based on BLS percentile breakdown of the $45,528 median salary. Entry-level represents 10th–25th percentile; mid-level is the median; senior-level represents 75th–90th percentile.
| Experience Level | Annual Salary | Hourly Wage | Years Exp |
|---|---|---|---|
| Entry-Level | $28,227 | $13.57/hr | 0–2 years |
| Mid-Level (Median) | $45,528 | $21.89/hr | 3–7 years |
| Senior-Level | $64,650 | $31.08/hr | 8–15 years |
| Top 10% (90th Percentile) | $81,040 | $38.96/hr | 15+ years / leadership |
Percentile multipliers (62%, 100%, 142%, 178%) derived from 2024 BLS Occupational Employment and Wage Statistics distribution across all occupations in metro areas. Specific roles vary; see jobs by city for role-specific data.
Nicholasville Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in Nicholasville, KY, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$35,939
$2,994.89/month · $1,382.26/biweekly · Effective Rate: 21.1%
Gross Pay
$45,528
Federal Tax
-$3,425
State Tax
-$1,821
Local Tax
-$860
FICA
-$3,483
Net Pay
$35,939
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $3,794.00 | $45,528.00 |
| Federal Income Tax | -$285.41 | -$3,424.86 |
| Kentucky State Tax (4%) | -$151.76 | -$1,821.12 |
| Local Tax (1.89%) | -$71.71 | -$860.48 |
| Social Security (6.2%) | -$235.23 | -$2,822.74 |
| Medicare (1.45%) | -$55.01 | -$660.16 |
| Net Take-Home Pay | $2,994.89 | $35,938.65 |
Salary Comparison: Nicholasville vs Other Cities
See how Nicholasville's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| Nicholasville, KY | $45,528 | 79.8 | $57,053 |
| National Average | $59,384 | 100 | $59,384 |
| Tuscaloosa, AL | $45,500 | 86 | $52,907 |
| Sarasota, FL | $45,483 | 96.5 | $47,133 |
| Port Orange, FL | $45,578 | 95.8 | $47,576 |
| Gadsden, AL | $45,614 | 80.4 | $56,734 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in Nicholasville
Nicholasville's cost of living index is 79.8 (national average = 100). Living in Nicholasville is 20.200000000000003% less expensive than the national average.
Median Home Price
$178,000
Median Monthly Rent
$729
Annual Rent Cost
$8,748
Your Salary's Purchasing Power
Your $35,939 annual take-home pay in Nicholasville has the purchasing power of approximately $45,036 in an average-cost US area. Your $45,528 salary stretches further here than in most US cities.
Top Industries in Nicholasville
Nicholasville's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $45,528.
Salary Tips for Nicholasville Workers
- Your salary goes further here. Nicholasville has a cost of living 20.200000000000003% below the national average. A salary of $45,528 here has the purchasing power of about $57,053 in an average-cost area.
- Research top industries. Nicholasville's top industries include Automotive, Healthcare, Bourbon. Targeting roles in these sectors can help you earn above the $45,528 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
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Frequently Asked Questions
What is the median salary in Nicholasville, KY?
The median salary in Nicholasville, KY is $45,528 per year, or $22 per hour. The average salary is $50,991. This is $13,856 below the national median of $59,384.
What is the cost of living in Nicholasville, KY?
Nicholasville's cost of living index is 79.8 (national average = 100), meaning it is 20.200000000000003% less expensive compared to the national average. The median home price is $178,000 and the median monthly rent is $729.
What are the best industries in Nicholasville?
The top industries in Nicholasville, KY include Automotive, Healthcare, Bourbon. The city has a job growth rate of 2.3% and an unemployment rate of 4.4%. Workers in these industries often earn above the city's median salary of $45,528.
How does Nicholasville's salary compare to other cities?
Nicholasville's median salary of $45,528 is 23.3% below the national median of $59,384. However, when adjusted for cost of living (index: 79.8), the real purchasing power is approximately $57,053.
What is the minimum wage in Nicholasville, KY?
The minimum wage in Nicholasville, KY is $7.25 per hour. This equals approximately $15,080 per year for a full-time worker (40 hours/week). This matches the federal minimum wage of $7.25/hour.