Salary & Cost of Living in North Bergen, NJ
North Bergen, NJ: $66,363 median salary, cost of living index 118, $15.13/hr minimum wage. Calculate your take-home pay with our free paycheck calculator.
Median Salary
$66,363
$32/hr
Cost of Living
118
US avg = 100
Minimum Wage
$15.13
per hour
Unemployment
4.2%
rate
North Bergen, NJ Overview
Population
63,484
Median Salary
$66,363
Average Salary
$74,327
Avg Commute
19 min
Median Home Price
$425,000
Median Rent
$1,732/mo
Job Growth
+2.3%
Sales Tax
6.625%
North Bergen is located in New Jersey with a population of 63,484. The median household salary is $66,363 per year ($32/hour), which is $6,979 above the national median of $59,384. The average commute time is 19 minutes, and the city has a job growth rate of +2.3%.
North Bergen Salary by Experience Level (2026)
Wage distribution in North Bergen, NJ based on BLS percentile breakdown of the $66,363 median salary. Entry-level represents 10th–25th percentile; mid-level is the median; senior-level represents 75th–90th percentile.
| Experience Level | Annual Salary | Hourly Wage | Years Exp |
|---|---|---|---|
| Entry-Level | $41,145 | $19.78/hr | 0–2 years |
| Mid-Level (Median) | $66,363 | $31.91/hr | 3–7 years |
| Senior-Level | $94,235 | $45.31/hr | 8–15 years |
| Top 10% (90th Percentile) | $118,126 | $56.80/hr | 15+ years / leadership |
Percentile multipliers (62%, 100%, 142%, 178%) derived from 2024 BLS Occupational Employment and Wage Statistics distribution across all occupations in metro areas. Specific roles vary; see jobs by city for role-specific data.
North Bergen Paycheck Calculator
Enter your annual salary to see your estimated take-home pay in North Bergen, NJ, after federal, state, and local taxes.
Estimated Annual Take-Home Pay
$49,120
$4,093.30/month · $1,889.22/biweekly · Effective Rate: 26.0%
Gross Pay
$66,363
Federal Tax
-$6,214
State Tax
-$5,953
Local Tax
$0
FICA
-$5,077
Net Pay
$49,120
Pay Breakdown
| Item | Monthly | Annual |
|---|---|---|
| Gross Salary | $5,530.25 | $66,363.00 |
| Federal Income Tax | -$517.82 | -$6,213.86 |
| New Jersey State Tax (8.97%) | -$496.06 | -$5,952.76 |
| Social Security (6.2%) | -$342.88 | -$4,114.51 |
| Medicare (1.45%) | -$80.19 | -$962.26 |
| Net Take-Home Pay | $4,093.30 | $49,119.61 |
Salary Comparison: North Bergen vs Other Cities
See how North Bergen's median salary and cost of living compare to the national average and similar cities.
| City | Median Salary | COL Index | Adj. Salary |
|---|---|---|---|
| North Bergen, NJ | $66,363 | 118 | $56,240 |
| National Average | $59,384 | 100 | $59,384 |
| West Falls Church, VA | $66,376 | 102.6 | $64,694 |
| Bayonne, NJ | $66,383 | 128.4 | $51,700 |
| Hillsborough, NJ | $66,311 | 122.4 | $54,176 |
| Lenexa, KS | $66,433 | 96.2 | $69,057 |
Adjusted salary reflects purchasing power when cost of living is factored in. A higher adjusted salary means your money goes further.
Cost of Living in North Bergen
North Bergen's cost of living index is 118 (national average = 100). Living in North Bergen is 18% more expensive than the national average.
Median Home Price
$425,000
Median Monthly Rent
$1,732
Annual Rent Cost
$20,784
Your Salary's Purchasing Power
Your $49,120 annual take-home pay in North Bergen has the purchasing power of approximately $41,627 in an average-cost US area. You would need to earn $78,308 in North Bergen to match a $66,363 salary in an average-cost city.
Top Industries in North Bergen
North Bergen's economy is driven by these key industries. Workers in top industries often earn significantly above the median salary of $66,363.
Salary Tips for North Bergen Workers
- Maximize pre-tax deductions. With a 8.97% state income tax rate, maximizing 401(k) contributions (up to $24,500 in 2026) and HSA contributions can significantly reduce both your federal and state tax burden.
- Research top industries. North Bergen's top industries include Pharmaceuticals, Finance, Logistics. Targeting roles in these sectors can help you earn above the $66,363 median salary.
- Review your W-4 withholding. If you regularly receive large tax refunds, adjust your W-4 to increase your per-paycheck take-home pay instead of giving the government an interest-free loan.
Methodology & Local Economy Data Sources
How we calculate North Bergen salary data: Our citywide compensation figures aggregate occupation-specific salary data from BLS Occupational Employment and Wage Statistics for the North Bergen-NJ metropolitan statistical area (MSA), weighted by local employment counts. Cost-of-living adjustments use the C2ER Cost of Living Index baseline of 100 (national average), with North Bergen indexed at 118.
- Median salary calculation: weighted average of North Bergen's occupation-specific medians from BLS OEWS, adjusted for local cost of living. Net result: $66,363 annual median.
- Tax burden reflects New Jersey state income tax (8.97%) (no local income tax), sales tax (6.625%), and federal taxes per IRS 2026 brackets.
- Unemployment rate for North Bergen: 4.2%, sourced from BLS Local Area Unemployment Statistics (LAUS).
- Top industries: Pharmaceuticals, Finance, Logistics — based on QCEW employment concentration data.
- Job growth: 2.3% projected through 2034, derived from BLS Employment Projections program for New Jersey.
- Housing context: median home price $425,000, median rent $1,732/mo, sourced from Census American Community Survey 5-year estimates.
Authoritative US data sources for North Bergen, NJ:
- BLS Occupational Employment and Wage Statistics (OEWS) — metropolitan area salary data
- BLS Local Area Unemployment Statistics — North Bergen unemployment rate
- U.S. Census Bureau — North Bergen QuickFacts — population, housing, demographics
- BLS Quarterly Census of Employment and Wages (QCEW) — county-level industry employment
- BLS Economy at a Glance — New Jersey — state economic indicators
- U.S. Bureau of Economic Analysis (BEA) — local GDP and personal income data
- BLS Consumer Price Index (CPI-U) — regional inflation tracking
Disclaimer: Salary and cost data are estimates for general guidance. Individual compensation varies by employer, experience, education, negotiation, and skills. North Bergen's rapidly changing economy can shift these baselines — always verify with current job listings, employer offers, and recent New Jersey labor market reports for the most current figures.
Reviewed by Brazora Monk· Last updated 2026 · BLS & Census data current as of latest releases
Explore Salaries Across the US
Compare salary data and cost of living for hundreds of US cities. Find out where your paycheck goes the furthest.
Related Salary Tools
Frequently Asked Questions
What is the median salary in North Bergen, NJ?
The median salary in North Bergen, NJ is $66,363 per year, or $32 per hour. The average salary is $74,327. This is $6,979 above the national median of $59,384.
What is the cost of living in North Bergen, NJ?
North Bergen's cost of living index is 118 (national average = 100), meaning it is 18% more expensive compared to the national average. The median home price is $425,000 and the median monthly rent is $1,732.
What are the best industries in North Bergen?
The top industries in North Bergen, NJ include Pharmaceuticals, Finance, Logistics. The city has a job growth rate of 2.3% and an unemployment rate of 4.2%. Workers in these industries often earn above the city's median salary of $66,363.
How does North Bergen's salary compare to other cities?
North Bergen's median salary of $66,363 is 11.8% above the national median of $59,384. However, when adjusted for cost of living (index: 118), the real purchasing power is approximately $56,240.
What is the minimum wage in North Bergen, NJ?
The minimum wage in North Bergen, NJ is $15.13 per hour. This equals approximately $31,470 per year for a full-time worker (40 hours/week). This is $7.88 above the federal minimum wage of $7.25/hour.