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Occupational Therapist Salary in Springfield, MA

Occupational Therapist salary data for Springfield, MA — adjusted for local cost of living. Entry-level to senior pay ranges, take-home pay calculator, and local job market insights.

Occupational Therapist Salary in Springfield, MA — 2026

The median Occupational Therapist salary in Springfield, MA is $85,260 per year ($7,105/month, $41/hr). This reflects the local cost of living index of 98, which is 2% below the national average.

Entry Level
$68K
$33/hr
Median
$85K
$41/hr
Senior
$108K
$52/hr
Top Earner
$122K
$58/hr

Occupational Therapist Take-Home Pay in Springfield

Tax Breakdown (Median Salary)

Gross Annual$85,260
Federal Tax-$10,371
State Tax (5.0%)-$4,263
FICA (SS + Medicare)-$6,522
Annual Take-Home$64,103
Monthly Take-Home$5,342

Living Cost Comparison

Median Rent$1,100/mo
Rent-to-Income Ratio15.5%
Median Home Price$210,000
Cost of Living Index98
City Median Salary$48,500
Occupational Therapist vs City Median+$36,760

Occupational Therapist Requirements

Education
Master's Degree
Experience
0-2 years
Job Growth
14.0% (2024-2034)

Key Skills

Activity AnalysisAdaptive EquipmentCognitive RehabilitationSensory IntegrationDocumentation

Springfield Job Market Overview

Springfield, Massachusetts has a population of 155,929 and an unemployment rate of 5.0%. The top industries are Healthcare, Education, Manufacturing. The local job growth rate is 0.8%, and the average commute time is 22 minutes.

Frequently Asked Questions

What is the average Occupational Therapist salary in Springfield, MA?
The median Occupational Therapist salary in Springfield, MA is $85,260 per year as of 2026. This is adjusted for the local cost of living index of 98. Entry-level Occupational Therapists earn around $67,620, while senior-level professionals can earn $107,800 or more.
How much does a Occupational Therapist take home in Springfield after taxes?
A Occupational Therapist earning the median salary of $85,260 in Springfield, MA takes home approximately $64,103 per year ($5,342/month) after federal, state, and local taxes. The effective tax rate is 24.8%.
Is Springfield a good city for Occupational Therapists?
Springfield, MA has a cost of living index of 98 (below national average). Occupational Therapists here earn above the city median. The local unemployment rate is 5.0% and top industries include Healthcare, Education, Manufacturing.
What skills are needed for a Occupational Therapist in Springfield?
Key skills for Occupational Therapists include Activity Analysis, Adaptive Equipment, Cognitive Rehabilitation, Sensory Integration, Documentation. Typical education requirement is Master's Degree. Valuable certifications include NBCOT Certification, State Licensure.
How does Occupational Therapist salary in Springfield compare to the national average?
The national median Occupational Therapist salary is $87,000. In Springfield, the adjusted salary is $85,260, which is 2.0% lower than the national average, reflecting the local cost of living.

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Frequently Asked Questions

What is the average Occupational Therapist salary in Springfield, MA?

The median Occupational Therapist salary in Springfield, MA is $85,260 per year as of 2026. This is adjusted for the local cost of living index of 98. Entry-level Occupational Therapists earn around $67,620, while senior-level professionals can earn $107,800 or more.

How much does a Occupational Therapist take home in Springfield after taxes?

A Occupational Therapist earning the median salary of $85,260 in Springfield, MA takes home approximately $64,103 per year ($5,342/month) after federal, state, and local taxes. The effective tax rate is 24.8%.

Is Springfield a good city for Occupational Therapists?

Springfield, MA has a cost of living index of 98 (below national average). Occupational Therapists here earn above the city median. The local unemployment rate is 5.0% and top industries include Healthcare, Education, Manufacturing.

What skills are needed for a Occupational Therapist in Springfield?

Key skills for Occupational Therapists include Activity Analysis, Adaptive Equipment, Cognitive Rehabilitation, Sensory Integration, Documentation. Typical education requirement is Master's Degree. Valuable certifications include NBCOT Certification, State Licensure.

How does Occupational Therapist salary in Springfield compare to the national average?

The national median Occupational Therapist salary is $87,000. In Springfield, the adjusted salary is $85,260, which is 2.0% lower than the national average, reflecting the local cost of living.